Personal Loan Degana

All about Personal Loan Degana

Need funds for your personal use?  We have a solution for you that is a Personal Loan; this loan will help you to raise funds for your necessities. You can use it according to your requirements.

Almost all major banks and NBFCs provide personal loans in Degana. The personal loan is available at an affordable rate of interest. The documentation process is also quick and easy.

What is Personal Loan?

A Personal loan is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Personal Loan, the applicant needs to have a good source of income and has a good credit history. Furthermore, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount anywhere you want to do.

Personal Loan Degana Interest Rates

The interest rates in a Personal Loan depends upon the company’s profile and salary of a person. The interest rate of Personal Loan Degana starts from 10.75% per year.

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Why should I apply for a Personal Loan in Degana?

• The processing fee is up to 2% of the loan amount.
• Personal Loan Degana tenure ranges up to 5 years.
• The lowest EMI per lakh is Rs 2,162.
• The prepayment charges are NIL up to 5 per cent.

Personal Loan Degana Eligibility Criteria

Personal loan Eligibility for Loan depends upon several factors such as your credit score, monthly income, and several other ongoing EMIs, etc. There are two categories of applicants:

Salaried Individuals:

• Salary: Rs 18,000 (Monthly).
• Minimum Age: 21 Years.
• Maximum Age: 60 Years.
• Work Experience: Should be Overall, three years and must have 1-year experience in the ongoing job.
• CIBIL Score: Must be more than 700.
• Financial Health: A person who gets their salary in cash is not eligible for availing Loan

Click here to know more about- Salaried Applicant

Self Employed Individuals:

• Minimum Age: 25 Years.
• Maximum Age: 65 Years.
• Income: Should be filing for an annual ITR of 2.5 to 3 lakh.
• Residence: Must be having an Office or Home.
• Business History: The business should have been running for the last three years.
• CIBIL Score: Must be more than 700.

Click here to know more – Self-employed Applicant

Personal Loan Degana Documents

• Identity proof: One should have the following documents with him(Passport/Id card/voter card/driving license/Aadhar Card). Any one of them will work.
• Residence proof: The documents needed as proof of residence are:  (Passport/Id card/voter card/driving license/Ration Card/Aadhar Card).  And if the applicant is living in a rented apartment, then he has to submit, electricity bill in his name and the address of the owner and his rental agreement.
• KYC formality: The applicant has to provide his PAN card.
• Salaried applicant: The applicant has to submit his bank statements for the last six months and the salary slip of the previous three months.
• Self-employed: The person applying for a personal loan should file ITR for the last three years, and the business should be registered.
• Coloured photograph: applicant must have two passport size photograph

Personal Loan Degana Tenure

The tenure of Personal Loan Degana is from 1 year to 5 years. If you want to close your loan before the tenure of the loan to get rid of the interest rates, then you can do so.

Personal Loan Degana Apply Online

1. Visit Dialabank
2. Go to the loan section and select a personal loan link.
3. By clicking this link, you will be directed to all details of the personal loan, where you can select your preferred city.

About Degana

Degana is a town municipality and headquarters to Sub-Division and Tehsil located in Nagaur district of Rajasthan, India.

Pre-Calculated EMI Table for Personal Loan Degana

Click here to know more about- Personal Loan EMI Calculator 

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