Major Personal Loan Providers in Chaksu
Feature
HDFC Bank
Private Bank
Bajaj Finance
Interest Rate
10.75% - 17%
11.25% - 18.5%
0.12
Min Loan Amt
Metro : 75000 & Non Metro: 50000
50000
100000
Max Loan Amt
50 Lacs
50 Lacs
1 Cr
Loan Tenure
1 - 5 Years
1 - 5 Years
1 - 5 Years
Processing Fee
0.25% - 2% of the Loan Amt
1% - 2.5% of the Loan Amt
Preclosure Charges
2%, Nil foreclosure charges after 12 months
2%, Nil foreclosure charges after 24 months
Nil
Overdraft Facility
No
No
Yes
Personal Loan Chaksu Features
Want to plan the destination wedding of your child? Dialabank has a perfect solution to complete all your dreams.
The solution is Personal Loan that will accomplish all your desires. This is an unsecured loan which requires the least records. We guarantee that the loan will be confirmed within 48 hours after successful document authentication.
It is credit with the feasibility of interest rates at your service. The essential condition for this loan is ample income and high-grade creditworthiness.
The most significant thing correlated with this loan is that there are no restraints on the scope of using this monetary assistance. You can use it wherever you are willing to.
Click here to get an Instant Personal Loan
Personal Loan Chaksu Interest Rates
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Bank
Processing Fee
HDFC Bank Personal Loan
0.25% to 1.50%
Axis Bank Personal Loan
0.50% to 1.50%
Nil
Private Bank Personal Loan
0.25% to 1.50%
SBI Personal Loan
500/- to 0.50%
Nil
Kotak Personal Loan
1% to 2%
IIFL Personal Loan
Nil
Nil
Muthoot Personal Loan
Nil
Nil
Manappauram Personal Loan
Nil
Nil
PNB Personal Loan
0.70% to 1%
Nil
Canara Bank Personal Loan
0.01
Nil
Andhra Bank Personal Loan
Nil
Nil
Documents for Personal Loan Chaksu
Salaried Customers:
- Identification proof in the form of aadhar card or driving license.
- Salary slips for the past three months are required to be relinquished.
- Bank statements for the last 6 months have to be proffered.
- A proof of your PAN Card
- You have to relinquish your residence proof (Owned/Rented/Company provided)
- Two up-to-date passport-sized photographs have to be tendered.
*NOTE: If you live in a rented apartment, then rent agreement needs to be attached.
Self-Employed Customers:
- All business statements are required to be appended. (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card is an obligation.
- Aadhar Card (for identity verification)
- Residence Proof (owned/rented)
- You have to attach two recent passport-sized photos.
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Chaksu
The personal loan eligibility requirements are as followed:
Salaried Applicants
- The least age of a person should be 21 years and a peak of up to 60 years in progression to apply for a personal loan.
- It is mandatory for the appellant to have a minimum of 3 years of expertise and you should be holding a salary in your own account.
- The applicant’s credit archives should be competent.
- You should mention your job location.
- The candidate should obtain a minimum income of INR 25,000 per month.
Self-Employed Applicants
- The minimum age of an individual should be 25 years.
- You have to file your ITR for the latest 3 years if you demanding a personal loan.
- If you are a businessman, then your business should be running for the past 3 years.
- Your credence score should be sufficient. Make sure that all your dues are cleared.
- You should be earning a minimum annual income of Rs.2.5 lakhs.
- The candidate has to proffer his financial and bank statement for the preceding 3 months.
Click here if you want further knowledge about the Personal Loan for Self-Employed Applicant.
Why Apply for Personal Loan Chaksu?
- You do not require to mortgage your resources.
- A personal loan is a multipurpose loan. You can use this product anywhere you want to.
- The amount of personal loans exclusively depends on your creditworthiness.
- In Personal Loan, you need not mention any appointee or guarantor.
How to apply for Personal Loan Chaksu?
- Visit our website Dialabank
- On our website you will see a Loan section, go there and click on the personal loan link to apply for it.
- The candidate will be directed to all details of the personal loan where you can choose your preferred city.
- For more information and free aid, you can get in touch with us by calling on 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Chaksu
Every fiscal institution such as banks or NBFCs imposes an application fee for a personal loan. The range of fees varies between 1.5% – 2.5% of the sanctioned loan sum.
If you are impeding your loan sum ere the due date, then you have to pay a fine for prepayment. You cannot stop your loan before 12 months in most circumstances. The prepayment penalty costs depend on the number of years for which credit has been employed.
To gain more knowledge about the interest rate click on the personal loan interest rate
Personal Loan Chaksu EMI Calculator
EMI (Equated Monthly Installments) are the fixed costs that you are accountable to pay monthly to the bank as reimbursement of the loan amount. The interest rate is not solidified. It will be concluded based on your profile. And consequently, your EMI will be assessed on the foundation of interest rate and the tenure of the loan.
CIBIL Score required for Personal Loan Chaksu
Every lending organization has its own benchmark standards for CIBIL score which is expected for proceedings of application of Personal Loan. A CIBIL score of 750 is often favored by all the lending institutions.
Institutions just look at your performance in your preceding loans whether you have repaid your credits on time or not. Any deferred payments of the past can influence your future.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Chaksu Agents
Dialabank is the predominant instrument for taking Personal Loan in Chaksu. You can apply online at Dialabank or give a call at 9878981166.
Dialabank is operating for presenting monetary help to those in want. Visit our website www.dialabank.com and fill a mild form with all essential details such as private and professional aspects. Our customer connection managers will soon get in touch with you.
Personal Loan Chaksu Contact Number
Call 9878981166 and to get urgent help from us and support for Personal Loan in Chaksu.
Pre Calculated EMI Table for Personal Loan Chaksu
Click here for the Personal Loan EMI calculator
About Chaksu
It is a town in Jaipur district of Rajasthan. The majority of people are of gurjars and meenas castes. It has a population as high as 2,00,000 people.
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