Pragathi Krishna Gramin Bank Gold Loan

Pragathi Krishna Gramin Bank Gold Loan Key Features – Apply Now

About Pragathi Krishna Gramin Bank Gold Loan

Pragathi Krishna Gramin Bank is a rural bank that was formed on 23 August 2013. The head office of this bank is in Ballari. And, it was formed by merging two Rural Banks namely, Pragathi Gramin Bank sponsored by Canara Bank and Krishna Grameena Bank sponsored by the State Bank of India. Finally, the bank covers a wide network of 11 eastern districts of the state of Karnataka. Furthermore, a lot of financial services are made available by this bank to the customers. Like, Personal loans, Gold loans, Home loans and many more. Easily overcome your financial hurdles by availing of a loan from here. Just Click Here to Apply.

What is Gold Loan?

To begin, Gold Loan is an amazing service if you want to fight against your financial problems. In this, the applicant just has to put ornaments of gold in the bank as collateral in return for the loan amount. after, the applicant is able to repay the loan amount, the gold jewellery is given back to the customer. A good number of people avail of this service due to the Gold Loan Interest Rate. 

Pragathi Krishna Gramin Bank Gold Loan Benefits

1. Firstly, Documentation requirements for Pragathi Krishna Gramin Bank Gold Loan are very few in comparison to other services.
2. Another feature is, Availability of Pragathi Krishna Gramin Bank Gold Loan is great
3. In addition to this, Credit Score does not matter in this service
4. Furthermore, the Negligible cost of processing a loan
5. Also, a flexible period of the loan is offered
6. Moreover, the safety of ornaments is the responsibility of the bank
7. Last but not least, the system of Pragathi Krishna Gramin Bank Gold Loan is very transparent.

Advantages of Pragathi Krishna Gramin Bank Gold Loan

• • Safety of Gold – The security of your Gold Ornament is more in banks due to the proper security systems, unlike our homes.
  • Fast Process – This is a type of secured loan. Therefore, you can get your gold loan processed as quick as 30 minutes
  • Overdraft Facility – The applicant has the option of an overdraft facility that allows the applicant to enjoy cash flow anytime as per the needs.
  • Low-Interest Rates – Another feature is the rate of interest is very less in comparison to other services provided by the banks and NBFC’s
  • No Processing Charges – Surprisingly, the bank does not charge any extra cost for applying for a Gold Loan.
  • Less Documentation Process – The formalities that are to be complete are very less due to the type of service this is.
  • Flexible Tenure – Last but not least, the applicant can choose the tenure depending upon the need.
  • Foreclosure: The bank charges a borrower up to .50% on the principal outstanding in case of a Gold Loan Foreclosure.

How Much Can I Get Through Pragathi Krishna Gramin Bank Gold Loan?

Pragathi Krishna Gramin Bank Gold Loan Documents Required

Pragathi Krishna Gramin Bank Gold Loan Eligibility

Being eligible for a gold loan is easier in comparison to other loans:

GOLD LOAN @ 0.75%*

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Pragathi Krishna Gramin Bank Gold Loan Interest Rates

Pragathi Krishna Gramin Bank Gold Loan EMI Calculator

GOLD LOAN @ 0.75%*

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Pragathi Krishna Gramin Bank Gold Loan Apply Online

To begin with, Dialabank provides the best assistance to the people aspiring for a loan. Nowadays, there are a lot of products available that can confuse the customer to choose The Best option for themselves, therefore we as a company become a mediator to answer all your questions and to provide you with The Best Deals. 

To apply, go to the Dialabank homepage gold loan link and click on it. Fill up the form and we will give you a call to help you avail of the best offer.

Besides that, you can easily avail of a Gold Loan from us by calling us directly on 9878981144.

Pragathi Krishna Gramin Bank Gold Loan at Home 

Gold Loan at Home is a  doorstep loan service that allows you to borrow money without leaving your home. The service is quick, flexible, and cost-effective, with low-interest rates. Before submitting a loan request, you may use the gold loan calculator to determine the worth of your gold or the loan amount. Getting a Gold Loan at home is a simple and quick process that takes only a few minutes.

One of our employees will contact you and visit your home within 30 minutes. The necessary gold loan amount will be delivered immediately to your bank account after all e-documentation and gold identification are completed at your home.

The benefits of getting a gold loan at your doorsteps are:

• Access To Your Loan Account 24 X 7
• Diverse Range of Gold Loan Schemes
• You can get free insurance for your Gold
• There are no hidden fees.
• You will get the maximum value of your Gold
• You can avail your Gold Loan in just 1 visit
• Service at Your Door in 30 Minutes
• Pre & Part Payment Facility
• Your Gold will just be released the same day.

Uses of Pragathi Krishna Gramin Bank Gold Loan

The loan amount acquired by availing the Pragathi Krishna Gramin Bank Gold Loan service can be used for several purposes such as:

• To finance personal expenses like a wedding, travel, medical bills, etc.
• For all your business financial requirements, such as buying raw material, inventory, etc.

Pragathi Krishna Gramin Bank Agricultural Jewel Loan Scheme

Benefits of Pragathi Krishna Gramin Bank Agricultural Jewel Loan Scheme

• Pragathi Krishna Gramin Bank charges a processing fee of up to ₹ 500
• Minimum of ₹ 300 charge, that is 0.30% of the loan amount, applies to the amount ranging from above ₹  20,000 – less than ₹ 20 lakh
• 0.28% of the credit sum, subject to at least Rs.1,500 applies to the amount more than Rs.5 lakh however under Rs.1 crore.

Pragathi Krishna Gramin Bank Gold Loan Overdraft Scheme

Pragathi Krishna Gramin Bank offers an Overdraft Scheme. With this, the loan amount is provided as an overdraft facility. It functions as a Credit Card, where you can spend your Gold Loan Amount as per your wishes, anytime anywhere. The overall loan amount will have a Credit/Loan Limit. In the Pragathi Krishna Gramin Gold Loan Overdraft facility, the bank charges interest only on the amount you withdraw/utilize.

Pragathi Krishna Gramin Bank Gold Loan FAQs

✅ What is Pragathi Krishna Gramin Bank Gold Loan?

Pragathi Krishna Gramin Bank gold loan is a multi-purpose loan that can be used to fulfil any emergency monetary requirements or emergencies. Moreover, the bank also provides Gold Loan at a low rate of interest. 

✅ How Can I Get Gold Loan From Pragathi Krishna Gramin Bank?

You can get a Pragathi Krishna Gramin Bank gold loan by visiting the nearest branch of the bank or applying online through Dialabank‘s digital platform by filling a form with basic information to get the best offers on gold loans.

 ✅How much Gold Loan Can I get per gram from Pragathi Krishna Gramin Bank?

You can get a Pragathi Krishna Gramin Bank gold loan per gram worth ₹ 3,800 to ₹ 4,350. The rate of the loan per gram of gold depends upon the quality of your gold that is to be pledged by you. It also depends on the market price of gold prevailing in the market.

 ✅ How Does Pragathi Krishna Gramin Gold Loan work?

You can take a Pragathi Krishna Gramin Bank Gold Loan in few hours and fulfil all your monetary needs. Just visit the nearest Bank branch with your Gold to start your loan application process. The disbursement occurs after verification and valuation of your pledged gold and approval of the application.

✅ What is the Gold Loan interest rate in Pragathi Krishna Gramin Bank?

The interest rate for a gold loan in Pragathi Krishna Gramin Bank starts at

. 

✅ How to check gold loan status in Pragathi Krishna Gramin Bank?

You can check the gold loan status in Pragathi Krishna Gramin Bank by emailing the bank’s executive and asking them about your application status or by visiting the branch and meeting the loan officer.

In most cases, the distribution of the loan amount is done on the same day of the approval of the application.

✅ What is the loan tenure of the Pragathi Krishna Gramin Bank gold loan?

The maximum gold loan repayment tenure in Pragathi Krishna Gramin Bank is just 12 months as the gold loan is a quick loan. But you can also renew it by paying a small fee. If you opt for prepayment or foreclosure, your tenure can decrease.

✅How to renew Pragathi Krishna Gramin Gold Loan online?

You can renew your gold loan in Pragathi Krishna Gramin Bank through your presence in the branch as the gold you kept earlier with the bank has to be dealt with. For further information, contact the customer care number or visit the branch directly.

For renewal, the gold will have to be given and re-valued again at the current market prices. You would be charged a small fee and asked to fill a form for this procedure.

✅ How to pay Pragathi Krishna Gramin Bank Gold loan interest online?

You can pay the Pragathi Krishna Gramin Bank Gold loan interest rate online through the bank’s website using net – banking, debit cards, or through the bank’s mobile app. Visit the bank’s website for further information.

✅What if I can’t pay the interest on the Pragathi Krishna Gramin Bank Gold loan for 3 months?

If you fail to pay your Pragathi Krishna Gramin Bank gold loan interest for 3 months, your gold which is given as security will be seized and you will also be served a legal notice. The bank will sell off your jewellery to recover its debt.

✅What is the Overdraft Scheme for Pragathi Krishna Gramin Bank Gold Loan?

Pragathi Krishna Gramin Bank does provide an Overdraft Scheme and the overall loan amount will have a Credit/Loan Limit. In the Pragathi Krishna Gramin Bank Gold Loan Overdraft facility, the bank charges interest only on the amount that you will withdraw/utilize.

✅What is the Pragathi Krishna Gramin Bank Gold Loan closure procedure?

Once the loan is paid, the bank will close your gold loan immediately.

✅What is the Pragathi Krishna Gramin Bank customer care number?

9878981144 is the customer care number. 

✅ What are Pragathi Krishna Gramin Bank Gold Loan Preclosure charges?

The bank decides the gold loan preclosure charges. 

✅ What is the maximum gold loan tenure?

The maximum Pragathi Krishna Gramin gold loan tenure is up to 36 months

✅ What is the minimum gold loan tenure?

12 months is the minimum gold loan tenure of the Pragathi Krishna Gramin Bank.

✅ What are the foreclosure charges of the Pragathi Krishna Gramin Bank Gold Loan?

Pragathi Krishna Gramin Bank charges an interested borrower up to .50% on the principal amount in case of a Gold Loan Foreclosure.

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