Best Banks for Gold Loan in Ranjangaon
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Ranjangaon Features
No money in the purse? No answers in the subconscious mind?
Dialabank has all the clarifications. The solution to your financial problem is GOLD LOAN!
This loan is very simple to implement as a few paperwork is necessitated. A gold loan is a secured loan, so it takes 2-3 hours to get approved after the affirmation.
Financial guidance is given to every individual at a very reasonable interest rate. For a Gold loan request, the character should have a good income for making attestation faster.
The loan will be given up to 75% of the market price of gold. This is because of the inconstancy in the gold value.
Gold Loan Rate Per Gram Today in Ranjangaon
Gold Loan Per Gram details are mentioned below:
Updated - Gold Loan Per Gram Rate w.e.f Jan 22 2025
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Ranjangaon Interest Rates and Charges
Details on Gold Loan Rate of Interest are mentioned below:
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Ranjangaon Documents Required
For a gold loan, the candidate requires proof of identity(Passport Copy/ Voters ID card/ Driving License/Aadhaar card: any 1).
Secondly, the signature proof is important (Passport Copy/Driving License/Banker’s verification/cheque: any 1).
Thirdly, 2 photographs(Passport sized).
And lastly, Residence proof is required (Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate: any 1).
Additional Documents Required for Gold Loan Ranjangaon
You will have to submit the Income Proof that involves a Salary Certificate and Form No.16., Demand of Promissory Note, a Land Proof (If you want to take an Agriculture Loan of more than Rs. 1 lac, The proof is not necessary for allied agriculture purposes), and lastly, Certification from the Jewel Appraiser (that bank will arrange)
Gold Loan in Ranjangaon Eligibility Criteria
The applicant’s nationality must be Indian.
The individual’s minimum age must be 21 years and a maximum of up to 60 years.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Ranjangaon
Online Process to Apply for Gold Loan Ranjangaon
Apply at Dialabank for a gold loan easily.
Fill the online form and then our representative will call you and provide processing details to you.
For any more info about Gold Loan in Ranjangaon, you can call 9878981166 anytime.
Dialabank is the best choice for applying for a gold loan. There are a number of features as described below:
- Dialabank provides financial assistance to all the customers in the country.
- Dialabank’s services are free of cost, as there are no extra fees from the customers for applying for a gold loan.
- On applying via Dialabank, get high LTV on your gold.
- Very less paperwork is required for verification.
- You will get quick services and lower interest rates.
- Lastly, our executives are instructed in an amazing way to guide you in the right manner.
Offline Process to Apply for Gold Loan Ranjangaon
The applicant has an offer to apply for the loan in nearby branches too. To do so, the applicant firstly searches for GOLD LOANS NEAR ME on GOOGLE. Then he will decide the preferable choice according to his requirements. We will do this entire procedure more effectively.
Processing Fees / Prepayment Charges on Gold Loan Ranjangaon
CIBIL Score Required for Gold Loan Ranjangaon
A good CIBIL score is one of the most important components for a gold loan application for mostly every leading institution. The minimum CIBIL score of most of the institutes is 750 for getting a gold loan in Ranjangaon.
Along with this, every information of the previous loan is needed. Details like- the type of loan and the loan amount that you have borrowed; are to be submitted. Any delays in previous payments may lead to a hurdle in providing gold loans. So, please examine these things before applying for the loan.