Gold Loan Perambalur

Major Gold Loan Providers in Perambalur

Gold Loan Perambalur Features

Extra income required?

Ain’t got no money?

hate the hustle and long procedure of loans and borrowing?

Do not know what to do?

The answers lie right at your fingertips in your locker in the form of Gold. Let your jewellery be an earning member of the family to help you in bad times. Super secured, fast and tension-free way to getting fast loans through your gold. The verification takes place within 48 hours for processing your loan.

Affordable Interest rates are a part of high concern for the Perambalur gold loan providers. The applicant’s basic requirements include a decent income source and a good credit history, just to make the verification process easier and faster.

Bonus point also is that you can avail up to 75 % of the market value of your gold as loan. This is due to the fluctuating price of the market and additional security.

Gold Loan Perambalur Interest Rates

Documents for Gold Loan Perambalur

1. ID Proof can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof can be any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photographs.

Additional Documents Required for Gold Loan Perambalur

1. Land Proof: In case of Agriculture Loan of more than Rs. 1 lac. The proof is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by the Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Perambalur

1. Age Eligibility– 21 years to 60 years
2. Must be having Indian Nationality.

How to Apply for Gold Loan Perambalur

Online Process to Apply for Gold Loan Perambalur

One can Apply for HDFC Banks gold loan at Dialabank.

A simple Online Form is to be filled, and the soon after Dialabank’s representative will get into touch with you.

For Customer Convenience document pickup facility from their doorsteps.

9878981144, one can call anytime at this number for further details.

The best platform to apply for the Gold loan is Dialabank for the following reasons:

1. India’s first-ever financial helpline, Dialabank; providing the best financial services to customers all over the country.
2. Free of cost customer Guiding for any kind of financial service. No additional charges for applying for a Gold loan through Dialabank.
3. High LTV of your Gold is been provided to our customers.
4. Dialabank has accumulated good name and reputation in the market for its best, efficient and fast services to the customers.
5. If you are considering to apply for the HDFCs Gold Loan then Dialabank can help you avail the loan for the lowest  interest rate on gold loan.
6. Document pickup facility right from your doorstep for easing out the process for the Customers of Dialabank.
7. A nominal amount of paperwork required for applying for the loan through Dialabank
8. Best trained Relationship Manager to assist and help you throughout the process with us.

Offline Process to Apply for Gold Loan Perambalur

Offline process of applying for the per gram Gold Loan is also available for our customers. You just have to google, ‘ Gold Loans near me’, and all the Banks and Financial Institutions near your location will be enlisted. Now, all you have to do is to select the bank according to your choice, knowledge and preferences. Or you can save yourself from all that hustle by getting Dialabank to do it for you.

Visit all the enlisted department multiple time to apply and get your loan Processed after verification.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some institutions where this process is much after and swift.

For applying for the gold loan from HDFC and Muthoot gold Loans, you just have to google the respective banks near me and visit them.

Processing Fees / Prepayment Charges on Gold Loan Perambalur

CIBIL Score Required for Gold Loan Perambalur

CIBIL score is something which every financial institution would ask you for giving a loan to you, as it is a mandatory checkbox of requirements. a score of 750 is accepted by most of the banks in Perambalur to process your Gold Loan, though a score of 700-750 is considerable but is average.

Apart from the CIBIL score detailed behaviour of the customer(applicant) in context to the credit history is required. This includes all the past loans and money borrowing you have done and your conduct with this regard. Your delay of payment if any, character and your capacity to pay. these things might be a hindrance in availing a fresh loan. So make sure that you have a good CIBIL score and credit history.