Gold Loan Latur

Best Banks for Gold Loan in Latur

Feature	HDFC Bank	Private Bank	Muthoot Finance
Interest Rate	9.90%	10.50%	12%
Min Loan Amt	Metro : 25000, Non : 15000	25000	15000
Max Loan Amt	1 Cr	1 Cr	1 Cr
Loan Tenure	3 months to 24 months	9 months to 24 months	1 month to 24 months
Processing Fee	0.25% to 1.50% of the Loan Amt	0.25% to 1.50%	Nil
Preclosure Chgs	2%, Nil foreclosure charges after 3 months	2%, Nil foreclosure charges after 9 months	Nil
Overdraft Facility	Yes	Yes	Yes
Pay Only Interest Facility	Yes	Yes	Yes
Gold Rate Per Gram	2500	2600	2700*

Gold Loan Latur Features

Gold is a precious asset of every common man in this world. People keep their gold in closed drawers. But what is the point of keeping that gold in a closed drawer, if it could not help you in your bad time? Taking a Loan against Gold is the best option to overcome all of the financial issues.

Gold Loan is the best financial tool that helps an individual to cater to the required amount of money without any hassle. A person who is not eligible for any other loan can apply for Gold Finance. Turn your Gold into Cash rather than keeping it idle at home. Apply Online and Get Approval in just 3 minutes.

Gold Loan Latur Interest Rates – Mar 13 2025

Bank	Interest Rate
HDFC Bank Gold Loan	9.9% to 14%
Axis Bank Gold Loan	10.50% to 16%
Private Bank Gold Loan	10.75% to 16%
SBI Gold Loan	9.5 % to 13%
Kotak Gold Loan	11% to 14%
IIFL Gold Loan	9.24% to 24%
Muthoot Gold Loan	12% to 24%
Manappauram Gold Loan	12% to 26%
PNB Gold Loan	10.05% to 16%
Canara Bank Gold Loan	9.75 % to 13%
Andhra Bank Gold Loan	10.70% to 16%

Gold Loan Per Gram For All Major Bank in Latur – Mar 13 2025

Bank / NBFC	Rate Per Gram	Interest Rate	Gold Loan Tenure	Min - Max Loan Amount
HDFC Gold Loan	₹ 3,506 to ₹ 4,621	9.90%	3 to 24 months	₹ 10 thousand to 5 crore
Private Gold Loan	₹ 3,506 to ₹ 4,821	10.00%	6 to 12 months	₹ 10 thousand to 5 crore
Muthoot Finance Gold Loan	₹ 3,506 to ₹ 4,621	12.00%	7 days to 36 months	₹ 3 thousand to 1 crore
Manappuram Gold Loan	₹ 3,506 to ₹ 4,621	12.25%	12 months	₹ 3 thousand to 1 crore
Canara Bank Gold Loan	₹ 3,506 to ₹ 4,621	10.25%	36 months	₹ 20 thousand to 50 lakh
Axis Bank Gold Loan	₹ 3,506 to ₹ 4,621	10.00%	3 to 36 months	₹ 10 thousand to 5 crore
SBI Gold Loan	₹ 3,506 to ₹ 4,621	9.75%	12 to 36 months	₹ 20 thousand to 50 lakh
Indian Bank Gold Loan	₹ 3,506 to ₹ 4,621	7.50%	3 to 36 months	₹ 20 thousand to 50 lakh
Bank of Baroda Gold Loan	₹ 3,506 to ₹ 4,621	10.25%	12 months	₹ 20 thousand to 50 lakh
Yes Bank Gold Loan	₹ 3,506 to ₹ 4,621	10.25%	12 months	₹ 10 thousand to 5 crore
IIFL Gold Loan	₹ 3,506 to ₹ 4,621	12.00%	11 months	₹ 3 thousand to 50 lakh

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Gold Loan Eligibility Criteria in Latur

Minimum and Maximum Age	21 Yrs – 60 Yrs Note: However, many banks require a minimum age of 23 years
Loan Amount	Up to ₹ 2 Cr. Some banks restrict maximum eligibility to ₹ 20 Lakh Interest rates are lower for a higher loan amount
Employment Type	Salaried and self-employed both are eligible Businessmen are increasingly taking gold loans to meet their working capital requirements. In fact, housewives, senior citizens who are not eligible for other loans because they have no income proofs can easily avail of gold loans.
Quality of Gold	Gold ornaments should range in between 18 to 24 Carats An average gold price of 22-carat gold for the preceding 30 days is adjusted down for purity. So, the price of 20 Carat jewellery can be estimated by multiplying the price of 22 Carat jewellery by a factor of 20/22
CIBIL Score	Banks do not check CIBIL score for granting a gold loan However, your repayment track record for a gold loan is counted towards your CIBIL score and hence, can be instrumental in building your CIBIL score
Gold ornaments that can be used for availing loan	Gold bars and coins Gold with 18-24 carat purity
Employment track record and income proofs	Banks do not check your job stability or business stability to sanction you a gold loan. Gold loans are granted without income proofs. You only need to submit your basic KYC documents such as address proof, identity proof, and an Aadhaar card to avail of this loan.

Gold Loan Latur Eligibility & EMI Calculator

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Documents for Gold Loan Latur

At the time of application the following documents are required:

• Proof of the citizenship of India
• Duly filled application form
• 2 passport-sized photographs
• Applicant’s KYC documents to establish Identity and Address
• Salary/ Income Proof
• Witness Letter in case of illiterate borrowers
• In the case of Agriculture Loan of more than Rs. 1 lac, land proof
• Certificate by the Jewel Appraiser (Bank will arrange)

At the time of disbursement the following documents are required:

• Demand Promissory Note & Demand Promissory Note Take Delivery Letter
• Gold Ornaments Take Delivery Letter
• Arrangement Letter

Eligibility Criteria for Gold Loan Latur

1. The applicant should be at least 21 years of age
2. The applicants’ age should not be more than 60 years
3. He/she should be a national citizen

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How to Apply for Gold Loan Latur

Dialabank is considered the best platform to apply for a gold loan online because:

1. We do not charge any sort of fee from our customers.
2. Dialabank is India’s first financial helpline.
3. Our relationship managers are always available to you.
4. Hassle-free documentation.
5. Free doorstep document pickup facility available.
6. The lowest rate of interest available.

Online Process to Apply for Gold Loan Latur

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling up a simple user-friendly form. In a short time, you will receive a call from our trained representative. Furthermore, Dialabank provides you with a pick-up facility of your documents from your doorstep. For further information, you can call on +919878981166 anytime. Consider Dialabank as the best platform to apply for a gold loan online, because it is rated the best by its users. There are many reasons behind this, some of them are:

1. Dialabank is the first financial helpline in India providing the best known financial services to its customers all over the country.
2. Dialabank guides the customers cost-free, as it charges no additional cost of applying for a gold loan online on the website of Dialabank.
3. You can get a high Loan-to-Value (LTV) of your gold with Dialabank.
4. Dialabank is connected with leading Banks such as HDFC, Private, Axis, Muthoot, Yes bank and many others.
5. Besides that, the bank has a high reputation among its customers because of its best and fast services.
6. Applying for a gold loan on Dialabank will get a low Gold Loan Interest Rate.
7. Dialabank provides a facility for document pickup from the applicant’s doorstep to ease the process.
8. Processing your gold loan through Dialabank requires minimum paperwork.
9. Finally, the Relationship managers are highly trained to guide and serve you in the entire process of Gold Loan.

Offline Process to Apply for Gold Loan Latur

You also have an option to avail of a gold loan in Latur offline. All you have to do is search for banks and NBFCs online and then visit them to check which one suits your requirement the best. But, this can take a lot of time and can also be tiresome. So, apply with DialaBank right away and get the best value for your gold within 24 hours of applying. For any queries contact on 9878981166.

Processing Fees / Prepayment Charges on Gold Loan Latur

Bank	Processing Fee	Prepayment Charges
HDFC Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 3 months
Axis Bank Gold Loan	0.50% to 1.50%	Nil
Private Bank Gold Loan	0.25% to 1.50%	2%, Nil foreclosure charges after 9 months
SBI Gold Loan	500/- to 0.50%	Nil
Kotak Gold Loan	1% to 2%	2.25% of fore closure amount if closed 1 month ahead of the tenure.
IIFL Gold Loan	Nil	Nil
Muthoot Gold Loan	Nil	Nil
Manappauram Gold Loan	Nil	Nil
PNB Gold Loan	0.70% to 1%	Nil
Canara Bank Gold Loan	1%	Nil
Andhra Bank Gold Loan	Nil	Nil

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EMI Gold Loan Scheme with Bullet Repayment Scheme Comparison

Monthly Payment	EMI Scheme (₹)	Bullet Repayment (₹)
Month 1	27007	3625
Month 2	27007	3625
Month 3	27007	3625
Month 4	27007	3625
Month 5	27007	3625
Month 6	27007	3625
Month 7	27007	3625
Month 8	27007	3625
Month 9	27007	3625
Month 10	27007	3625
Month 11	27007	3625
Month 12	27007	3625
Bullet Payment (At the end of 12 months)		₹ 3 Lakh
Total Payment	₹ 3.24 Lakh	₹ 3.44 Lakh

CIBIL Score Required for Gold Loan Latur

No CIBIL score is required for Gold Loan, A gold article is a must. A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a Loan application in Aizawl. Generally, most institutions require a minimum CIBIL score of 750 to process your loan application without any failure. It is not just your CIBIL score, many institutions also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.

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Compare Gold Loan Rate Per Gram and Lowest EMI of All banks in Latur

Bank	Interest Rate	Lowest EMI Per Lakh	Eligible Loan Amount For Max Tenure
SBI Gold Loan	7.50%	Rs. 3,111	Rs. 20 Lakh for 36 months
Muthoot Gold Loan	11.99%	Rs. 3,321	Rs. 50 Lakh for 36 months
Manappuram Gold Loan	12.00%	Rs. 8,885	Rs. 1 Cr for 12 months
HDFC Bank Gold Loan	9.90%	Rs. 4,591	Rs. 50 Lakh for 24 months
Yes Bank Gold Loan	9.99%	Rs. 3,226	Rs. 50 Lakh for 36 months
Private Bank Gold Loan	10.00%	Rs. 8,792	Rs. 15 Lakh for 12 months
Federal Bank Gold Loan	8.50%	Rs. 8,722	Rs. 75 Lakh for 12 months
Canara Bank Gold Loan	7.65%	Rs. 8,683	Rs. 10 Lakh for 12 months
Andhra Bank Gold Loan	10.70%	Rs. 8,824	Rs. 2 Cr for 12 months
Axis Bank Gold Loan	13.00%	Rs. 4,754	Rs. 20 Lakh for 24 months
IndusInd Bank Gold Loan	10.00%	Rs. 8,792	Rs. 10 Lakh for 12 months
PNB Gold Loan	8.75%	Rs. 8,734	Rs. 10 Lakh for 12 months
Fincare Small Finance Bank Gold Loan	12.99%	Rs. 11,721	Rs. 40 Lakh for 9 Months

Gold Loan in Latur Agents and Contact Number

One of the leading and most trusted gold loan agents in Latur is Dialabank. You can apply online at Dialabank or give us a call. Dialabank works as a bridge to find the best option between several Banks and NBFCs by providing you with a detailed and structured market comparison of different banks. This eliminates the unnecessary worries about the complex information and process you have to go through. So, you can make the right choice. Visit our website Dialabank to fill a simple form for more details and our customer relationship managers will soon get in touch with you. Contact Number – +919878981166

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Pre Calculated EMI Table for Gold Loan Latur

Rate	5 Yrs	4 Yrs	3 Yrs
10.50%	2149	2560	3250
11.00%	2174	2584	3273
11.50%	2199	2608	3297
12.00%	2224	2633	3321
12.50%	2249	2658	3345
13.00%	2275	2682	3369
13.50%	2300	2707	3393
14.00%	2326	2732	3417
14.50%	2352	2757	3442
15.00%	2378	2783	3466

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About Latur

Latur is a city in the Marathwada region—where it is the third most populous city—of Maharashtra state, in India. It is the administrative headquarters of Latur district and taluka. The city is a tourist hub surrounded by many historical monuments, including Udgir Fort and Kharosa Caves.

गोल्ड लोन लातूर के बारे में हिंदी में जानिए गोल्ड लोन लातूर

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Gold loan in Other Cities

Gold Loan Parbhani	Gold Loan Shrirampur
Gold Loan Phaltan	Gold Loan Churu
Gold Loan Sangli	Gold Loan Bulandshahr
Gold Loan Wayanad	Gold Loan Hanumangarh

Gold Loan Latur FAQs

✅ How to get Gold Loan Latur?

To get a gold loan a person can either walk into the nearest gold loan offering bank branch with their gold and basic documents like Aadhar Card and PAN Card or they can fill an inquiry form and apply online at Dialabank’s digital platform for better convenience and personalized assistance.

✅ How to calculate gold loan interest?

Gold loan interest rates vary depending upon the lending institute, amount of loan availed, loan tenure, loan to value ratio, and quality of gold. One can easily check and compare these rates online with Dialabank.

✅ Which is the best bank to get a gold loan?

HDFC Bank currently offers the best gold loan services in India. Starting with the low rates of interest, HDFC Bank offers various other facilities like a personal locker for your gold, same day disbursement of the loan amount, and the highest LTV ratio to name a few.