PSB Kisan Credit Card Features
Key Features:
- Availability: Available for Agribusiness Professionals, farmers
- Variant: The card is to cover the crop cultivation stage, investment to raw materials, post-harvesting, household materials, etc.
- Interest-free credit Period: The credit amount can be availed between 20 to 50 days.
- Low rate of Interest: The interest rates availed on the credit is very low.
- National acceptance: The PSB Kisan card is nationally accepted.
Additional Features:
- The card offers credit support that can be utilized to fulfil various credit requirements related to agricultural and allied activities.
- The card offers various repayment options where the farmers can repay the loan at their convenience. The maximum repayment limit is 5 years.
- The card offers short-term loans at attractive interest rates.
- Annual Fee: There is no annual fee required by the bank on the PSB Kisan credit card.
PSB Kisan Credit Card Eligibility:
Eligibility Criteria |
Details |
| Minimum Age requirement | 18 years |
| Maximum Age requirement | 65 years |
| Variants | Landlords, Tenants, Farmers, Agri professionals |
| Minimum salary for Business professionals | NA |
| Other requirements | NA |
PSB Kisan Credit Card Documentation:
| Income Proof | Residence Proof | Identity Proof |
| Bank Statements | Utility Bills | Aadhar Card |
| Salary Slips | NAREGA Form | Aadhar Card | Ration Card |
|
Form 16 |
Ration Card | PAN Card |
PSB Kisan Credit card Fee & Charges:
Services |
Fees and Charges |
| Annual Fee | NIL |
| Joining Fee | NIL |
| Renewal Fee | NA |
| Interest Rate | Low |
| Supplementary Card | NIL |
How to apply for a PSB Kisan credit card
- Dialabank helps you to apply for a Kisan credit card.
- You can visit the ‘Credit Cards’ page.
- Enter your personal and contact details.
- After the verification, a representative from the bank will get in touch with and ask to guide you through the process.
- You may have to submit KYC documents and income proof to get a PSB Kisan Bank credit card.
- You can also visit the nearby Punjab & Sindh Bank branch to apply for a credit card.
FAQs
