Rajasthan Marudhara Gramin Bank Gold Loan

Rajasthan Marudhara Gramin Bank Gold Loan Key Features – Apply Now

Rajasthan Marudhara Gramin Bank Gold Loan Eligibility

Rajasthan Marudhara Gramin Bank Gold Loan

Regional rural banks Rajasthan was set up in  01 st April 2014. The license was issued by the Government of India, Ministry of Finance as well as Department of Economic Affairs (Banking Division) u/s 23A of RRB Act 1976.

The erstwhile Marudhara Gramin Bank and Mewar Aanchalik Gramin Bank were amalgamated into one entity, and a new bank is known as Rajasthan Marudhara Gramin Bank, sponsored by SBI having its head office at Jodhpur city in state Rajasthan.

About Gold Loan

Gold Loan is a secured service that helps people to cope up with the financial problems of life. In this, the loan seeker has to put ornaments of gold in the bank in return for money. As soon as, the applicant gives back the loan amount, the decorations are given back to the customer in the same shape. Most people avail of this service because the Gold Loan Interest Rate is quite affordable in contrast to other services.

Advantages of Rajasthan Marudhara Gramin Bank Gold Loan 

1. Gold Loan at Rajasthan Marudhara Gramin Bank is easy to apply for. 
2. For any eligible borrower, the loan can be approved within 30 minutes.
3. After the approval, the borrower needs to get their documents verified. 
4. The bank offers low rates of interest.
5. The documentation process comes easy and simple for Rajasthan Murudhara Gramin Bank Gold Loan.
6. Different forms of Gold ornaments are accepted to avail the gold Loan. 
7. Rajasthan Marudhara Gramin Bank asks from a borrower up to 0.50% of the principal amount as Gold Loan Foreclosure charges.

Rajasthan Marudhara Gramin Bank Gold Loan Interest Rate

In general Loan on Gold, credit is available at a low-interest rate. Moreover, the reason behind that the gold loan comes in the category of secured loans. So the Gold interest rates are less than that of a personal loan or any other kind of loan. Though the Gold loan rate keeps on changing with the passage of time as well as person to person. The Rajasthan Marudhara Gramin Bank Gold Loan is available at a 1% per month interest rate.

Rajasthan Marudhara Gramin Bank Gold Loan Documentation

Rajasthan Marudhara Gramin Bank Gold Loan at Home 

Gold Loan at Home is a  doorstep loan service that allows you to borrow money without leaving your home. The service is quick, flexible, and cost-effective, with low-interest rates. Before submitting a loan request, you may use the gold loan calculator to determine the worth of your gold or the loan amount. Getting a Gold Loan at home is a simple and quick process that takes only a few minutes.

One of our employees will contact you and visit your home within 30 minutes. The necessary gold loan amount will be delivered immediately to your bank account after all e-documentation and gold identification are completed at your home.

The benefits of getting a gold loan at your doorsteps are:

• Access To Your Loan Account 24 X 7
• Diverse Range of Gold Loan Schemes
• You can get free insurance for your Gold
• There are no hidden fees.
• You will get the maximum value of your Gold
• You can avail your Gold Loan in just 1 visit
• Service at Your Door in 30 Minutes
• Pre & Part Payment Facility
• Your Gold will just be released the same day.

How Much Can I Get Through Rajasthan Marudhara Gramin Bank Gold Loan?

Why should Farmers choose Rajasthan Marudhara Gramin Bank Gold Loan?

Gold Loan is a good service for the farmers. Because, if the loan amount has to be used for farming purposes. Then, the banks provide a further discount on the interest rates. Therefore, the farmers can avail the service of the gold loan at a discount of 1% on the interest rate. Finally, if you want to use the loan amount for agricultural purposes and you have gold jewellery then, Gold Loan is the best option for you.

Rajasthan Marudhara Gramin Bank Gold Loan Process

The process is quite easy to understand:

• Visit the website of the bank and check your eligibility.
• If you are eligible, apply on the website itself.
• To apply offline, take the necessary documents and gold jewellery/ coins to the nearest bank branch.
• The bank will value your gold for which it will charge you.
• The bank will offer you a loan amount. If you think it is suitable for you, accept it.
• Sign an agreement.
• Your loan will be disbursed on the same day.

Rajasthan Marudhara Gramin Bank Gold Loan Apply Online

• Go to the Dialabank website.
• Apply for a gold loan by clicking on the gold loan option on the menu and filling the provided form.
• After some time, you will find loan offers listed by us in your inbox.
• We will call you and help you choose the best one.

For more information, call us at 9878981144.

Rajasthan Marudhara Gramin Bank Gold Loan EMI Calculator

Uses of Rajasthan Marudhara Gramin Bank Gold Loan

The funds acquired by availing the Rajasthan Marudhara Gramin Bank Gold Loan service can be used for several purposes such as:

• To finance any personal expenses such as a wedding, travel, payment of higher education fees, etc.
• For all your business needs, such as buying raw material, expansion of business, etc.
• You can also avail of a Gold Loan for agricultural purposes. The bank offers lower rates of interest for Gold Loans that are used for agriculture or allied activities.

Rajasthan Marudhara Gramin Bank Agricultural Jewel Loan Scheme

Benefits of Rajasthan Marudhara Gramin Bank Agricultural Jewel Loan Scheme

• Axis Bank does not charge a huge processing fee
• For 0.30% of the loan amount, a Minimum of ₹ 300 is charged ranging from more than ₹25,000 – less than ₹ 5 lakh
• 0.28% of the credit sum, subject to at least Rs.1,500 applicable on more than Rs.5 lakh and less than Rs.1 crore

Rajasthan Marudhara Gramin Bank Gold Loan Overdraft Scheme

The loan amount is provided under the overdraft scheme. The Gold Loan Amount works like a credit card and can be spent as per the choice of the borrower. Though the overall loan amount has a Credit/Loan Limit. The interest is only charged on the amount used.

FAQs about Rajasthan Marudhara Gramin Bank Gold Loan

✅What is Rajasthan Marudhara Gramin Bank Gold Loan?

Rajasthan Marudhara Gramin Bank gold loan avails high funding to the customer against Gold Loan. Furthermore, the bank provides Gold Loan at a low rate of interest. It is a safe and secure method and the bank takes full responsibility for the safety of your gold ornaments.

✅How much Gold Loan can I get per gram in Rajasthan Marudhara Gramin Bank?

The Rajasthan Marudhara Gramin Bank Gold Loan Per Gram rate of gold depends on the purity of the gold that is to be pledged in the bank and the market price of the gold. The funding offered by the bank is up to 70% of the collateral value.

✅What is the Gold Loan interest rate in Rajasthan Marudhara Gramin Bank?

The rate of Interest charged by the bank on Rajasthan Marudhara Gramin Bank Gold Loan depends on the amount of the loan that is borrowed and the quality of the gold to be pledged. The rate of interest starts at 7.25% per annum.

✅How to pay Rajasthan Marudhara Gramin Bank Gold Loan online?

You can pay the Rajasthan Marudhara Gramin Bank Gold Loan EMI online through a standing instruction on your Rajasthan Marudhara Gramin Bank account or an ECS on some other bank account to automatically deduct the amount. You also have some other offline options to pay the amount.

✅How to apply for Gold Loan in Rajasthan Marudhara Gramin Bank?

You can apply for the Rajasthan Marudhara Gramin Bank Gold Loan by visiting the branch of the bank with basic identity proofs and gold for valuation. You can apply also online at Dialabank digital platform.

✅How to take Gold Loan from Rajasthan Marudhara Gramin Bank?

Taking Gold Loan from Rajasthan Marudhara Gramin Bank is a simple and hassle-free process. Just submit the documents and your gold jewellery to the bank and the bank will offer you the loan if your jewellery’s quality is up to the mark, your documents are in order, and you match the eligibility criteria. The loan is disbursed in a few hours.

✅How to check Rajasthan Marudhara Gramin Bank Gold Loan status?

Checking the status of your Rajasthan Marudhara Gramin Bank gold loan can be done by visiting the branch and contacting the loan officer. You can also email the bank for checking the status from the comfort of your home.

✅How to renew Rajasthan Marudhara Gramin Bank Gold Loan?

Renewal of Rajasthan Marudhara Gramin Bank Gold Loan is a simple and hassle-free process wherein you just need to reach the branch of the bank with all loan-related documents and get the gold kept as security evaluated according to the new prices.

✅What happens if someone defaults Rajasthan Marudhara Gramin Bank Gold Loan?

If you cannot pay for the Rajasthan Marudhara Gramin Bank gold loan, the bank charges a penalty fee from the borrower and this reflects in your credit score which affects your loan taking capacity.

✅How can I apply for the EMI moratorium on the Rajasthan Marudhara Gramin Gold loan?

You can apply for a Rajasthan Marudhara Gramin Bank gold loan EMI moratorium if you want a ‘repayment holiday’. Applying for a moratorium is extremely easy and you can do it by visiting the bank branch or its website. This option isn’t available less than 5 days before the EMI payment date.

✅What is the Overdraft Scheme for Rajasthan Marudhara Gramin Bank Gold Loan?

The Bank’s Overdraft Scheme has a Credit/Loan Limit. It charges interest on the amount withdrawn/utilized.

✅What is the Rajasthan Marudhara Gramin Bank Gold Loan closure procedure?

The Gold loan will only close after the loan payment is done in full.

✅What is the Rajasthan Marudhara Gramin Bank customer care number?

9878981144  is the customer care number for Rajasthan Marudhara Gramin Bank Gold Loan.

✅ What are Rajasthan Marudhara Gramin Bank Gold Loan Preclosure charges?

The Bank preclosure charges are 2%+GST (Within 3 Months), 0 (After 3 months)

✅ What is the maximum gold loan tenure?

The maximum gold loan tenure is 60 months.

✅ What is the minimum gold loan tenure?

The minimum gold loan tenure is 6 months.

✅What is the foreclosure procedure for Rajasthan Marudhara Gramin Bank Gold Loan?

The Bank charges the customer up to 0.50% on the key principal amount if there is any Gold Loan Foreclosure.