Best banks for Gold Loans in Ranipettai
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Ranipettai Features
Planning to take a gold loan?
Scared of your financial prospects?
Gold Loans are now pretty simple and convenient to avail as most major banks and finance companies assist at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be taken against your Gold ornaments/Jewelry as a collateral or security deposit.
What are some Gold Loan Ranipettai features?
Gold Loan Ranipettai provides financial assistance at affordable interest rates to the customers. The eligibility criteria for gold loan is pretty simple.
Banks sanction Gold Loan easily acknowledging the fact that you repay the amount in the form of interest as installments. If the borrower fails to repay, the loan can be recovered through collateral.
Gold Loan Rate Per Gram Today in Ranipettai
Gold Loan Per Gram details are mentioned below:
Updated - Gold Loan Per Gram Rate w.e.f May 01 2025 |
||||
| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Ranipettai Interest Rates and Charges
Details on Gold Loan Rate of Interest are mentioned below:
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Ranipettai Documents required
- Fully filled application form with signature
- 2 recent colored passport size photographs
- Proof of Residence: Ration card/Electricity Bill/ Rental bill/ Passport copy/ Telephone Bill/ Trade License, etc.
- Land Proof: For agriculture loan above Rs 1 Lakh, no proof is claimed for allied agricultural purposes.
- Identity proof such as Driving License/Passport/Aadhar/Voter’s ID, etc
- Bank will arrange or provide the Certificate by the Jewel Appraiser.
- A Demand Promissory Note.
- Signature Proof: Passport/Driving License/Banker’s verification
- Income Proof (i.e. salary slips/ Form 16) of a borrower
Gold Loan in Ranipettai Eligibility Criteria
- The age of the borrower should be between 21 to 60 years
- Nationality of the applicant must be Indian
- Applicant should be salaried or self-employed
GOLD LOAN @ 0.75%*
APPLY NOW
Gold Loan Ranipettai Agent and Contact number
Dialabank is recognized as the leading agent for availing Gold Loan in Ranipettai. You can register online at Dialabank or give a call at 9878981166
Dialabank advises you to find the best option of Banks and NBFCs by presenting a detailed market comparison of different banks so that you can make the right choice. Visit our website, register, and submit an online form with your personal and employment details. Our representatives will soon get in touch with you.
About Ranipettai
Also known as Ranipet, Ranipettai is a city in the Vellore district of Tamil Nadu. Literally translating to Queen’s place, Ranipettai is an industrial hub in the Vellore district with many factories and industries set up here.
