Best Banks for Gold Loan in Vasai
Feature |
HDFC Bank |
Private Bank |
Muthoot Finance |
Interest Rate |
9.90% |
10.50% |
12% |
Min Loan Amt |
Metro : 25000, Non : 15000 |
25000 |
15000 |
Max Loan Amt |
1 Cr |
1 Cr |
1 Cr |
Loan Tenure |
3 months to 24 months |
9 months to 24 months |
1 month to 24 months |
Processing Fee |
0.25% to 1.50% of the Loan Amt |
0.25% to 1.50% |
Nil |
Preclosure Chgs |
2%, Nil foreclosure charges after 3 months |
2%, Nil foreclosure charges after 9 months |
Nil |
Overdraft Facility |
Yes |
Yes |
Yes |
Pay Only Interest Facility |
Yes |
Yes |
Yes |
Gold Rate Per Gram |
2500 |
2600 |
2700* |
Gold Loan Vasai Features
India is known as the Golden Bird of the world as it is one of the largest importers of gold. In India, people usually prefer to keep gold in the form of jewelry. They not only buy gold as an ornament but they keep it as an investment so that in time of emergency they can fund their cash requirements.
As we can derive from its name only that it is the loan that is provided against your gold. This loan is offered by many banks and non-banking financial institutions (NBFCs). It is a secured loan where you have to keep your gold as a security. If an applicant fails to repay the loan amount, then the lender has the right to auction their gold. Gold Loan is considered as one of the best options as compared to other forms of the loan as it provides a low Gold loan interest rate to the customers. The documentation process is very easy and fast.
Gold Loan Rate Per Gram Today in Vasai
Gold Loan Rate Per Gram Today in Vasai is as follows:
Updated - Gold Loan Per Gram Rate w.e.f Apr 29 2025 |
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Gold Weight | Gold Purity 24 Carat |
Gold Purity 22 Carat |
Gold Purity 20 Carat |
Gold Purity 18 Carat |
1 gram | 4621 | 4290 | 3900 | 3510 |
10 gram | 46210 | 42900 | 39000 | 35100 |
20 gram | 93600 | 85800 | 78000 | 70200 |
30 gram | 140400 | 128700 | 117000 | 105300 |
40 gram | 187200 | 171600 | 156000 | 140400 |
50 gram | 234000 | 214500 | 195000 | 175500 |
100 gram | 468000 | 429000 | 390000 | 351000 |
200 gram | 936000 | 858000 | 780000 | 702000 |
300 gram | 1404000 | 1287000 | 1170000 | 1053000 |
400 gram | 1872000 | 1716000 | 1560000 | 1404000 |
500 gram | 2340000 | 2145000 | 1950000 | 1755000 |
Gold Loan in Vasai Interest Rates and Charges
Feature
|
Gold Loan
Interest Rate
|
Processing Fee
|
Tenure
|
HDFC Gold Loan | 9.90% | 0.25 % - 1.50% | 3 - 24 Month |
Private Gold Loan | 10.50% | 0.25 % - 1.50% | 9 - 24 Months |
Axis Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 24 Months |
Yes Bank Gold Loan | 10.50% | 0.50% - 1.50% | 6 - 36 Months |
SBI Gold Loan | 9.50% | 500/- to 0.50% | 6 - 36 Months |
Kotak Gold Loan | 11.00% | 1% to 2% | 9 - 24 Months |
IIFL Gold Loan | 12.00% | Nil | 3 - 11 Months |
Muthoot Finance Gold Loan | 12.00% | Nil | 1 - 24 Months |
Manappuram Gold Loan | 12.50% | Nil | 6 - 12 Months |
PNB Gold Loan | 11.00% | 0.70% to 1% | 6 - 12 Months |
Canara Bank Gold Loan | 10.75% | 1 % | 6 - 12 Months |
IndusInd Bank Gold Loan | 11.50% | 1% - 1.5% | 9 - 24 Months |
Gold Loan in Vasai Documents Required
- Identity Proof: (Passport Copy/ Voters ID card/ Driving License/Aadhaar card/ Voter card).
- Proof of Address: (Ration card/ Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate/Aadhaar card/ Voter card).
- Signature Verification Proof: (Passport Copy/Driving License/Banker’s verification/cheque)
- 2 passport size photographs.
- The applicant has to submit their PAN card.
Additional Documents Required for Gold Loan Vasai
- Land Proof: For agriculture loan that surpasses 1 lac rupees, a proof is required. Otherwise, nothing is required for allied agriculture plans.
- A Demand Promissory Note might be needed.
- Bank will coordinate to provide a Certificate by the Jewel Appraiser.
- Income Proof: Salary Certificate and Form No.16
Gold Loan in Vasai Eligibility Criteria
- The minimum age of the applicant should be 18 years and a maximum of up to 65 years.
- The applicant should be a citizen of India that is the nationality of the applicant should be Indian.
- The gold should weigh at least 10 grams, and the purity of gold should lie between 18 karats -24 karat.
- No CIBIL score is required.
- It has a flexible repayment option.
GOLD LOAN @ 0.75%*
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Gold Loan Vasai Agent and Contact Number
As a reliable Gold Loan agent of Vasai, Dialabank provides the best financial services to its clients. Further, you can apply at Dialabank or dial 9878981144 for the best service experience.
By comparing various finance companies and banks, Dialabanks provide the best option to choose from. Without confusing you with the technical and complex terms, Dialabank helps you make the right choice. Register through a form on our website and our customer relationship manager will get in touch with you to assist throughout the loan process.
You can call 9878981144 and get instant assistance and approval for Gold loan per gram in Vasai anytime.
Pre Calculated EMI Table for Gold Loan Vasai
Rate |
5 Yrs |
4 Yrs |
3 Yrs |
10.50% |
2149 |
2560 |
3250 |
11.00% |
2174 |
2584 |
3273 |
11.50% |
2199 |
2608 |
3297 |
12.00% |
2224 |
2633 |
3321 |
12.50% |
2249 |
2658 |
3345 |
13.00% |
2275 |
2682 |
3369 |
13.50% |
2300 |
2707 |
3393 |
14.00% |
2326 |
2732 |
3417 |
14.50% |
2352 |
2757 |
3442 |
15.00% |
2378 |
2783 |
3466 |
About Vasai
Vasai is historically known as Bassein or Baçaim. It is a historical suburban town in the Palghar district of Maharashtra state in the Konkan division in India. Vasai is a part of the Vasai-Virar city. The main attraction in this city is Bassein Fort which was built in 1184, and there are three well-known religious sites including the Vajreshwari Temple, St. Francis Xavier’s Church, Giriz and the Datta Mandir of Dongri.
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