Best Banks for Gold Loans in Valsad
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Valsad Features
Go ahead with Gold Loan to transform your dreams into reality. Each and every dream of yours will come true with Gold Loan.
Gold Loan Valsad provides you with the best gold loan provided by Dialabank.
So what’s stopping you, go ahead and apply now at Dialabank!
It is still a safe and secure way of getting finances immediately. In this, no credit checks are needed. It is the net loan available in the market with little to less hassle. Get the money instantly.
Gold Loan Rate Per Gram Today in Valsad
Updated - Gold Loan Per Gram Rate w.e.f Feb 13 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan Valsad Interest Rates
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Valsad Documents Required
- Proof of Identity should be Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof should be: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof should be Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Valsad
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
- Land Proof should be: In the case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
Gold Loan in Valsad Eligibility Criteria
- The minimum age requirements of the individual should be 21 years and a maximum of to 60 years.
- The candidate should be an Indian National
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Valsad
Online Process to Apply for Gold Loan Valsad
You can apply for the HDFC Bank per gram Gold Loan at Dialabank. The process is straightforward. To begin, You have to fill a simple form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on 9878981166.
Dialabank is considered as the best platform to apply for a Jewel loan online. There are so many reasons behind this.
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- The bank has a good reputation among the customers because of its best services.
- If you apply for a gold loan on Dialabank, then you will get a low HDFC Interest Rate on Gold Loan .
- Dialabank provides a document pickup facility from the doorstep of the customer.
- One more thing is that you will get a high LTV of your gold.
- Relationship managers are trained enough to guide you in the entire process of Gold Loan.
- One more important thing is that the Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- While applying for a gold loan through Dialabank, very little paperwork is required.
Offline Process to Apply for Gold Loan Valsad
The applicant also has an option to avail of an HDFC Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan approval.
Thus, it can be a very tiring and time-consuming process. You can avail loans from HDFC Gold Loan Branches. As well as to find a branch that is nearby, search Muthoot Gold Loan near me. Google will enlist all the Muthoot Gold Loan Branches near you.
Processing Fees / Prepayment Charges on Gold Loan Valsad
CIBIL Score Required for Gold Loan Valsad
750 is the bare minimum CIBIL score which you should maintain to get a gold loan.
A CIBIL score tells a lot about the person and how much likely is the person to give back the loan.
Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.
The institutions don’t just look at the overall score but also the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.