Major Personal Loan Providers in Tejpur
Feature | HDFC Bank | Private Bank | Bajaj Finance |
Interest Rate | 10.75% - 17% | 11.25% - 18.5% | 0.12 |
Min Loan Amt | Metro : 75000 & Non Metro: 50000 | 50000 | 100000 |
Max Loan Amt | 50 Lacs | 50 Lacs | 1 Cr |
Loan Tenure | 1 - 5 Years | 1 - 5 Years | 1 - 5 Years |
Processing Fee | 0.25% - 2% of the Loan Amt | 1% - 2.5% of the Loan Amt |
0.5% - 2% of the Loan Amt
|
Preclosure Charges | 2%, Nil foreclosure charges after 12 months | 2%, Nil foreclosure charges after 24 months | Nil |
Overdraft Facility | No | No | Yes |
Personal Loan Tejpur Features
Are you in need of cash? Well, you do not have to worry. A personal loan is a kind of loan that is available for you. This variety of loans is not only of an unsecured nature with very few documents needed with even lesser paperwork. This sort of loan may be signed in up to 48 hours to get approved following the process of confirmation.
Personal Loan Tejpur provides economic aid support to all customers at affordable as well as cost-effective interest charges. To get a Personal Loan, the candidate is required to have a similarly stronger and dependable source of income and also a reasonably good credit history profile.
Also, there exists no said end-use restriction on the use of the personal loan sum. This loan amount can be utilized in whatever way wanted.
In order to implement for a personal loan Tejpur click on Personal Loan
Personal Loan Tejpur Interest Rates
Bank | Processing Fee |
Prepayment Charges
|
HDFC Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months
|
Axis Bank Personal Loan | 0.50% to 1.50% | Nil |
Private Bank Personal Loan | 0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months
|
SBI Personal Loan | 500/- to 0.50% | Nil |
Kotak Personal Loan | 1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Personal Loan | Nil | Nil |
Muthoot Personal Loan | Nil | Nil |
Manappauram Personal Loan | Nil | Nil |
PNB Personal Loan | 0.70% to 1% | Nil |
Canara Bank Personal Loan | 0.01 | Nil |
Andhra Bank Personal Loan | Nil | Nil |
To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates
Documents for Personal Loan Tejpur
Salaried Customers:
- Identity confirmation(Aadhar card/driving license)
- Records for the salary of the past three months.
- Bank records for the last 6 months
- PAN
- Evidence for Residence (Own/Rent/Company provided)
- Passport-size print- 2
*NOTE: If one lives in contracted apartments, rent agreement needs to be attached.
Self-Employed Customers:
- All financial statements are needed (Balance Sheet, P&L Statement as well as ITR files)
- PAN Card
- Aadhar
- Residence Verification
- Passport-sized pictures- 2
PERSONAL LOAN
Interest Rate 9.99%
Eligibility Criteria for Personal Loan Tejpur
Click here to apprehend more about personal loan eligibility
Salaried Applicants
- The base age of the claimant ought not to be under 21 years or over 60 years.
- The candidate must have a functioning understanding of in any event three years. The payment ought to have been relocated in their records as it were.
- The claimant should have an outstanding continuance history.
- The job spot of the candidate should be mentioned.
- The borrower must have the least income of at least INR 25,000 p.m.
Click hither to know more concerning a personal loan for- Salaried Applicant
Self-Employed Applicants
- The age of an independent spirit applying should be at least 25 years.
- The applicant petitioning for a personal loan should have been filing ITR for the past three years. In case the candidate is a businessman, then the business is expected to be running well for the last 3 years.
- The credit score of the candidate should be good and there need not be any debt or any dues pending.
- The yearly income of the candidate should be no less than Rs 2.5 lakh.
- The entire certificate verification process for personal loan approval requires the candidates to submit their financial statements and their bank statement for the past three months.
Bang here to know more regarding the personal loan for– Self-employed Applicant
Why Apply for Personal Loan Tejpur?
- There is no hard and fast course for the requirement of depositing any mortgage or collateral as a promise to the bank.
- A personal loan is a kind of multidimensional investment, so it can be put to use for any sort of issue.
- The amount of personal loans is completely based on the repayment capacity of the applicant.
- A Personal Loan does not require any contestant or guarantor.
How to apply for Personal Loan Tejpur?
- Visit this website: Dialabank.
- Then, go to the loan section and go to the personal loan section. It will teach you the detailed erudition of the personal loan where you can hit your city. For more data and free guidance, please call 9878981166.
PERSONAL LOAN
Interest Rate 9.99%
Processing Fee / Prepayment Charges on Personal Loan Tejpur
All Banks and NBFCs cost a certain price to process a Personal Loan petition. This cost diversifies between 1.5% to 2.5% of the approved loan amount.
If you wish to close your loan before the selected loan tenure, all lending establishments will be charging you a penalty as a prepayment fee. Usually, you will not be admitted to close your loan before a period of 12 months. Post that, the management differs based on the number of years the loan has closed. This charge varies from 4% of the remaining loan sum in the second year to 2% in the fourth time of the loan.
To know regarding the interest rate click on personal loan interest rate
Personal Loan Tejpur EMI Calculator
Equated Monthly Installments or EMI implies a monthly solidified rate that you are required to pay to the bank as monthly repayment for the loan amount which is achieved. According to your profile, the rate of interest on your credit is set. The EMI on your loan is determined depending upon the Rate the bank credits you with and the loan amount you have to use and the period for which you take the loan.
CIBIL Score required for Personal Loan Tejpur
All the lending companies have their own laws for a minimal CIBIL score that is obliged to process a Personal Loan application in Tejpur. Mostly, the institutions need a minimum score of at least 750 to distant process an application.
No institution only looks at the overall score. They also look at a developed view of the previous loans. The details cover the type of loans and the amount of cash that was borrowed. If there exists any stay in the payments of the previous loans, it may hinder the approval of the present loan.
PERSONAL LOAN
Interest Rate 9.99%
Personal Loan Tejpur Agents
Dialabank is one of the foremost agents for availing Personal Loan in Tejpur. You can surely apply online at Dialabank or give a call at 9878981166
Dialabank helps you to look for the various reliable option of Banks and NBFCs by giving you coming to an in-detail market-related analysis of various banks to help you pick the right one. Hit our website Dialabank and fill out a simple application with the provisions of personal and employment data. Our customer contact managers will be in touch with you quickly.
Personal Loan Tejpur Contact Number
Call 9878981166 and get timely assistance and support for a Personal Loan in Tejpur.
Pre Calculated EMI Table for Personal Loan Tejpur
Sound here for a personal loan EMI calculator
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Tejpur
Tejpur is a town and urban agglomeration in Sonitpur district, Assam state, India. Tejpur is on the banks of the river Brahmaputra, 175 kilometres northeast of Guwahati, and is the largest of the north bank towns with a population exceeding 100,000 as per Metropolitan Census 2011.
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