Major Gold Loan Providers in Uran Islampur
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Uran Islampur Features
Need urgent money or running out of cash then don’t worry, with less paperwork and within 48 hour loan approval after verification
Also, Gold Loan Uran Islampur provide financial aid at best affordable interest rates. But the deal is you should have a rigid and good income source along with good credit history. To avoid rejection and fast approval process.
Gold Loan will be allotted up to 75% of the market value of gold, due to fluctuation in market price. Your dreams are important for us so feel free to apply on Dialabank for Gold Loan Uran Islampur.
Gold Loan Uran Islampur Interest Rates
The below table shows the Gold loan interest rates provided by various banks
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Uran Islampur
What you need is:
- Identity Proof (Voter ID, Passport copy, Driving License or Aadhaar card)
- 2 Passport sized photographs
- Proof of Signature like passport copy, banker’s verification, cheque, or driving licence
- Proof of Address is also required in which you required ration card, tel or electricity bill, copy of passport, trade license, Shop & est. License will be valid or certificate of Sales Tax.
Additional Documents Required for Gold Loan Uran Islampur
Also you require land proof, one demand promissory note, Jewel Appraiser Certificate which will be arranged by the bank, form No.16 and Salary Certificate as Income Proof
Eligibility Criteria for Gold Loan Uran Islampur
Min. Age limit is 21 and Max. is 60. Nationality should be INDIAN
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Uran Islampur
Online Process to Apply for Gold Loan Uran Islampur
HDFC Bank Gold Loan is available at Dialabank
Just you have to fill online form which is available on website. After applying our representative will call you back.
Also, doorstep pickup facility will be provided for documents
Feel free to call on 9878981166
Dialabank is aong best online platform to provide a gold loan. Why:
- First Indian financial helpline all over the the country
- No penny is charged from the customer, i.e no money will be charged for applying online on website.
- High LTV of your gold
- Dialabank has good reputation among customers with fast and good service.
- Apply for HDFC Gold loan through Dialabank and take benefit of low interest rate.
- Less paper work is required
- Trained relationship managers will solve all your queries and provide you each and every help to you
- Doorstep pickup facility will make everything easy.
Offline Process to Apply for Gold Loan Uran Islampur
- Options for offline process is available for a Gold loan per gram.
- Search for near by branch which provide gold loan
- Visit there if the branch is available, but not sure that your work will be done in one go
Dialabank will provide you same service at your home by filling a simple form available on the website of Dialabank and with no difficulty and headache.
Banks that provide fast service in offline process are HDFC Gold loan branches and Muthoot Gold loan branches, but the deal is it should be available nearby your location.
Processing Fees / Prepayment Charges on Gold Loan Uran Islampur
CIBIL Score Required for Gold Loan Uran Islampur
- Good Score high approval rate, every lending institution has its criteria for processing Gold Loan application in Uran Islampur. Min. score you need is 750.
- Also your details about previous loans will checked before approval which covers delayed payments, every behavior will be checked before processing. So, keep good CIBIL score.
- CIBIL score is very important for gold loan approval, so please maintain the CIBIL score high long for possible for future also.