Gold Loan Vijayawada

Major Gold Loan Providers in Vijayawada

Gold Loan Vijayawada Features

Are you running short of money and looking for a loan which is easy to get with lesser documentation and paperwork? Gold Loan is the best option you can choose for. This loan needs less paperwork, as it is secured in nature and you can get your loan approved within 2-3 hours after all the verification process.

Gold Loan agencies in Vijayawada give easy gold loans to the consumers at the Best Interest Rate On Gold loans. To receive a Gold loan, the candidate needs to have a good source of income, which will make the verification and loan approval process faster.

Furthermore, you can get a loan up to 75% of the market value of gold, this is due to fluctuation in the market price of the gold.

Gold Loan Vijayawada Interest Rates – Mar 12 2025

Gold Loan Per Gram For All Major Bank in Vijayawada – Mar 12 2025

Gold Loan Eligibility Criteria in Vijayawada

Gold Loan Vijayawada Eligibility & EMI Calculator

Documents for Gold Loan Vijayawada

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Vijayawada

1. The minimum age of the individual should be 21 years and maximum up to 60 years.
2. Must be having Indian Nationality.

How to Apply for Gold Loan Vijayawada

Online Process to Apply for Gold Loan Vijayawada

• You can apply for the Gold Loan at Dialabank.
• You just have to fill a simple form online.
• After that, you will get a call back from our representative.
• You can call on 9878981144 anytime.

Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this, some of them are:

1. Dialabank is India’s leading business helpline; it gives the best business assistance to clients all over the nation.
2. Dialabank guides the customers free of cost.
3. You will receive a large LTV of your gold.
4. The bank has a great fame among the clients because of its best and fast services.
5. If you apply for a gold loan on Dialabank, then you will get a low Gold loan Interest Rate.
6. Moreover, very little paperwork is required.
7. Eventually, the Relationship managers are trained thoroughly to guide you in the complete process of Gold Loan.

Offline Process to Apply for Gold Loan Vijayawada

The candidate also has a choice to avail of a Gold Loan per gram from the nearby subdivisions. To do so, seek Gold Loan near me on google. It will list all the branches of banks and finance companies providing loans near you. You require choosing them according to your choice and knowledge, but Dialabank can do that for you in a more expeditious and more reliable manner.

Then you have to visit those departments and apply for a loan and have to visit many times before than loan gets finally approved.

Processing Fees / Prepayment Charges on Gold Loan Vijayawada

EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

CIBIL Score Required for Gold Loan Vijayawada

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Vijayawada. Most companies require a least score of 750 to prepare your loan request.

Not merely your CIBIL score, the organizations also view the individual behaviour on the prior loans taken. This covers details on the type of loan taken and the amount borrowed. Any dallied instalments for early loans can act as a block to your availing a fresh loan. So make inevitable your CIBIL score is valid before applying for a loan.

Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Vijayawada

To get a gold loan in Vijayawada a borrower can either visit the nearest gold loan offering bank branch with their gold and basic documents such as Aadhar Card and PAN Card or they can fill an inquiry form online at Dialabank’s digital platform.

✅ What is gold loan interest rate in Vijayawada?

Gold loan interest is the monthly amount a borrower pays in addition to the principal loan amount. Different banks and financial institutes offer different rates of interest. On average, this rate varies between 10.50% and 12% per annum.

✅ Which bank has lowest interest rate for gold loan in Vijayawada?

Currently, HDFC Bank is offering the lowest rate of interest for a gold loan starting at 10.50% per annum. HDFC Bank grants loans with an LTV ratio between 70% to 75%.

✅ Which bank is best for gold loan in Vijayawada?

HDFC Bank currently offers the best gold loan services in Vijayawada. Starting with the low rates of interest, HDFC Bank offers various other facilities like a personal locker for your gold, same day disbursement of the loan amount, and highest LTV ratio to name a few.