Personal Loan Khanapara

Best Banks for Personal Loan Khanapara

Personal Loan Khanapara Features

A Personal Loan is one of the most reliable credit options preferred by people. A personal loan is an easily accessible loan option meant for fulfilling your money-related issues. It involves essential documentation to check your eligibility for the loan amount that you wish to avail of. Personal loans have gained wide popularity due to the reason that it does not involves your assets or any security to be mortgaged with the bank or the lender. Also, you can invest the money into any of the fields ranging from uplifting your business to buying a house, getting your daughter married, or paying the medical bills of your wife or parents, etc. Therefore, the loan amount could be used in any field that is a boon for customers.

Personal Loan Khanapara Interest Rates

To check Personal Loan Interest Rate for all major banks you can visit: Personal Loan Interest Rates

Click here to get an instant personal loan

Documents for Personal Loan Khanapara

Salaried Customers:

1. Identity proof: PAN Card or Voter ID card or Driving License or Aadhar Card or your passport.
2. Recent passport size photographs-2
3. Residential Proof: could again include any of the following documents: Voter ID card/ Driving License/ Passport/Rent Agreement/ Water or Electricity Bills/ Aadhar Card
4. PAN Card
5. Income Proofs: your income proofs should include your salary slips of the previous six months or your bank account statements where you get your salary.

*NOTE: In the case of rented apartments, a rent agreement needs to be attached.

Self-Employed Customers:

1. All financials are required (Balance Sheet, P&L Statement as well as ITR files)
2. Identity proof: PAN Card or Voter ID card or Driving License or Aadhar Card or your passport.
3. Residential Proof: could again include any of the following documents: Voter ID card/ Driving License/ Passport/Rent Agreement/ Water or Electricity Bills/ Aadhar Card
4. PAN Card
5. Income Proofs: If you are a self-employed individual; also your Income Tax Return statements for the last three years are mandatory.

Eligibility Criteria for Personal Loan Khanapara

The eligibility criteria for both Salaried and Self-Employed are different:

Salaried Applicants

1. Age criteria: 21-60 years of age.
2. Experience at Work Place: overall experience should be of 3 years and experience of 1 year in the current job.
3. Most importantly, you should possess a CIBIL score of more than 700.
4. Lastly, a person who gets his salary cash in hand is also not eligible for availing of a personal loan. It would be best if you had your salary slips for proof.

Self-Employed Applicants

1. The age of the borrower varies from 25 years to 65 years.
2. Should have filed annual Income Tax Returns of 2.5 to 3 Lakh.
3. Residence Proof: Should own an office or house of his own.
4. Stability at Work Place: Should own a financially stable business run for the last three years.
5. Again, most importantly, they should possess a CIBIL score of more than 700.

Click here to check eligibility: Personal Loan Eligibility

Why Apply for Personal Loan Khanapara?

1. Applicant need not deposit any collateral or security deposit to the bank
2. The Loan can be utilised for any purpose as no specific purpose is assigned to a personal loan
3. The amount of a personal loan depends upon the repayment of individual income and capacity.
4. No third party is involved in the deal to approve a personal loan

How to apply for Personal Loan Khanapara?

1. Visit our website Dialabank.
2. The applicant should then click on personal loan in the loan section, where they will be directed to a page with all details regarding the same.
3. An individual should then fill in all the necessary details and provide all the required documents.
4. For more information and free guidance, you may call on 9878981166.

Processing Fee / Prepayment Charges on Personal Loan Khanapara

Every Bank and NBFC charges two kinds of fees from its customers. The first is a fee for processing your Loan application. These charges are 1% of the sanctioned loan amount.

Personal Loan Khanapara EMI Calculator

Equated Monthly Installments are a fixed amount of money deposited to the banks to repay the loan sanctioned every month. EMI depends upon various factors, including Interest rate, amount of loan disbursed, and loan repayment tenure.

You can calculate your EMI here: Personal Loan EMI Calculator

CIBIL Score required for Personal Loan Khanapara

Each institution offering personal loans has its criteria for loan approval based on credit score. The banks don’t just gander at the overall score but also the brief behaviour on the previous loans. This includes details on the type of loan taken and the amount borrowed. Any dues or delay in payment will cause trouble with the new loan approval.

Personal Loan Khanapara Agents

Dialabank is the leading agent for availing Instant Personal Loan in Khanapara. You can apply online at Dialabank or give a call at 9878981166

Personal Loan Khanapara Contact Number

Call 9878981166 and get instant help and approval for a Personal Loan in Khanapara.

Pre Calculated EMI Table for Personal Loan Khanapara

About Khanapara

Khanapara is a locality situated in Guwahati Assam. Located in the southern part of Guwahati, it is a subway for regional transportation. The Assam Public Service Commission Administrative Staff College, the College of Veterinary Sciences, is rooted here with the other offices of the Veterinary Department of Assam. Also, a Stadium and Regional Science Center are located here.

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