PNB RuPay Platinum Credit Card Features
- Cashback benefits: Cashback benefits are available when you pay your utility bills and dining expenses.
- Insurance Benefits: Get a full insurance plan with this card.
- Fuel Surcharge Benefits: The 1% fuel surcharge on all purchases will be waived.
- Mobile app: To clear credit card bills, set standing instructions, and so on, use the ‘PNB GENIE’ app.
- Fees: Get annual fees and waiver of joining fees when the card is used at least once in each quarter of the previous year
PNB RuPay Platinum Credit Card Eligibility Criteria
The following is the eligibility criteria for PNB RuPay Platinum Credit Card:
|
Eligibility Criteria |
Eligibility Criteria |
| Nationality | He or she must be a citizen of India or a non-resident Indian. |
| Employment status | The primary applicant must have a steady source of income. |
| Age | The applicant must be at least 18 years old. |
| Credit Score | An ideal CIBIL score is a major factor in getting the application approved. |
PNB RuPay Platinum Credit Card Documentation
The following documents are required for PNB RuPay Platinum Credit Card:
| Income Proof | Address Proof | Identity Proof |
|---|---|---|
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Fees and Charges
The Fees and Charges related to PNB RuPay Platinum Credit Card are shown in the below table:
Fees and charges |
Details |
| Joining fee | NIL |
| Annual fee | Rs.500 |
| Add-on Card Fee | NIL |
| Foreign currency transaction | 3.50% |
| Duplicate statement fee | Rs.50 |
| Cash advance |
2% of the cash withdrawn; Rs.100 at PNB ATMs (higher amount will be taken)
|
| Over Limit Account | 2.5% |
Rewards Points programs
- Get more than 300 reward points on using the card for the first time.
PNB RuPay Platinum Credit Card Limit
- The bank will allocate the credit limit to your Punjab National Bank RuPay Platinum Credit Card.
- Until assigning a limit, PNB takes into account several variables, such as the credit score of the candidate, past repayment patterns, credit utilization ratio, etc.
How to apply for PNB RuPay Platinum Credit Card
To order the PNB RuPay Platinum Credit Card, you can use Dialabank with ease. Taking the following steps to get your credit card easily:
- Go first to the website for Dialabank.
- Pick out a credit card for your PNB RuPay Platinum Credit Card.
- Fill up an application form for that card. Fill in all the appropriate details correctly.
- Check your eligibility and then, if you are eligible, you can finish the online application.
Other Top Credit Cards by PNB
- PNB RuPay Select Credit Card
- PNB’S Wave n Pay Credit Card
- PNB Global Gold Card
- PNB Gold Platinum Credit Card
- PNB Rakshak RuPay Platinum Credit Card
Other Bank’s Credit Card Products
