Major Gold Loan Providers in Padra
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Padra Features
Your gold is an asset that can help you during a financial crunch or when you are in need of urgent lumpsum money in hand. Gold loan is a type of secured loan in which gold is kept as collateral security in exchange for monetary help. Many banks and NBFCs in India offer this financial service that can be easily availed by anyone.
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- One more thing is that you will get a high LTV of your gold.
- Besides that, the bank has a good reputation among the customers because of its best and fast services.
Why Choose Gold Loan Padra?
- Less processing time.
- No hidden charges.
- No credit checks.
- No co-signer needed.
- Prepayment facility.
- Fast Loan disbursal.
Gold Loan Padra Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Padra
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16.
Eligibility Criteria for Gold Loan Padra
- The minimum age of the individual should be 21 years and a maximum of up to 60 years.
- Must be having Indian Nationality.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Padra
Online Process to Apply for Gold Loan Padra
You can apply for the HDFC Bank Gold Loan at Dialabank. You just have to fill a simple form online. After that, you will get a call back from our representative. Furthermore, you will get a document to pick up facility from your doorstep. For more information, you can call on 9878981166 anytime.
Offline Process to Apply for Gold Loan Padra
The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.
Processing Fees / Prepayment Charges on Gold Loan Padra
CIBIL Score Required for Gold Loan Padra
Having a good CIBIL score is a must before applying for a gold loan per gram, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Padra. Most institutions require a minimum score of 750 to process your loan application