Gold Loan Wardha | Best Interest Rate & Highest Rate Per Gram

AT 0.75%* INTEREST RATE
APPLY NOW

I have read the Privacy Policy & Agree to Terms & Conditions and authorize Dialabank & its partner institutions to Call or SMS me with reference to my application.

Gold Loan Wardha | Best Interest Rate & Highest Rate Per Gram

Major Gold Loan Providers in Wardha

Feature HDFC Bank SBI
Muthoot Finance
Interest Rate 9.90% onwards 7% onwards 12% onwards
Min Loan Amt Metro : 25000, Non : 15000 25000 15000
Max Loan Amt 1 Cr 1 Cr 1 Cr
Loan Tenure 3 months to 24 months 9 months to 24 months
1 month to 24 months
Processing Fee 0.25% to 1.50% of the Loan Amt 0.25% to 1.50% Nil
Pre-closure Charges 2%, Nil foreclosure charges after 3 months 2%, Nil foreclosure charges after 9 months Nil
Overdraft Facility Yes Yes Yes
Pay Only Interest Facility Yes Yes Yes
Gold Rate Per Gram 3066 3073 3073

Gold Loan Wardha Features

Igold loan wardhan today’s world loan is occupying a pivotal position. Everyone wants to buy several things and amenities but not possible in all cases. Expenses are too high, and the income of people is the same. Due to this, the head of the family has a lot of pressure as he has to fulfil the wishes of all members. Gold Loan can help you make tension free.

Click here for Axis gold loan

Get Loan in 30 Minutes
Highest Gold Rate in India
100% Safety of Your Gold
Minimum Documentation
Without EMI Gold Loan
Gold Loan in 1 Visit
No Melting of Gold
24 x 7 Online Payment Facility
No Hidden Charges

Gold Loan Wardha Interest Rates Jul 26 2024

Bank Interest Rate
HDFC Bank Gold Loan 9.9% to 14%
Axis Bank Gold Loan 10.50% to 16%
Private Bank Gold Loan 10.75% to 16%
SBI Gold Loan 9.5 % to 13%
Kotak Gold Loan 11% to 14%
IIFL Gold Loan 9.24% to 24%
Muthoot Gold Loan 12% to 24%
Manappauram Gold Loan 12% to 26%
PNB Gold Loan 10.05% to 16%
Canara Bank Gold Loan 9.75 % to 13%
Andhra Bank Gold Loan 10.70% to 16%

Documents for Gold Loan Wardha

Documents required for Gold Loan are:-

  1. Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
  2. Address Proof: Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate Ration card/ Tel, Electricity Bill,.
  3. Signature Proof: Passport Copy/Driving License//cheque/Banker’s verification.
  4. minimum of 2 passport size photographs.

Additional Documents Required for Gold Loan Wardha

  1. Land Proof: In case of Agriculture Loan amount of more than Rs. 1 lac. The proof is not required for allied agriculture purposes or activities.
  2. A Demand Promissory Note if applicable.
  3. Certificate by the Jewel Appraiser as a validation of ornament (Bank will arrange).
  4. Income Proof: Salary Certificate and Form No.16 if applicable

Eligibility Criteria for Gold Loan Wardha

  1. The minimum age and maximum age for the gold loan applicant is 21 years to 65 years.
  2. A person should be an Indian citizen or must have Citizenship in India

GOLD LOAN @ 0.75%*

APPLY NOW

+91

How to Apply for Gold Loan Wardha

You can apply for a Gold loan in both online and offline mode as below process.

Online Process to Apply for Gold Loan Wardha

Dialabank is considered as the best suitable platform to apply for a gold loan online. There are so many reasons behind this.

  1.  if you apply for a gold loan through Dialabank, then you will get a low HDFC Gold Loan Interest Rate.
  2. Dialabank provides you with a document pickup facility from the doorstep of the customer.
  3. One more important thing is that Dialabank guides the customers free of cost. That is, there are no additional charges of applying for a gold loan online on the website of Dialabank.
  4. Also, while applying for a gold loan per gram through Dialabank, very little paperwork is required.
  5. you can get a high loan amount per gram.
  6. Finally, Relationship managers are trained enough to guide and assist you in the entire process of Gold Loan approval.
Offline Process to Apply for Gold Loan Wardha

You can apply for the gold in the offline process also, just what you need is to, after filling the form from the dialabank. you will receive a call from our experts. they will suggest, the best banks to take a gold loan. From, that what you have to do is the select branch and bank name, which is near to you.

Processing Fees / Prepayment Charges on Gold Loan Wardha

Bank
Processing Fee
Prepayment Charges
HDFC Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan
0.50% to 1.50%
Nil
Private Bank Gold Loan
0.25% to 1.50%
2%, Nil foreclosure charges after 9 months
SBI Gold Loan
500/- to 0.50%
Nil
Kotak Gold Loan
1% to 2%
2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan
Nil
Nil
Muthoot Gold Loan
Nil
Nil
Manappauram Gold Loan
Nil
Nil
PNB Gold Loan
0.70% to 1%
Nil
Canara Bank Gold Loan
1%
Nil
Andhra Bank Gold Loan
Nil
Nil

CIBIL Score Required for Gold Loan Wardha

No need for the CIBIL score for Gold Loan Wardha. if there is a good Cibil score, then you will get good and attractive interest rates with good loan amount.

Click here for Mannapuram gold loan

Gold Loan Wardha Agents

Dialabank is the financial consultant which helps in getting all type of loans in a few minutes. just by visiting the Dialabank website or to give a call to 987898116. All the banks and NBFCs provide loans for Gold, but the dialabank shows banks that have the best interest rates and high loan amount for the gram.

Gold Loan Wardha Contact Number

 To get instant help and approval for Gold Loan in Wardha, Call 9878981166.

Pre Calculated EMI Table for Gold Loan Wardha

Rate
5 Yrs
4 Yrs
3 Yrs
10.50%
2149
2560
3250
11.00%
2174
2584
3273
11.50%
2199
2608
3297
12.00%
2224
2633
3321
12.50%
2249
2658
3345
13.00%
2275
2682
3369
13.50%
2300
2707
3393
14.00%
2326
2732
3417
14.50%
2352
2757
3442
15.00%
2378
2783
3466

About Wardha

Wardha is a town which is located in a Wardha district in Indian states of Maharashtra. The Banks and NBFCs are also willing to process the gold loans in Wardha more as possible. Wardha’s name derived from the Wardha River which flows at the north, west, and south boundaries of the district.

Gold Loan Paramakudi Gold Loan Parangipettai
Gold Loan Parola Gold Loan Petlad
Gold Loan Periyakulam Gold Loan Pimpri-Chinchwad
Gold Loan Ponnur Gold Loan Sailu

 What is a gold loan valuation?

A Gold loan valuation is a process carried out at the bank’s branch by an authorised evaluator. The evaluator evaluates your gold and determines its market value. Based on this valuation, the bank offers you the maximum loan amount and also quotes your a rate of interest.

 Personal loan or loan against gold which is better?

A loan against gold is better than a Personal Loan for 3 major reasons.

  • First, the Rate of Interest charged by banks is lower than the interest rate on a Personal Loan.
  • The process is faster to get money through a Loan Against Gold. The total time required for getting your money transferred to your account is 60 minutes.
  • The Loan Against Gold/Gold Loan’s eligibility is independent of your income and your credit history; anyone and everyone is eligible for a gold loan irrespective of their employment.

✅ What is the margin for a loan against gold?

Banks maintain a margin of at least 25% for gold loans/loans against gold. You can avail a maximum of 75% of your gold’s market value as the loan amount. For example, if your gold values at Rs. 10 Lakh in the market, then banks will offer you a maximum loan amount of Rs. 7,50,000.