Gold Loan Vasai

Gold Loan Vasai

AT 0.75%* INTEREST RATE
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Best Banks for Gold Loan in Vasai

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Vasai Features

India is known as the Golden Bird of the world as it is one of the largest importers of gold. In India, people usually prefer to keep gold in the form of jewelry. They not only buy gold as an ornament but they keep it as an investment so that in time of emergency they can fund their cash requirements.

As we can derive from its name only that it is the loan that is provided against your gold. This loan is offered by many banks and non-banking financial institutions (NBFCs). It is a secured loan where you have to keep your gold as a security. If an applicant fails to repay the loan amount, then the lender has the right to auction their gold. Gold Loan is considered as one of the best options as compared to other forms of the loan as it provides a low Gold loan interest rate to the customers. The documentation process is very easy and fast.

Gold Loan Rate Per Gram Today in Vasai

Gold Loan Rate Per Gram Today in Vasai is as follows:

Updated - Gold Loan Per Gram Rate w.e.f Dec 21 2024
Gold Weight	Gold Purity 24 Carat	Gold Purity 22 Carat	Gold Purity 20 Carat	Gold Purity 18 Carat
1 gram	4621	4290	3900	3510
10 gram	46210	42900	39000	35100
20 gram	93600	85800	78000	70200
30 gram	140400	128700	117000	105300
40 gram	187200	171600	156000	140400
50 gram	234000	214500	195000	175500
100 gram	468000	429000	390000	351000
200 gram	936000	858000	780000	702000
300 gram	1404000	1287000	1170000	1053000
400 gram	1872000	1716000	1560000	1404000
500 gram	2340000	2145000	1950000	1755000

Gold Loan in Vasai Interest Rates and Charges

Feature	Gold Loan Interest Rate	Processing Fee	Tenure
HDFC Gold Loan	9.90%	0.25 % - 1.50%	3 - 24 Month
Private Gold Loan	10.50%	0.25 % - 1.50%	9 - 24 Months
Axis Gold Loan	10.50%	0.50% - 1.50%	6 - 24 Months
Yes Bank Gold Loan	10.50%	0.50% - 1.50%	6 - 36 Months
SBI Gold Loan	9.50%	500/- to 0.50%	6 - 36 Months
Kotak Gold Loan	11.00%	1% to 2%	9 - 24 Months
IIFL Gold Loan	12.00%	Nil	3 - 11 Months
Muthoot Finance Gold Loan	12.00%	Nil	1 - 24 Months
Manappuram Gold Loan	12.50%	Nil	6 - 12 Months
PNB Gold Loan	11.00%	0.70% to 1%	6 - 12 Months
Canara Bank Gold Loan	10.75%	1 %	6 - 12 Months
IndusInd Bank Gold Loan	11.50%	1% - 1.5%	9 - 24 Months

Gold Loan in Vasai Documents Required

Identity Proof: (Passport Copy/ Voters ID card/ Driving License/Aadhaar card/ Voter card).
Proof of Address: (Ration card/ Passport copy/ Trade license /Shop & Est. License/Sales Tax certificate/Aadhaar card/ Voter card).
Signature Verification Proof: (Passport Copy/Driving License/Banker’s verification/cheque)
2 passport size photographs.
The applicant has to submit their PAN card.

Additional Documents Required for Gold Loan Vasai

Land Proof: For agriculture loan that surpasses 1 lac rupees, a proof is required. Otherwise, nothing is required for allied agriculture plans.
A Demand Promissory Note might be needed.
Bank will coordinate to provide a Certificate by the Jewel Appraiser.
Income Proof: Salary Certificate and Form No.16

Gold Loan in Vasai Eligibility Criteria

The minimum age of the applicant should be 18 years and a maximum of up to 65 years.
The applicant should be a citizen of India that is the nationality of the applicant should be Indian.
The gold should weigh at least 10 grams, and the purity of gold should lie between 18 karats -24 karat.
No CIBIL score is required.
It has a flexible repayment option.

GOLD LOAN @ 0.75%*

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Gold Loan Vasai Agent and Contact Number

As a reliable Gold Loan agent of Vasai, Dialabank provides the best financial services to its clients. Further, you can apply at Dialabank or dial 9878981144 for the best service experience.

By comparing various finance companies and banks, Dialabanks provide the best option to choose from. Without confusing you with the technical and complex terms, Dialabank helps you make the right choice. Register through a form on our website and our customer relationship manager will get in touch with you to assist throughout the loan process.

You can call 9878981144 and get instant assistance and approval for Gold loan per gram in Vasai anytime.

Pre Calculated EMI Table for Gold Loan Vasai

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

About Vasai

Vasai is historically known as Bassein or Baçaim. It is a historical suburban town in the Palghar district of Maharashtra state in the Konkan division in India. Vasai is a part of the Vasai-Virar city. The main attraction in this city is Bassein Fort which was built in 1184, and there are three well-known religious sites including the Vajreshwari Temple, St. Francis Xavier’s Church, Giriz and the Datta Mandir of Dongri.