Best Banks for Gold Loan in Kottayam
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Kottayam Features
Gold Loans are now pretty easy and convenient to avail as most of the major banks and NBFCs provide the service at a reasonable gold loan interest rate and minimal document requirement. Gold Loans are secured loans that can be availed against your Gold assets such as ornaments/Jewelry as collateral or security deposit. Banks sanction Gold Loan easily considering the fact that you repay the amount in the form of interest in a specific period of time. The amount of loan varies upon the purity of gold.
Gold Loan Rate Per Gram Today in Kottayam
Updated - Gold Loan Per Gram Rate w.e.f Mar 17 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Kottayam Interest Rates and Charges Mar 17 2025
Gold Loan in Kottayam Documents Required
- Signed Application form
- 2 coloured passport size photographs of the applicant
- Identity proof such as Driving License/Passport/Aadhar Card/Voter’s ID, etc
- Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.
- Proof of Address: Ration card/ Telephone bill/ Electricity Bill/ Rental bill/ Passport copy/Sales Tax certificate.
- Land Proof: Only for agriculture loan above Rs 1 Lakh (not required for allied agricultural purpose)
- Certificate by the Jewel Appraiser (Bank will arrange)
- Income proof (i.e. salary slips/ Form 16) of the borrower
- A Demand Promissory Note.
Gold Loan in Kottayam Eligibility Criteria
- The applicant should be between 21 to 60 years of age
- The applicant should be an Indian National
- The borrower should be salaried or self-employed
GOLD LOAN @ 0.75%*
APPLY NOW
Gold Loan Kottayam Agents and Contact Number
Dialabank is the leading agent for availing Gold Loan per gram in Kottayam. You can apply gold loan online at dialabank or give a call at 9878981166
Dialabank helps you to find the best option of Banks and NBFCs by providing you with a detailed market comparison of different banks so that you can make the right choice. Visit our website dialabank and fill an online form with your personal and employment details. Our executives will soon get in touch with you.
Pre Calculated EMI Table for Gold Loan Kottayam
About Kottayam
Kottayam is a city and administrative headquarter in Kerela. It is an essential trading centre of commercial crop rubber and spices. It is the first town of India to become tobacco-free and to achieve a 100 % literacy rate in 1989. Kottayam is a city in the Indian province of Kerala. Kottayam actually implies the inside of a stronghold—Kotta + Akam. Flanked by the Western Ghats on the east and the Vembanad Lake and paddy fields of Kuttanad on the west, Kottayam is a spot that is known for uncommon characteristics.
| Gold Loan Koothuparamba | Gold Loan Koothattukulam |
| Gold Loan Kondotty | Gold Loan Kollam |
| Gold Loan Kodungallur | Gold Loan Kayamkulam |
| Gold Loan Kattappana | Gold Loan Kattakada |
Gold Loan In Other Cities
| Gold Loan Changanassery | Gold Loan Anchal |
| Gold Loan Calicut | Gold Loan Ambalapuzha |
| Gold Loan Chalakudy | Gold Loan Alleppey |
| Gold Loan Attingal | Gold Loan Alappuzha |
Gold Loan Pathankot – FAQs
✅ What’s the gold loan interest rate?
Gold loan interest is that the monthly quantity a recipient pays additionally to the principal loan quantity. completely different banks and money institutes provide different rates of interest. On average, this rate varies between nine.99% and twelve-tone music once a year.
✅ How Gold Loan is calculated by banks?
The gold loan quantity depends upon the purity of the gold and also the current market gold rate. the speed of interest is then calculated based mostly upon a variety of things as well as, loan quantity, tenure, interest rates prevailing with the investor, and loan to price quantitative relation.
✅ How am I able to Get Gold Loan At Kottayam?
Just by visiting the closest branch of the bank or applying online through Dialabank‘s digital platform by filling a kind with basic info to induce the simplest offers on gold loans.
