Major Gold Loan Providers in Gondal
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Gondal Features
- Gold Loans is designed for the need of those people who need instant cash for their immediate requirements.
- It is the easiest way to get financed quickly.
- The process requires minimal documentation, and you can fulfil all your dreams in just a few hours.
- No credit checks.
- No co-signer needed.
- Less processing time.
- No hidden charges.
- Fast Loan disbursal.
- Prepayment facility.
Gold Loan Gondal Interest Rates Gondal
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Gondal
- Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Gondal
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Gondal
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- Should be an Indian National.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Gondal
Online Process to Apply for Gold Loan Gondal
- Visit our site www.dialabank.com.
- Enter your details and fill the form.
- Our relationship manager will call and assist you through the entire process.
Avail your jewel Loan with Dialabank and get personalized assistance.
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this.
- Dialabank is India’s first financial helpline; it provides the best financial services to customers all over the country.
- The bank has a good reputation among the customers because of its best services.
- if you apply for a gold loan on Dialabank, then you will get a low gold loan Interest Rate.
- Also, Dialabank provides a document pickup facility from the doorstep of the customer.
- Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
- Also, while applying for a gold loan rate per gram through Dialabank, minimal paperwork is required.
- You will get a high LTV of your gold.
- Finally, the Relationship managers are trained enough to guide you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Gondal
The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighbouring departments from where you can avail of the loan. Then, you will have to visit again and again until the loan gets approved.
Thus, it can be a very tiring and time-consuming process. But, with DialaBank you need not worry about documentation and time. Just give a call on 9878981166 and our relationship managers will assist you.
Processing Fees / Prepayment Charges on Gold Loan Gondal
CIBIL Score Required for Gold Loan Gondal
No CIBIL score is required to avail of a gold loan in Gondal.