Major Personal Loan Providers in Bhiwadi
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Bhiwadi Features
Money is the basic resource to make ends meet, but lack of finances is the major barrier between us and our requirements. Personal Loans helps an individual abridge this gap between the haves and have nots—Dialabank assistance you in every manner to accomplish your desires with the easiest personal loans.
This loan gets instantly approved within 48 hours of registration with a transparent proceeding of the loan. Basic documentation and outstanding credit history help you avail of your Personal Loan. The individual needs to possess the potential to repay the amount of personal loan under the stipulated period. There exists no end-use restriction for the borrower. The individual is liberal to use the money as per their choice. Click here to get an instant personal loan.
Personal Loan Bhiwadi Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents Required for Personal Loan Bhiwadi
Salaried Customers:
- Identity proof (Aadhar card/driving license)
- Salary slips of last three months
- Bank statements for the last 6 months
- PAN Card
- Residence Proof (Owned/Rented/Company provided)
- Passport-sized photographs – 2
*NOTE: In the case of rented apartments, a rent agreement needs to be attached.
Self-Employed Customers:
- All financials are required (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar Card
- Residence Proof
- Two passport-sized photographs
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Bhiwadi
Click here to know more about personal loan eligibility
Salaried Applicants
- The minimum age requirements of the individual should be 21 years and a maximum of up to 60 years.
- The applicants must have work experience of three years. And the salary should be received in their accounts only.
- The applicants must have an excellent credit history.
- The job location of the applicant should be mentioned.
- A borrower should have a minimum income of INR 25,000 per month
Self-Employed Applicants
- The minimum age requirement for an independent person should be 25 years.
- The applicants applying for the personal loan should file ITR for the last three years.
- If the applicants are the businessman, then the business should be running from the past three years.
- The credit score of the individual applicants should be good .there should not be any debt or dues left.
- The annual income of the applicants should be a minimum of Rs 2.5 lakh.
- The whole documentation process of the personal loan is the applicants have to submit his financial and his bank statement of the previous three months.
Why Apply for Personal Loan Bhiwadi?
- There is no need to deposit any mortgage and collateral security to the bank.
- A personal loan is a multi-purpose offer loan. It can be used for all the problems related to finance.
- A personal loan depends upon the repayment of individual income, capacity and personal loan interest rate.
- A Personal Loan does not require any guarantor or nominee.
How to apply for Personal Loan Bhiwadi?
- Visit Dialabank
- Go to the loan section and click on the personal loan link.
- The applicant will be directed to all personal loan details where they can choose their preferred city.
- For more information and free guidance, you may call on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Bhiwadi
Every Bank and NBFC command a fee for concocting your Personal Loan Bhiwadi application. These charges are 1% of the loan amount.
If you wish to dispossess your advance before the concurred credit residency, each loaning organization charges you a punitive prepayment expense. Much of the time, you can’t close your advance before a year. Post that, the charges shift contingent upon how long the credit has been done. These charges change from 4% of the exceptional advance sum in the second year to 2% in the fourth year of the credit.
Personal Loan Bhiwadi EMI Calculator
Likened Monthly Installments, likewise, know as EMI, are the month to month fixed charges that you pay to the bank as a month to month reimbursement for the advance sum borrowed. Based on your profile, the financing cost on your advance is resolved. Your EMI is determined to premise the Interest Rate you are charged by the bank and the measure of advance you need to take, and the period for which you appreciate the credit. Thus the personal loan EMI calculator will help you a lot.
CIBIL Score required for Personal Loan Bhiwadi
Each loaning organization has its measures for the base CIBIL score required for handling a Personal Loan application in Bhiwadi. However, most organizations require a base score of 750 to process your advance application.
The establishments don’t simply take a gander at the general score, yet additionally, the nitty-gritty conduct on the past advances taken. This remembers subtleties for the sort of advance taken and the sum obtained. Any postponed instalments for past advances can go about as a boundary to your benefiting a new credit.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Bhiwadi Agents
Dialabank is the preeminent agent for availing Personal Loan in Bhiwadi. You can apply online at Dialabank or give a call at 9878981166.
Dialabank presents you to locate the ideal alternative of Banks and NBFCs by delivering you with a nitty-gritty market correlation of various banks so you can settle on the correct decision. Visit our site www.dialabank.com and fill a straightforward structure with your own and business subtleties. Our client relationship supervisors will, before long, connect with you.
Personal Loan Bhiwadi Contact Number
Call 9878981166 and get instant help and approval for a Personal Loan in Bhiwadi.
Pre Calculated EMI Table for Personal Loan Bhiwadi
Click here for a personal loan EMI calculator
About Bhiwadi
Bhiwadi is a city in the Alwar district of Rajasthan. It is an industrialized centre in Rajasthan. Around 1,00,000 people live in this town.
Other Cities For Personal Loan
Personal Loan Baran | Personal Loan Ajmer |
Personal Loan Banswara | Personal Loan Singtam |
Personal Loan Balotra | Personal Loan Gangtok |
Personal Loan Anupgarh | Personal Loan Yanam |