Best Banks for Gold Loan in Vapi
Gold Loan Vapi Features
Get Loan instant with Gold! This loan is unsecured in nature with minimal documentation and less paperwork. This loan can get approved within 48 hours after the verification process.
Gold Loan Vapi is an unsecured loan that provides financial aid to the customers at affordable interest rates. To get a Gold Loan, the applicant must have a rigid and good source of income and has a good credit history. In addition, there is no end-use restriction on the use of the personal loan amount. You can use this loan amount you wish to do.
Gold Loan Rate Per Gram Today in Vapi
Updated - Gold Loan Per Gram Rate w.e.f Feb 04 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Vapi Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Vapi Documents Required
- One Proof of Identity is required: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Anyone Address Proof from the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Vapi
- Land Proof is not unavoidable if you apply for an Agriculture Loan of more than Rs. 1 lac. The proof is not needed for the purposes of farming.
- A Demand Promissory Note.
- Credentials by the Jewel Appraiser (Bank’s responsibility).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Vapi Eligibility Criteria
- The minimum age specifications of the individual should be 21 years and a maximum of up to 60 years.
- Should be an Indian.
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Vapi
Online Process to Apply for Gold Loan Vapi
You can apply for the Jewel Loan at Dialabank. The process is straightforward. You have to fill a form with Dialabank at www.dialabank.com.
After that, our executive will call you after some time. For more information about Gold Loan Vapi, you can call on 9878981166.
Dialabank is taken into consideration as the best platform to apply for a gold loan online. The reasons behind this.
- First of all, Dialabank is India’s first financial helpline; it comes up with the best financial services to customers all over the country.
- Besides that, the bank has a good reputation among the customers because of its best services.
- Another reason, if you apply for a gold loan on Dialabank, then you will get a low Interest Rate on Gold Loan .
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- Dialabank provides assistance to the customers without any charge.
- Also, while applying for a per gram gold loan through Dialabank, no heavy paperwork.
- One more thing is that you will acquire a high LTV of your gold.
- Finally, the Relationship managers are trained enough to advise you in the entire process of Gold Loan.
How to apply?
- Visit www.dialabank.com.
- Click on the loan section and you can find the Gold loan link.
- After clicking on the Gold loan link, you will be directed to details of the Gold loan and there you can select your preferred city.
- For more information and free guidance on the Gold loan, you may call 9878981166.
Offline Process to Apply for Gold Loan Vapi
The applicant also has a choice to get a Gold Loan from the nearby branches. You will search for Gold Loan near me on google. It will present all the nearby departments from where you can avail of the loan. Then, you must have to visit again and again until the loan approval.
Processing Fees / Prepayment Charges on Gold Loan Vapi
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Vapi
Every lending institution has its own criteria for the minimum CIBIL score required for processing a Gold Loan application in Vapi. Most institutions need a 750 minimum CIBIL score to process your loan application.
The institutions also examine the detailed behavior of the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.