Gold Loan Thalassery

Major Gold Loan Providers in Thalassery

Gold Loan Thalassery Features

In a financial crunch?

Looking for a helping hand?

Do not worry Gold Loan is always here for you. The loan is secured against gold so it requires less paperwork. Also, you can get your approval of the loan within 48 hours of all the verification process.

Gold Loan Thalassery promises the best possible interest rate for financial aid to its clients. A rigid source of income, as well as a good credit history, stands as very necessary if the applicant wishes to get the loan. Not only this, but a good income source also makes the process of verification and loan approval quicker.

As a fluctuation in gold market value can occur, you can enjoy a loan amount of up to 75 per cent of the market value of gold.

Gold Loan Thalassery Interest Rates

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rates

Documents for Gold Loan Thalassery

1. Identity Proof: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof: Ration card/ Telephone & Electricity Bill/ Rental bill/ Passport copy/Trade & Shop License/Sales Tax certificate.
3. Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport sized photographs.

Additional Documents Required for Gold Loan Thalassery

1. Land Proof: For Agriculture Loan surpassing Rs. 1 lac. It is not required for any allied agriculture purpose.
2. A Demand Promissory Note.
3. Certificate by Jewel Appraiser: Bank will arrange.
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Thalassery

1. Indian Nationality.
2. 21-60 years of age.

How to Apply for Gold Loan Thalassery

Online Process to Apply for Gold Loan Thalassery

At Dilabank, you can even apply for the HDFC Bank Gold Loan.

It is simple, you just have to fill an online form. After that, you will get a call back from our representative for further assistance. You will get a document to pick up facility from your doorstep.

For further information, you can contact us at 9878981144.

Dialabank is considered as the best online platform to apply for a gold loan. There stand many reasons behind this, some of them are:

1. Dialabank is India’s first financial helpline; it comes with the finest financial services to its customers all over the country.
2. Dialabank has a free of cost guidance policy which implies that there are no further charges for applying for a gold loan online on the Dialabank website.
3. The client is offered a high LTV of the gold.
4. Besides, the bank stands with a good reputation amongst its customers due to its best and quick services.
5. If you choose to apply for a gold loan on Dialabank, you will even get a low HDFC Gold Loan Interest Rate.
6. Dialabank offers a doorstep document pickup facility for its customer to ease the process.
7. Also, when you apply for a gold loan through Dialabank, very little documentation is required.
8. Finally, our Relationship managers are trained as well as skilled to guide in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Thalassery

The applicant can also avail a Gold Loan with the help of nearby available branches. Search Gold Loan near me or Gold Loan Thalassery on google. The search will show all the bank branches and finance companies providing such loans near you. You then need to select them according to the best of your knowledge, wherein Dialabank can make your work easier and faster.

After that, you will have to visit those departments to apply for the loan and before the loan gets approved, you will have to visit many times more. Some finance companies providing a much faster process include HDFC Gold Loan branches and Muthoot Gold Loan branches.

You can also refer loan from HDFC Gold Loan Branches. To find the nearest branch, search Muthoot Gold Loan nearby, which will show a list of all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Thalassery

CIBIL Score Required for Gold Loan Thalassery

Before you apply for a gold loan a good CIBIL score is a must, since every lending institution in Thalassery has made a criterion for the minimum CIBIL score that is required to process a Gold Loan application. A minimum CIBIL score of 750 is needed by most of the institutions to process your loan application.

The institutions not only look at your CIBIL score but even a detailed behaviour on the previous loan taken is considered. This consists of details on the borrowed amount and the type of loan taken. Any late payments in the previous loans act as a hurdle between you and your loan approval. To avoid such situations make sure that you have a good CIBIL score before you apply for a loan.

Gold Loan Thalassery Agents