Best Banks for Gold Loan in Thiruvottiyur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Thiruvottiyur Features
Gold Loans are appropriate and convenient to avail as most of the major banks and NBFCs provide the service at a low rate of interest and minimum documentation. Gold Loans are secured loans that can be availed against your Gold ornaments/Jewelry as a collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. The loan can be renewed if the borrower fails to repay.
Gold Loan Rate Per Gram Today in Thiruvottiyur
Updated - Gold Loan Per Gram Rate w.e.f Jun 19 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Thiruvottiyur Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Thiruvottiyur Documents Required
- Signed Application form
- 2 recent passport size photographs (colored)
- A Demand Promissory Note
- Residential proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Land Proof: Only for agriculture loan above Rs 1 Lakh. (not required for allied agricultural purpose)
- Proof of identity: Driving License/Passport/Aadhar Card/Voter’s ID, etc.
- Certificate by the Jewel Appraiser (Bank will handle this)
- Proof of Signature: Passport/Driving License/Banker’s verification
- Proof of Income (i.e. salary slips/ Form 16) of the borrower.
Gold Loan in Thiruvottiyur Eligibility Criteria
- Minimum age of applicant: 21 years
- Maximum age of applicant: 60 years
- Nationality of the applicant must be Indian
- He/she should be salaried or self-employed
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Thiruvottiyur
Online Process to Apply for Gold Loan Thiruvottiyur
- Apply for the Gold Loan through Dialabank without wasting any time.
- Just have to fill an online form.
- Our relationship manager will then contact you for any guidance required.
- We also provide a document pick up service from your doorsteps.
- For more information about Gold Loan Thiruvottiyur, you can call on 9878981166.
Dialabank is considered as one of the best platforms to avail of a gold loan for the following reasons:
- Dialabank is India’s first financial helpline.
- It provides the best financial services to customers all over the country.
- Low rate of interest
- Minimal Documentation
- The bank has a good reputation among the customers due to its best services.
- Dialabank offers a document pickup facility from the doorstep of the customer.
- There is no processing fee or additional charges for availing the service through Dialabank.
- The executives of Dialabank are trained and assist the customer without any hesitance.
Offline Process to Apply for Gold Loan Thiruvottiyur
Those who want to opt offline process for availing can do so by some market research and physically visiting the bank.
The applicants need to search for the nearby banks offering Gold Loans and visit them at their working hours. Thereafter, their relationship manager will assist you in further process.
Processing Fees / Prepayment Charges on Gold Loan Thiruvottiyur
CIBIL Score Required for Gold Loan Thiruvottiyur
Most of the major banks and NBFCs offer Gold Loan do not look for the CIBIL score. The applicant must have all the necessary documents.
Gold Loan Thiruvottiyur Agent and Contact Number
Dialabank is the leading agent for availing Gold Loan in Thiruvottiyur. You can apply at www.dialabank.com or give contact at 9878981166.
Dialabank provides you with help to find the best option of Banks and NBFCs by providing you with a detailed market comparison of various banks so that you can make the right choice. Visit our website www.dialabank.com and fill an online form with your personal and employment details. Our executives will soon get in touch with you.
Gold Loan Thiruvottiyur Contact Number
Call 9878981166 and get instant help and approval for Gold Loan in Thiruvottiyur.
Pre Calculated EMI Table for Gold Loan Thiruvottiyur
About Thiruvottiyur
Thiruvottiyur is a town in the state of Tamil Nadu which holds religious importance. A significant number of temples are located across the city and numerous pilgrims visit every year.
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Special Note: Always check Gold Loan Rate Per Gram before applying for loan against gold.
