Major Gold Loan Lenders in Lehragaga
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Lehragaga Features
A Gold Loan is a financial aid when you need money without an over the top issue of getting from allies or family. Whether or not it’s for clinical expenses or a wedding, the travel industry or study abroad costs, home rebuild, or transient cash, you can get a Gold Loan quickly and with no issue. A Gold Loan is worthwhile in light of the fact that you can repay it over some time frame in pocket-obliging bits and you can get quick disbursal with for all intents and purposes and no managerial work.
Here are some of the key highlights of a Gold Loan:
Trouble-free advance administration: You can apply for a Gold Loan online on the webpage or by methods for NetBanking, at an ATM or by visiting your nearest branch. The application procedure is convenient and the documentation is almost negligible.
Quick disbursal: You can get a pre-insisted Gold Loan in a short time!
Allowable to use the gold assets in any way, shape or form: One of the best focal points of Gold Loans is that you can use your benefits under any circumstances you like – be it a wedding, an event, a contraption, business theory, home update, etc though a Home Loan or a Car Loan must be used for a restricted purpose.
No insurance against the credit: Gold Loans are secured advances – this suggests you don’t have to contract to ensure, for instance, your home or offers to get the advance development.
Know More – Gold Loan Benefits
Gold Loan Lehragaga Interest Rates
Gold Loan Rate | 9.24-24% p.a. |
Repayment Scheme |
Bullet Repayment Scheme, Overdraft Scheme
|
Prepayment Charges | – |
Service Charges | variable |
Document Charges | variable |
Gold Valuation Charges | variable |
Processing Fee | – |
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Lehragaga
An appropriately filled and checked Gold Loan application form must be submitted with the following records:
- Photographs: 2 most recent Passport-Sized photographs of the candidate
- ID Proof: Aadhar Card, Passport, PAN Card, and so forth. (Just 1 is required)
- Home Proof: Aadhar Card, Driving License, Ration Card, and so forth. On account of Rented House then the lease understanding or water/power bills throughout the previous three months can be thought of. (Just 1 is required)
- Rural Land Proof: Required just if the Loan is taken for Agricultural Purposes
If you are a current client of the bank, you may not be required to present any reports as the bank will as of now have your confirmed details.
**Any other reports as mentioned by the bank should be submitted.**
Eligibility Criteria for Gold Loan Lehragaga
- The least age prerequisite of an applicant should be 21 years and a limit of up to 60 years.
- An applicant ought to have pay of up to 25000 INR in any event.
- An applicant applying for the Gold Loan must have a reliable budgetary record.
- The applicant needs to introduce his bank statement of a quarter of a year.
- Gold ought to be possessed by the candidate or any of the relatives.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Lehragaga
Apply Online for Gold Loan Lehragaga
To apply for Gold Loan Lehragaga on the web, you can go to the Dialabank webpage.
- It is a straightforward strategy that is conceivable from the comfort of your homes.
- You ought to just tap on the gold credit option on the menu.
- Give us your professional and individual information through the online application form.
- We will pick out offers for you and get in touch with you.
Apply Offline for Gold Loan Lehragaga
The candidate additionally has a choice to profit Gold Loan from the interfacing branches. To acquire everything into account, check for Gold Loan branches on google. It’ll pick all the banks and back affiliations giving credits near you. You can wish to pick them in correspondence to your penchant and data, regardless, Dialabank can do that for you in a speedier and way better way. By at that point, you should visit those bank offices and apply for Gold Loan.
You can benefit pushes from HDFC Gold Loan Branches. Essentially as to find a division that is coterminous, search for Muthoot Gold Loan close by. Google will select all the Muthoot Gold Loan Branches in your overall region.
Processing Fees / Prepayment Charges on Gold Loan Lehragaga
Is a good CIBIL Score Required for Gold Loan Lehragaga?
A CIBIL Score is a candidate’s loan credit evaluation. It is a 3-digit numeric outline of a purchaser’s money related record and an impression of the candidate’s credit history.
The most noteworthy CIBIL Score Requirement is from 750 to 900.
Gold Loan Lehragaga Agents
Avail your Gold Loan with the most entrusted and worthwhile Gold Loan at Dialabank. You can apply online at Dialabank or give a call at 9878981166.
Dialabank urges you to locate the best option between different banks and NBFCs by furnishing you with a wide and normalized show assessment of different banks so you don’t need to think about the dumbfounding subtleties and procedure you have to unknot, as such you can pick the correct bank for the important kind of Loan credit.
Visit our website at Dialabank and fill an online application form, referencing significant data and our client counselors will assist you to continue further.
Gold Loan Lehragaga Contact Number
Call 9878981166 for moment discussion for Gold Loan in Lehragaga and profit your Gold Loan without any problem!
Pre Calculated EMI Table for Gold Loan Lehragaga
About Lehragaga
Lehragaga is a town and a municipal council in Sangrur district in the Indian state of Punjab. It is near the border of Punjab and Haryana.
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