OBC Laghu Udhami Credit Card

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OBC Laghu Udhami Credit Card


OBC Laghu Udhami Credit Card Features

KeyFeatures:OBC Laghu Udhami Credit Card

  • Collateral Security: No collateral security required 
  • Long Validity: Enjoy up to three years validity 
  • Beneficial for Small Businesses: Gives loans to small business owners, artisans.
  • Repayment Options: Repay the loan within 5 years 
  • Loan Amount: The maximum amount of loan up to Rs. 10 lakh canbe availed
  • Loan Margin: The loan margin which is offered on the term loan is extended to the borrower against the credit card is 10%.

OBC Laghu Udhami Credit Card Eligibility 

Loans will be given to :

  • Small artisans 
  • retailer owners 
  • Small businessmen 
  • Village industrialists 
  • Self-employed individuals 
  • Professionals 

OBC Laghu Udhami Credit Card Documents Required

Photo-Identity Proof

 Address Proof

Income Proof

  • Copy of Passbook 
  • Voter ID
  • Driving license,
  • Aadhaar card
  • PAN card
  • Recent telephone bills
  • Electricity bills
  • Passport
  • Voter ID
  • Recent IT Returns
  • Salary slips
  • last six months bank account statements showing salary credit

Fee and charges 

Rate of Interest 11.95% (Base Rate + 2.25%)

OBC Laghu Udhami Credit Card limit 

  • The maximum limit of the OBC Laghu Udhami Credit Card is Rs.10,00,000 per card


How to apply for OBC Laghu Udhami Credit Card

You can easily apply for OBC Laghu Udhami Credit Card through Dialabank. Follow the following steps and get your credit card easily.

  • First, visit the Dialabank website.
  • Select the OBC Laghu Udhami Credit Card
  • Fill the application form for that card.
  • Fill in all your basic details correctly.
  • Check your eligibility and if you are eligible then you can complete the online application

Top Credit Cards offered by Oriental Bank Of Commerce

  • OBC SBI Gold Card
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  • OBC Laghu Udami Credit Card-Oriented business Card Scheme(OBCS)
  • OBC Swarojgar Credit Card Scheme
  • Kisan Credit Card-Oriented Green Card (OGS)


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