OBC SBI Gold Credit Card Features
The features of the OBI SBI Gold Credit Card is as follows:
- Get 10% savings on departmental and grocery store purchases.
- 24/7 Customer care and guidance service are available.
- You will earn gifts and rewards.
- You can redeem your reward points against Cash, airline tickets, air miles, movie tickets, mobile recharge, etc.
OBC SBI Gold Credit Card Eligibility Criteria
Eligibility Criteria |
Details |
| Minimum Age | 21 Years |
| Maximum Age | 65 Years |
| Minimum Annual Income | N/A |
| Location |
Anywhere in India |
| Residential Criteria | The applicant should be a resident of India |
OBC SBI Gold Credit Card Documentation
The following documents are required for OBC SBI Gold Credit Card:
| Identity Proof | Address Proof | Income Proof |
|
|
|
Fees and Charges
Services |
Fees and Charges |
| Annual Fee | 2,999 |
| Add on Card Fee | NIL |
| Renewal Fee | 2999 |
| The interest rate on the outstanding balance | NA |
| Late Payment charges |
For a total amount due between Rs.0 and Rs.200 – Nil Between Rs.200 and Rs.500 – Rs.100 Between Rs.500 and Rs.1,000 – Rs.400 Between Rs.1,000 and Rs.10,000 – Rs.600 Between Rs.10,000 and RS.25,000 – Rs.800 More than Rs.25,000 – Rs.950 |
| Over Limit Charges | 2.5% |
| Cheque Bounce Charges | Rs.500 |
| Foreign Currency Charges | NA |
| Duplicate statement request | Nil |
| Outstation Cheque Processing Fee | Nil |
| Reissue or Replacement of the Card | Rs.100 |
| Furnishing a copy of the CIBIL report | Rs.50 |
Rewards Points programs
- Get 10 Saving Points for every Rs. 100 you spend at Departmental & Grocery Stores.
- Get 1 Saving Point for every Rs. 100 you spend on other purchases.
- You can redeem your rewards points.
OBC SBI Gold Credit Card Limit
- At the discretion of the bank, the credit limit of the Oriental Bank of Commerce SBI Platinum credit card is issued.
- A number of factors are considered by the State Bank of India before the credit limit is applied to the card. Any of these considerations include the applicant’s annual revenue, credit score, credit report, and repayment patterns for past and current debts.
How to apply for OBC SBI Gold Credit Card
Follow the following steps and get your credit card easily.
- First, visit the Dialabank website.
- Select OBC SBI Gold Credit Card.
- Fill the application form for that card. Fill in all the required details correctly.
- Check if you are eligible or not.
- If you are eligible then you can complete the online application.
Other Top Credit Cards by Oriental Bank
- OBC SBI Platinum Card
FAQ’s
