Major Gold Loan Providers in Keshod
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Keshod Features
Gold Loan Keshod Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Keshod
- Identity Proof: Voter ID Card/ Driving License/ Adhaar Card/ Passport Copy
- Address Proof: Ration card/ Telephone, Electricity Bill/ Rental bill/ Passport copy/ Shop License/ Sales Tax certificate/ Trade license/
- Signature Proof: Passport Copy/ Driving License/ Banker’s verification or cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Keshod
- Land Proof (Not required for allied agriculture purposes)
- A Demand Promissory Note
- Certificate by Jewel Appraiser (Bank will arrange)
- Income Proof (Salary Certificate and Form No.16)
Eligibility Criteria for Gold Loan Keshod
- Nationality: Indian
- Age Limit: 21-60 years
- Minimum Gold: 10 grams
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Keshod
Online Process to Apply for Gold Loan Keshod
- One can apply for HDFC Bank Gold Loan via Dialabank.
- Fill a simple form online.
- Our representative will contact you.
- Document pick up facility available from your doorstep.
For more information, contact 9878981166.
Dialabank is considered as the best platform to apply online for a gold loan as:
We are India’s first financial helpline having 11 years of experience in this field.
- We provide the best financial services to our customers over 18 cities all over India.
- We have no additional charges on the loan application.
- One can get a high LTV of the gold with complete safety and security.
- We have a good reputation among our customers because of our transparent and instant services.
- Apply for a gold loan on Dialabank and get a low-interest rate.
- We provide a document pickup facility from the doorstep of the customer.
- While applying for a loan with us, very few documents are required to ease the process.
- Relationship managers are trained thoroughly to serve you in the entire process.
Offline Process to Apply for Gold Loan Keshod
- Search Gold Loan near me on google.
- A list of all the branches of banks and finance companies providing loans near you appear.
- Select them according to your preference and knowledge.
- Visit suitable department and apply for the loan.
- You will be asked to visit many times before than loan gets finally approved.
Some banks and finance company where this process is much faster include HDFC Gold Loan and Muthoot Gold Loan. One can avail loans from HDFC Gold Loan Branches. To find a branch that is nearby, search Muthoot Gold Loan near me and Google will enlist all the Muthoot Gold Loan Branches near you.
Dialabank can do that for you reliably and easily!
Processing Fees / Prepayment Charges on Gold Loan Keshod
CIBIL Score Required for Gold Loan Keshod
A good CIBIL score is a prerequisite for availing the gold loan. Each lending institution has its criteria for the minimum CIBIL score of 700-750 which is required for processing the application.
Apart from the score, the detailed behaviour on the previously taken loan is also necessary. Details on the type of loan taken and the amount borrowed are kept in mind before granting a loan. Delayed payments for previous loans can act as a barrier for availing a fresh loan.
Your CIBIL score should be good before you apply for a loan!
Gold Loan Keshod Agents
You can apply online on our website Dialabank or contact 9878981166.
One of the leading and most trusted gold loan agents is Dialabank, as stated earlier. By providing a detailed and structured market comparison of different banks , we help you find the best option between several Banks and NBFCs. Visit our website to fill a simple form asking for some details. Our Customer Relationship Manager will get in touch with you. So, no need to worry about the complex process you have to go through and hence you can make the right choice!
Gold Loan Keshod Contact Number
Call 9878981166 for instant help and approval for Gold Loan.
Pre Calculated EMI Table for Gold Loan Keshod
About Keshod
Keshod is a clustered town located in Junagadh district of Gujarat. The town lies 30km from the sea and its name comes from Krishna-Rukhmani incident that is mentioned in Mahabharata. The town is famous for Chhakado Rickshaw manufacturing and has a well-built transportation system. Most of the people here prefer farming as a means of livelihood for them.
