Gold Loan Uttarpara

Gold Loan Uttarpara

Why Applicant Should Choose Gold Loan Uttarpara?

1. Loan Amount – A maximum amount of Rs.1,00,000.
2. EMI options – Hassle-free payment of EMIs.
3. Instant liquidity – Enjoy liquidity of cash at any time. Generate instant money.
4. Security –  The customer can be relaxed their gold is in safe hands.

Know More – Gold Loan Interest Rate

Gold Loan Uttarpara Interest Rates

Credit against the gold loan is much cheaper as compared to other loan instruments. Gold is considered a secured form of collateral from the lender’s perspective. A gold loan is the best option among a plethora of loan instruments. Gold loan interest rate changes according to the risk associated with asset.

1. Loan Interest rate  10.70 % PA.
2. Also, offer low processing fee  0.85%
3. Further, pre-closer charges range from 0-2 %.
4. Besides Tenure minimum of six months; maximum five year
5. Lastly, Amount – Thousand to a crore.

Documents Required for Gold Loan Uttarpara

1. Proof of Identity: Passport / Voters ID / Aadhar card / Driving License.
2. Address Proof: Ration card/ Electricity Bill/ Passport /Trade license /Shop License/Sales Tax certificate.
3. Signature Proof: Passport /Driving License/Banker’s verification/cheque.
4. 2  colored passport size photographs.

Additional Documents Required for Gold Loan Uttarpara

1. Land Proof –  In the case of Agriculture Loan of more than Rs 100000/-  Proof is not required for agriculture purposes.
2. Certificate by the Jewel Appraiser.
3. A  Demand Promissory Note.
4. Income Proof – Salary Certificate and Form No.16.

Know More – Gold Loan: Factors to Remember

Features of Gold Loan Uttarpara

1. You could avail Loan up to Rs.1 Crore or more and up to 70% of value for any purpose.
2. You get 100% Safety and Security of your Gold.
3. Get your Loan confirmed in less than 30 minutes.
4. Enjoy Anytime Liquidity.
5. No EMI, Service only Interest and enjoy the Loan facility
6. Lower Rate of interest
7. Fast processing and simple documentation process of Gold Loan Uttarpara.
8. Overdraft limit varies as per market.

Gold Loan  Uttarpara Eligibility

1. Firstly, The age of the customer should more than 18 years.
2. After that, the customer should have citizenship in India.
3. The customer should have gold in an appropriate form.
4. Lastly, the quality of the gold should be 18 karats – 22 karats.

Know More – Gold Loan Per Gram

About Uttarpara

It is a city in the Hooghly district of West Bengal India. It is an easy and time-saving process to take Gold Loan only when you apply through Dialabank visit www.dialabank.com or call on 9592046860.

Gold Loan Interest Rate of Different Banks – Updated on 2020