Major Gold Loan Providers in Kadi
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Kadi Features
Go with Gold Loan online and transform your dreams into reality. Your every dream will be possible with Gold Loan.
Gold Loan Karaikudi offers the best gold loan provided by dialabank at just a mouse click.
So what are you waiting for, go ahead and apply now at dialabank?
It is a safe and secure way of getting financed instantly. In this, no credit checks are required. It is the net loan available in the market with less hassle and trouble. Get instantly financed for all your dreams.
Why one should choose Gold Loan Kadi?
- No hidden charges.
- Fast Loan disbursal.
- No credit cheques.
- No co-signer needed.
- Prepayment facility
Gold Loan Kadi Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Kadi
- Proof of Identity: Aadhar Card/PAN Card/Passport Copy/ Voters ID card/ Driving License.
- Address Proof: Aadhar Card/PAN Card/Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size coloured photographs.
Eligibility Criteria for Gold Loan Kadi
- The minimum age requirements of the individual should be 21 years and maximum up to 60 years.
- Candidate should be an Indian National
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Kadi
Online Process to Apply for Gold Loan Kadi
You can apply for the HDFC Bank Gold Loan rate per gram at Dialabank. The process is straightforward. To begin, Go to our website and then you have to fill a simple form online.
After that, you will get a call back from our side. Furthermore, you will get a document to pick up the facility from your doorstep. For more information, you can call on +91 9878981166
Offline Process to Apply for Gold Loan Kadi
The applicant also has an option to avail of a Gold Loan from the nearby branches. To do so, you will have to visit the branches again and again until the loan approval. Thus, it can be a very tiring and time-consuming process.
Processing Fees / Prepayment Charges on Gold Loan Kadi
CIBIL Score Required for Gold Loan Kadi
750 is the bare minimum CIBIL score which you should maintain to get a gold loan.
A CIBIL score tells a lot about the person and how much likely is the person to give back the loan.
Every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application in Delhi. Most institutions require a minimum score of 750 to process your loan application.
The institutions don’t just look at the overall score but also the detailed behaviour on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan.