Major Gold Loan Lenders in South Mumbai
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan South Mumbai Features
Gold Loan is a secured loan advance where a client vows his gold as a security to the bank and avails the necessary measure of credit. In this administration, you need to provide your assets to the bank alongside the chief sum. Besides, The second you return your credit you will get your swore gold back and the bank is altogether liable for the security of the gold.
Gold Loan South Mumbai Interest Rates
Gold Loan is assistance that furnishes its clients with money at the best rate of interest. It is economical and flexible. On average, it begins at 10.75% per annum and can go up to 24% per annum. Various Banks and NBFC’s gives diverse loan cost to the clients.
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan South Mumbai
Documents required for the gold loan are mentioned in the following list:
- Land confirmations are required for Agriculture Goldloan. in this way, you can profit a low rate of interest.
- Confirmations like Passport or Voter id or Aadhar card is required.
- A Minimum of two visa size copies is required.
- For Signature confirmations like Driving license or investors check is required.
- Local confirmations like Electricity bills and rental bills are required.
- If there arises a requirement of Agriculture Loan measure of more than Rs. 1 lac. The confirmation isn’t required for associated horticulture purposes or exercises.
- A Demand Promissory Note if pertinent.
- Compensation accreditation is required as Income verifications.
Qualification Criteria for Gold Loan South Mumbai
- The base age and most extreme age for the gold credit candidate is 21 years to 65 years.
- The Gold credit candidate ought to be Indian or ought to have Indian citizenship.
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How to Apply for Gold Loan South Mumbai
You can apply for a Gold loan in both online and offline mode as mentioned below.
Online Process to Apply for Gold Loan South Mumbai
Dialabank is considered as the best appropriate stage to apply for a gold credit on the web. There are a high number of advantages that follow:
- If you are searching for the gold advance. Simply Visit the Daalabank, HDFC Gold advance is offering low financing costs.
- Dialabank gives you a doorstep record pickup service.
- From the Dialabank, Our specialists will recommend you and away from your questions with liberated from cost.
- There are no extra charges for Gold advance.
- Extremely less desk work is required for the Gold advance.
- You can get a decent Gold credit sum per gram.
Processing Fees / Prepayment Charges on Gold Loan South Mumbai
You can search underneath for Processing expenses and prepayment charges on Gold advance South Mumbai
CIBIL Score Required for Gold Loan Sirsi
Cibil score is not required for the Gold loan. But, if you have good civil you will get better gold loan interest rates.
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Gold Loan Sirsi Agents
Dialabank is the best monetary assistance provider which helps in getting all kinds of advances in almost no time. Just by visiting the Dialabank site or ringing at 987898116. All the banks and NBFCs give credits to Gold, however, Dialabank provides affordable rates of interest on gold per gram.
Gold Loan South Mumbai Contact Number
To get moment help and endorsement for Gold Loan in South Mumbai, Call 9878981166.
Pre Calculated EMI Table for Gold Loan South Mumbai
About South Mumbai
South Bombay is the Mumbai City district which is the southernmost precinct of Greater Mumbai. It extends from Colaba to Mahim.
Gold Loan In Other Cities
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