Major Personal Loan Providers in Anupgarh
Feature | HDFC Bank | Private Bank | Bajaj Finance |
Interest Rate | 10.75% - 17% | 11.25% - 18.5% | 0.12 |
Min Loan Amt | Metro : 75000 & Non Metro: 50000 | 50000 | 100000 |
Max Loan Amt | 50 Lacs | 50 Lacs | 1 Cr |
Loan Tenure | 1 - 5 Years | 1 - 5 Years | 1 - 5 Years |
Processing Fee | 0.25% - 2% of the Loan Amt | 1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt
|
Preclosure Charges | 2%, Nil foreclosure charges after 12 months | 2%, Nil foreclosure charges after 24 months | Nil |
Overdraft Facility | No | No | Yes |
Personal Loan Anupgarh Features
Financial problems obstructing your way? Require monetary assistance? We Dialabank got your back discovering solutions for you!
A personal loan Anupgarh is the remedy discovered by Dialabank for all your financial problems. This loan requires very fewer testimonies and paperwork. It will be approved within 48 hours after successful verification.
It is a kind unsecured loan with the feasibility of interest rates at your convenience. The basic requirement for this loan is good income and good creditworthiness.
The most important thing associated with this loan is that there are no restrictions on the purpose of using this financial aid. You can use it anywhere you want.
Click here to get an instant personal loan
Personal Loan Anupgarh Interest Rates
To apply for a personal loan Anupgarh click on Personal Loan
Bank | Processing Fee |
Prepayment Charges
|
HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
SBI Personal Loan | 500/- to 0.50% | Nil |
Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Personal Loan | Nil | Nil |
Muthoot Personal Loan | Nil | Nil |
Manappauram Personal Loan | Nil | Nil |
PNB Personal Loan | 0.70% to 1% | Nil |
Canara Bank Personal Loan | 0.01 | Nil |
Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Documents Required for Personal Loan Anupgarh
Essential documents required for availing Personal Loan Anupgarh:
Salaried Customers:
- Identity proof (Aadhar card/driving license) of the applicant.
- Salary slips of the last three months are required
- Bank statements for the last 6 months
- PAN Card of the applicant
- Residence Proof (Owned/Rented/Company provided)
- Fresh Passport-sized photographs – 2
*NOTE: In case of rented apartments, rent agreement is mandatorily required.
Self-Employed Customers:
- All financial statements are required (Balance Sheet, P&L Statement as well as ITR files) for loan approval.
- PAN Card for verification
- Aadhar Card of the application
- Residence Proof for verification
- Two passport-sized photographs of the applicant.
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Anupgarh
The personal loan eligibility criteria for salaried, as well as self-employed individuals are as follows:
Salaried Applicants
- The applicant should belong to the age group of min 21 years and a max of 60 years.
- The applicants must have an excellent credit history.
- The applicant must possess an income source with 3 years of employment experience.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years..
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The individual must possess a clear credit score and no dues to pay.
- The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
Why Apply for Personal Loan Anupgarh?
- There is no need to deposit any mortgage and collateral security to the bank.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
- The amount of a personal loan depends upon the repayment of individual income and capacity.
- A Personal Loan does not require any guarantor or nominee.
How to apply for Personal Loan Anupgarh?
- Visit Dialabank
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all details of the personal loan where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Anupgarh
Each money related foundation, for example, banks or NBFCs charges an application expense for individual credit. The scope of expenses fluctuates between 1.5% – 2.5% of the allowed advance sum.
On the off chance that you are blocking your credit sum before the due date, at that point you need to take care of punishment for prepayment. You can’t close your credit before a year by and large. The prepayment punishment charges rely upon the number of years for which credit has been utilized.
To know about the interest rate click on the personal loan interest rate
Personal Loan Anupgarh EMI Calculator
EMI (Equated Monthly Installments) are the fixed charges that you simply are susceptible to pay monthly to the bank as repayment of the loan amount. The rate of interest for a personal loan isn’t fixed. it’ll be determined to support your profile. And accordingly, your EMI is going to be calculated on the idea of the rate of interest and therefore the tenure of the loan.
CIBIL Score required for Personal Loan Anupgarh
Every financial institution has its own criteria for the minimum CIBIL score required for processing a private application in Anupgarh. Most institutions require a minimum score of 750 to process your application.
The institutions don’t just check out the general score but also the detailed behaviour on the previous loans taken. This comprises details on the sort of loan taken and therefore the amount borrowed. Any dallied payments for earlier loans can act as a hindrance to your availing a fresh loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Anupgarh Agents
Dialabank is the principal agent for guidance regarding Personal Loans in Anupgarh. You can apply online at www.dialabank.com or give a call at 9878981166
Dialabank assists you in discovering the absolute financial institute out of numerous Banks and NBFCs by providing you with a complete market comparison of several banks so that you can make a sound choice. Visit our website www.dialabank.com and fill a simple form with all essential information. Our customer relationship managers will soon get in touch with you and will provide you with surpassing assistance.
Personal Loan Anupgarh Contact Number
Call 9878981166 and receive instant help and endorsement for a Personal Loan in Anupgarh.
Pre Calculated EMI Table for Personal Loan Anupgarh
Click here for a personal loan EMI calculator
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Anupgarh
It is a town in the Sri Ganganagar District of Rajasthan. Around 30,000 people live in this town.
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