OBC Swarojgar Credit Card Scheme Features
The features of OBC Swarojgar Credit Card Scheme are as follows :
- Security: The security measures are provided by the bank using finance provided by the bank.
- Repayment Tenures: The maximum repayment tenure that is extended to borrowers by the Bank is 5 years.
- Loan Margin: There is no margin applicable against the term loan availed under the OBS Swarojgar Credit Card Scheme.
- Amount of Loan: The maximum loan quantum that is offered to eligible micro-entrepreneurs and small artisans (against their credit card) under this scheme is Rs.25000.
- Redeem Online: You can simply track and redeem your cashback online by logging in credit card online.
- Customer services: The relationship Manager reach out to the customers for any need of the customer.
- Personal Alerts: The customer is notified of every update by the bank.
OBC Swarojgar Credit Card Scheme Eligibility Criteria
Following are the necessary eligibility criteria for availing OBC Swarojgar Credit Card Scheme :
| Particulars | Criteria |
| Age | 21 years and above |
| Occupation | Only micro-entrepreneurs, handloom weavers and small artisans |
| Nationality | Must be a Citizen of India. |
| CIBIL | A decent CIBIL Score is necessary clear credit history. |
OBC Swarojgar Credit Card Scheme Documentation
The banks ask for certain mandatory documents for availing OBC Swarojgar Credit Card Scheme:
| Identity Proof | Address Proof | Income Proof |
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Fees and Charges
The fee and Charges related to OBC Swarojgar Credit Card Scheme are as follows:
| Services | Fee and Charges |
| Annual Fee | Nil |
| First Year | Nil |
| Second Year | Nil |
Rewards and Points Program
Following are the rewards and points received along with the OBC Swarojgar Credit Card Scheme:
*No reward points specified
Credit Card Limit
- A maximum amount of up to Rs. 25,000
How to Apply for OBC Swarojgar Credit Card Scheme
Give below are the steps involved while applying for OBC Swarojgar Credit Card Scheme:
- First of all, visit the Dialabank website.
- From the given page select OBC Swarojgar Credit Card Scheme.
- Fill in the required information in the application form for that card.
- Fill in all the necessary personal details correctly.
- Compare the eligibility criteria and if you are eligible then you can complete the online application.
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