Best Banks for Gold Loan in Krishnagar
Gold Loan Krishnagar Features
Are you running short out of cash? Gold Loan is available for you. This loan requires minimal documentation and less paperwork. This loan can get approved in 48 hours after the verification process of a gold loan.
Gold Loan Krishnagar is an unsecured loan that provides economical aid to the customers at affordable interest rates. To get a Gold Loan, the applicant must have a rigid and good source of income and has a good credit history. Additionally, there is no end-use restriction on the use of the gold loan amount. You can use this gold loan amount anywhere you want to do.
Gold Loan Rate Per Gram Today in Krishnagar
Updated - Gold Loan Per Gram Rate w.e.f Jun 14 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Krishnagar Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Krishnagar Documents Required
- At least one Proof of Identification from the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Any Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Krishnagar
- There is a need for the Land Proof: Apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not required for agriculture use.
- A Demand of Promissory Note.
- Certification by the Jewel Appraiser (Bank will handle this).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Krishnagar Eligibility Criteria
- The minimum age:21 years and maximum age: 60 years.
- Must be an Indian
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Krishnagar
Online Process to Apply for Gold Loan Krishnagar
You can apply for the Gold Loan with Dialabank. The process is straightforward. You have to fill a simple form online at Dialabank.
After that, you will get a call back from our executive. Furthermore, you will avail of a document to pick up facility from your doorstep. For more information about Gold Loan Krishnagar, you can call on 9878981166.
Dialabank is taken into consideration as the best online platform to apply for a gold loan. The reasons are given below:
- First of all, Dialabank is India’s first financial helpline; it offers the best financial facilities to customers all over the country.
- The bank has a good reputation among individuals because of its best services.
- When you apply for a gold loan on Dialabank, then you will avail of a low Gold Loan Interest Rate.
- Also, Dialabank offers a document pickup facility from the doorstep of the customer.
- One more important thing is that Dialabank guides the consumers free of cost. There are no additional charges for a gold loan online application with Dialabank.
- Also, when you apply for a gold loan through Dialabank, very little paperwork is required.
- Another is that get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to guide you in the whole procedure of Gold Loan.
Offline Process to Apply for Gold Loan Krishnagar
The applier has an option to avail of a Gold Loan from the nearby branches. You will search for Gold Loan near me on google. It will enlist all the neighboring branches from where you can avail of the loan.
Processing Fees / Prepayment Charges on Gold Loan Krishnagar
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Krishnagar
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Krishnagar. Most institutions require a minimum score of 750 for the procedure of your gold loan application.
The institutions also examine the detailed behavior of the previous loans taken. This includes the type of loan taken and the amount borrowed. Any late payments for previous loans can act as a barrier for a fresh loan.
Gold Loan Krishnagar Agent and Contact Number
Dialabank is the leading and trusting agent for availing Gold Loan in Krishnagar. You can apply online at www.dialabank.comAlso, you can call us at 9878981166.
Dialabank helps you to find the best option of Banks and NBFCs by offering you with a detailed market comparison of various banks so that you can make the right decision. Visit www.dialabank.com and fill out a simple form. Our customer relationship managers will connect with you very soon.
Gold Loan Krishnagar Contact Number
You can contact at 9878981166 and get instant help and approval for Gold Loan in Krishnagar.
Pre Calculated EMI Table for Gold Loan Krishnagar
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Krishnagar
Krishnanagar is a city in West Bengal India. It is the headquarters of the Nadia district. it is under the body of Krishnagar Municipality. Official languages are Bengali and English. Krishnanagar is situated on the southern banks of the Jalangi river. The area of the municipality is around 16 km2 and is divided into 24 wards with 24 councilors. Krishnanagar is the administrative headquarters of the Nadia district. Krishnanagar is the center for all administration purposes.
As Krishnanagar is the headquarters of Nadia District, it gets some of the added benefits. Apart from Government Hospitals, there are private run nursing homes as well. Krishnanagar is 100 km north of Kolkata. Being the district headquarters, residents of Krishnanagar enjoy some unique facilities as far as transport is considered: wide roads, intra-city connectivity by auto-rickshaws, cycles rickshaws, e-rickshaws, service buses, and magic taxis.
As Krishnanagar is a city just beside the river Jalangi(Tributary of River Ganges), one can also avail of water transport. Regular boat transport is also available from Krishnanagar to other parts.
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Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
