Major Gold Loan Providers in Warud
Feature | HDFC Bank | SBI |
Muthoot Finance
|
Interest Rate | 9.90% onwards | 7% onwards | 12% onwards |
Min Loan Amt | Metro : 25000, Non : 15000 | 25000 | 15000 |
Max Loan Amt | 1 Cr | 1 Cr | 1 Cr |
Loan Tenure | 3 months to 24 months | 9 months to 24 months |
1 month to 24 months
|
Processing Fee | 0.25% to 1.50% of the Loan Amt | 0.25% to 1.50% | Nil |
Pre-closure Charges | 2%, Nil foreclosure charges after 3 months | 2%, Nil foreclosure charges after 9 months | Nil |
Overdraft Facility | Yes | Yes | Yes |
Pay Only Interest Facility | Yes | Yes | Yes |
Gold Rate Per Gram | 3066 | 3073 | 3073 |
Gold Loan Warud Features
Are you in need of urgent money? Are you facing a sudden medical emergency or need cash immediately to tackle any financial crisis? Then Gold loan might just be the best option for you. All you need is some amount of gold and some basic documents. After the evaluation of your gold in the bank, your loan amount will be credited into your account. Also, your valuable gold is kept safe in the sealed locker of the bank. Usually, a person needs money urgently on the same day. Applying for other loans may consume time. But Gold Loan is the best loan option to get instant finance without any hassle paperwork.
- Gold Loan Nagpur is a safe and reliable Loan scheme.
- It requires less paperwork to get the loan amount.
- No credit history is required.
- Gold Loan Nagpur is available to an individual within 30-60 minutes.
Gold Loan Warud Interest Rates
Bank | Interest Rate |
HDFC Bank Gold Loan | 9.9% to 14% |
Axis Bank Gold Loan | 10.50% to 16% |
Private Bank Gold Loan | 10.75% to 16% |
SBI Gold Loan | 9.5 % to 13% |
Kotak Gold Loan | 11% to 14% |
IIFL Gold Loan | 9.24% to 24% |
Muthoot Gold Loan | 12% to 24% |
Manappauram Gold Loan | 12% to 26% |
PNB Gold Loan | 10.05% to 16% |
Canara Bank Gold Loan | 9.75 % to 13% |
Andhra Bank Gold Loan | 10.70% to 16% |
Documents for Gold Loan Warud
- 2 passport size photographs.
- Proof of Identity.
- Address Proof.
- Signature Proof in the form of cheque or passport copy.
Other Documents Required:
- In the case of Agriculture Loan of more than Rs. 1 lac, the land proof is required.
- Income Proof: Salary Certificate and Form No.16
- A Demand Promissory Note.
- Certificate by the Jewel Appraiser (Bank will arrange).
Eligibility Criteria for Gold Loan Warud
- The applicant should be a resident of India.
- He/she should not be more than 60 years of age.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Warud
Online Process to Apply for Gold Loan Warud
Applying for a Gold Loan is easy with Dialabank. To begin, you have to fill a simple form online available on the website.
After that, you will receive a call back from our expert relationship manager. Furthermore, you will get a document pick up facility from your doorstep. For more information, you can also call at 9878981166.
Dialabank is considered as the best platform to apply for a gold loan online. The reason behind it is:
- Minimum documentation.
- Low-interest rate gold loan facility
- DialaBank is spread across the country.
- It has an association with the top leading financial institutions.
- DialaBank provides an easy pickup facility from your home.
- Expert relationship managers guide you at every step.
The process of applying online is simple:
- Just click on dialabank.com.
- Fill in the necessary details as required in the form.
- Request a quote.
- Sit back and relax while our relationship manager contacts you.
Offline Process to Apply for Gold Loan Warud
The applicant also has an option to avail a Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the neighboring departments from where you can avail of the loan. Then, you will have to visit the branch personally to get the loan approved.
Thus, it is highly recommended to apply with DialaBank and enjoy the services sitting at your own home. The process is not only time saving but also cost-free.
Processing Fees / Prepayment Charges on Gold Loan Warud
Bank |
Processing Fee |
Prepayment Charges |
HDFC Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 3 months |
Axis Bank Gold Loan |
0.50% to 1.50% |
Nil |
Private Bank Gold Loan |
0.25% to 1.50% |
2%, Nil foreclosure charges after 9 months |
SBI Gold Loan |
500/- to 0.50% |
Nil |
Kotak Gold Loan |
1% to 2% |
2.25% of fore closure amount if closed 1 month ahead of the tenure.
|
IIFL Gold Loan |
Nil |
Nil |
Muthoot Gold Loan |
Nil |
Nil |
Manappauram Gold Loan |
Nil |
Nil |
PNB Gold Loan |
0.70% to 1% |
Nil |
Canara Bank Gold Loan |
1% |
Nil |
Andhra Bank Gold Loan |
Nil |
Nil |
CIBIL Score Required for Gold Loan Warud
Provided that your basic eligibility criteria and documentation requirement is met, you do not require a CIBIL score to avail the gold loan in Nagpur.