Best Banks for Gold Loan in Bengaluru
| Feature | HDFC Bank | SBI |
Muthoot Finance
|
| Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
| Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
| Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
| Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
| Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
| Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
| Overdraft Facility | Yes | Yes | Yes |
| Pay Only Interest Facility | Yes | Yes | Yes |
| Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Bengaluru Features
low on cash reserves and confused on what to do?
GOLD LOAN, go for it!
This loan is straightforward to join as it demands very minute paperwork. It is a secured loan and it can be confirmed in 2-3 hours after verifying.
Gold Loan Bengaluru provides financial help to the applicant at quite reasonable interest rates. In order to get a gold loan, the person needs to have a good source of profit, which will make the affirmation method quicker.
Moreover, you can get a loan of up to 75% of the market rate of gold. This is because of modifications that happen in the market value of gold.
Gold Loan Rate Per Gram Today in Bengaluru
Updated - Gold Loan Per Gram Rate w.e.f Apr 30 2025 |
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| Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
| 1 gram | 4621 | 4290 | 3900 | 3510 |
| 10 gram | 46210 | 42900 | 39000 | 35100 |
| 20 gram | 93600 | 85800 | 78000 | 70200 |
| 30 gram | 140400 | 128700 | 117000 | 105300 |
| 40 gram | 187200 | 171600 | 156000 | 140400 |
| 50 gram | 234000 | 214500 | 195000 | 175500 |
| 100 gram | 468000 | 429000 | 390000 | 351000 |
| 200 gram | 936000 | 858000 | 780000 | 702000 |
| 300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
| 400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
| 500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan Bengaluru Interest Rates
|
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
| HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
| Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
| Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
| Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
| SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
| Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
| IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
| Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
| Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
| PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
| Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
| IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Bengaluru Documents Required
The following documents are needed from the applicant:
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Bengaluru
-
- Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Bengaluru Eligibility Criteria
The smallest age of the individual: 21 years and the greatest age: 60 years.
Applicant must be a citizen of India
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Bengaluru
Online Process to Apply for Gold Loan Bengaluru
You can apply for the Gold Loan at Dialabank quickly.
You have to fill the online application.
Then our spokesperson will speak with you and provide the basic specifications.
To get more info, call on 9878981166 anytime.
Dialabank is the most reliable program for applying for gold loans online. There are a number of benefits as mentioned below:
- Dialabank is India’s leading monetary helpline which produces the best financial assistance to clients all over the nation.
- Dialabank helps the clients free of cost. We don’t charge any other fees from the customer for applying for a gold loan.
- One notable thing is that you will get a great LTV of your gold.
- Adding to it, the bank has an immeasurable status amongst the patrons because of its great and fast friendly services.
- If you are applying for a gold loan on Dialabank, then you can get a low-Interest rate.
- While applying via Dialabank, very less paperwork will be asked for.
- In the end, the Relationship managers are trained properly to guide and serve you in the entire process of Gold Loan.
Offline Process to Apply for Gold Loan Bengaluru
The candidate can also apply for the loan in regional departments. For that, the character requires to visit google and examine for GOLD LOANS NEAR ME. Then you need to compare and review all the features and then choose the conventional option. Simply Dialabank can do this entire method faster and in a very safer manner. So instead of wasting a lot of time on searching, instead put your workload on Dialabank that too free of cost. We are available as your best guide.
Processing Fees / Prepayment Charges on Gold Loan Bengaluru
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Bengaluru
No CIBIL score is required for Gold Loan, A gold article is a must.
A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.
It is not just your CIBIL score, many institutions also look at the detailed behavior on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.
Gold Loan in Bengaluru Agents and Contact Number
One of the leading and most trusted gold loan agents in Bengaluru is Dialabank. You can apply online at Dialabank or give us a call.
Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you.
Contact Number – +919878981166
Pre Calculated EMI Table for Gold Loan Bengaluru
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Bengaluru
Bangalore, officially known as Bengaluru, is the capital of Karnataka. The population of the city is about 10 million and the metropolitan population is approximately 8.52 million.
