Gold Loan Raghunathpur

Gold Loan Raghunathpur

Are you stuck between a lack of finance and fulfilment of your dreams? Do you need money to get your desires fulfilled? What are you waiting for? Gold Loan Raghunathpur is the answer to all your problems. Taking Gold Loan is the easiest way out as it does not consider your CIBIL score, and interest rates are very nominal.

What is Gold Loan?

Gold Loan is a secure financial scheme which acts as a piece of wood for you when you are trying hard to get out of a river of business needs. Gold Loan Raghunathpur is the Loan provided by various banks and NBFCs where they take your Gold as collateral against the principal loan amount and give you the money in return of it. You can pay back the amount and get back your Gold at any time, with a specified rate of interest.

Gold Loan Raghunathpur Interest Rate

Know More – Gold Loan Interest Rate

Processing Fees / Prepayment Charges on Gold Loan

Gold Loan Raghunathpur Eligibility

The Gold Loan process is straightforward. The documentation is quite simple. However, you need to fulfil some eligibility criteria.

1. Firstly, the minimum age of the borrower must be 18 years.
2. Secondly, Maximum period must not be more than 70.
3. Also, the borrower must be authorized citizen of India.
4. Moreover, there are no criteria for salaried or self-employed customers. Anyone can apply for Gold Loan.
5. Further, the purity of Gold must range between 18 karats to 22 karats.
6. In addition to it, the minimum weight of Gold is 10 gram.

Benefits of Taking Gold Loan Raghunathpur

1. Firstly, Gold Loan is a secured service; hence, it is available at a swift pace. As a result, you can get your Loan in less than 2 hours of applying.
2. As compared to the other Loans, the Interest Rate of Gold Loan is very reasonable.
3. Gold Loan foreclosure charges are shallow.
4. As it is secured Loan, so the customer does not have to worry about lousy loan repayment history.
5. Gold Loan Raghunathpur does not consider any income proof.
6. In addition to that, there are no extra charges to apply for the Gold Loan.
7. The best part is that the borrower can pay the principal amount at the end of the tenure.

Know More- Gold Loan: Factors to Remember

Documentation Required for Taking Gold Loan Raghunathpur

1. Identity proof- Aadhar Card/PAN Card/Passport/Voter ID
2. Residence proof- Aadhar Card /Pan Card/ Ration Card/ Utility Bills on the name of applicant/ Rental Agreement of applicant/ Voter ID card.
3. Signature proof- Passport/ Driving License/Voter Card

How to Apply for Gold Loan Raghunathpur Online?

1.  Firstly, a person needs to go to our website, dialabank.com.
2.  After that, you need to fill an application form with your necessary details.
3.  In addition to that, you need to provide your phone number which is working so that we can contact you.
4.  Once you dill the form, your work is done here.
5. Now you can have a seat and relax, our Relationship Manager will contact you within 30 minutes and will give you the best possible Loan available in the market.
6.  Further, our Relationship Manager will make sure that you will get the best interest rate in the market, along with a high loan-to-value ratio (70-75% of the real value).
7. Finally, once you decide from which bank you want to take a loan, all you need to do is go and deposit your Gold and take back the money.
8. Within 24 hours, your Loan will get dispersed.

Pre Calculated EMI Table for Gold Loan 

About Raghunathpur

Raghunathpur is a city plus a municipality in Purulia district in West Bengal, India. The town is headquarters of the Raghunathpur subdivision. Raghunathpur, an industrial town, is located near Adra on the North-East side of Purulia district.

It is linked with other cities through five main way roads, which includes Purulia – Barakar road, Raghunathpur-Adra-Hura road, Raghunathpur-Chas road, Cheliyama road, and Raghunathpur-Bankura road. The nearest main junction station is Adra Junction railway station.

Other Cities For Gold Loan