Best Banks for Gold Loan in Nacharam
Gold Loan Nacharam Features
Do you face a lack of funds? Do you want to overcome these shortcomings?
Yes, you can surmount this deficit. Gold Loan is possible for you. This loan requires very limited paperwork. As it is secured, you can get your loan consent within 2-3 hours after the end of the confirmation method.
Gold Loan Nacharam helps you to remove your business problems at affordable interest rates. You must have a good source of income. It helps you in the loan approval process and verification faster.
Moreover, as the market price of gold loan changes at any time, so you can get up to 75% of the market value of gold.
Gold Loan in Nacharam Interest Rates and Charges
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Gold Loan in Nacharam Documents Required
- Passport Copy, Voters ID card, Driving License, Aadhaar card: Anyone of them for ID Proof is a must.
- Ration Card, Electricity Bill, Trade Licence, Rental Bill, Passport Copy, Sales Tax certificate: Anyone of them for Address Proof is a must.
- Passport Copy, Driving License, Banker’s verification, Cheque: Anyone of them for Signature Proof is a must.
- Passport size photographs: 2
Additional Documents Required for Gold Loan Nacharam
- A Promissory Note is mandatory.
- The Jewel Appraiser Certificate(Bank will Arrange)
- Land Proof is not required if you are applying for an Agriculture Loan of more than Rs. 1 Lakh.
- Salary Certificate and Form Number 16 is required for Income Proof.
Gold Loan in Nacharam Eligibility Criteria
- Minimum age of the applicant: 21 yrs
- Maximum age of the applicant: 60 yr
- Nationality: INDIAN
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Nacharam
Online Process to Apply for Gold Loan Nacharam
Apply for the Gold Loan at Dialabank. You just have to fill a simple form online. Then, you will get a call back from our agent.
For more data, call on 9878981166 at any time.
Dialabank is the best site to apply for a gold loan. The reasons for this are written below:
- Dialabank is India’s first commercial helpline.
- Best commercial assistance is presented to their clients all over the nation.
- The supervision is provided without any cost.
- No additional charges for the gold loan application online.
- Get a high LTV of your gold.
- The bank has a good name as it gives the best and fast services.
- Low-interest rate, when applying for a gold loan on Dialabank.
- Paperwork stress is quite limited.
- In the entire method of Gold Loan, our association directors will guide you.
Offline Process to Apply for Gold Loan Nacharam
The applicant has a choice to avail Gold Loan form the local branches. Search on google gold loan banks near me. Then, choose a nearby bank for a gold loan. Choose the option according to your knowledge.
If you apply through Dialabank, you can get a gold loan processing and consent faster.
Processing Fees / Prepayment Charges on Gold Loan Nacharam
CIBIL Score Required for Gold Loan Nacharam
Before applying for a gold loan, an applicant must have a good CIBIL score. Every foundation has the criteria for the minimum CIBIL score for the processing of a Gold Loan application in Nacharam. Most foundations have a requirement of a 750 CIBIL score minimum.
Apart from the CIBIL score, the foundations look after the detailed behavior of your previous loans that you have taken. If you have any delayed payments of your previous loans, then it will create an obstacle in the gold loan application. A Good CIBIL score is a must.