Best Banks for Gold Loan in Rampurhat
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Rampurhat Features
Get free from Debts. Do not worry Gold Loan is accessible for you. This loan is unsecured with minimal documentation and less paperwork. The gold loan will get approved within 48 hours after the verification process.
Gold Loan Rampurhat is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the candidate needs to have a rigid and good source of income and has a good credit history.
Moreover, there is no end-use restriction on the utilization of the Gold loan amount. You can use this amount of loan anywhere you want to do.
Gold Loan Rate Per Gram Today in Rampurhat
Updated - Gold Loan Per Gram Rate w.e.f Dec 27 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Rampurhat Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Rampurhat Documents Required
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- One Address Proof is necessary from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Rampurhat
- There is a need for Land Proof: In the case of Agriculture Loan of more than Rs. 1 lac. Land proof is not required for farming purposes.
- A Demand Promissory Note.
- Certification by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Rampurhat Eligibility Criteria
- The minimum age requirements of the candidate should be 21 years and a maximum of up to 60 years.
- Should be an Indian National
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Rampurhat
Online Process to Apply for Gold Loan Rampurhat
You can apply for the Gold Loan Rampurhat at Dialabank. The gold loan process is straightforward. To begin, You just fill a simple form online.
After that, our representative will contact you. Moreover, you will get a document to pick up the facility from your doorstep. For more information about Gold Loan Rampurhat, you can call on 9878981166.
Dialabank is regarded as the best platform to apply for a gold loan online. The reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it offers the best financial services to applicants all over the country.
- Besides that, Dialabank has a good reputation among the customers because of its best services.
- Another reason, if you apply for a gold loan on Dialabank, then you will get a low Gold Loan Interest Rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- Another thing is that the Dialabank guides the customers free of cost which means there are no additional charges of applying for a gold loan online on the website of Dialabank.
- Also, while applying for a gold loan through Dialabank, the paperwork required is less.
- One more thing is that you will get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to guide you and serve you in the whole processing of Gold Loan.
Offline Process to Apply for Gold Loan Rampurhat
An applier also has an option to avail of a Gold Loan from the nearby branches. You can search for Gold Loan near me on google. Google will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the gold loan approval.
Processing Fees / Prepayment Charges on Gold Loan Rampurhat
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Rampurhat
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Rampurhat. There is a requirement of a minimum score of 750 to process your loan application.
The institutions don’t just look at the overall score but also the detailed behavior on the previous loans that you have taken. This includes details on the type of loan taken and the loan amount. Any late payments for previous loans can act as a barrier to your availing a fresh loan.