Major Gold Loan Providers in Thuckalay
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Thuckalay Features
As the Gold loan is secured, one can avail it within 48 hours after the verification process. Gold Loan Thuckalay provides financial aid to its customers at easily affordable Gold loan interest rates. The applicant needs to have a reliable source of income along with good credit history for a faster verification and loan approval process. Due to fluctuation in the market price of the gold, one can get a loan up to 75 per cent of its market value.
Gold Loan Thuckalay Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Thuckalay
- Identity Proof: Voter ID Card/ Driving License/ Aadhaar Card/ Passport Copy
- Address Proof: Ration card/ Telephone, Electricity Bill/ Rental bill/ Passport copy/ Shop License/ Sales Tax certificate/ Trade license/
- Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Thuckalay
- Land Proof (Not required for allied agriculture purposes)
- A Demand Promissory Note
- Certificate by Jewel Appraiser (Bank will arrange)
- Income Proof: Salary Certificate and Form No.16
Eligibility Criteria for Gold Loan Thuckalay
- Age limit: 21-60 years
- Indian Nationality
GOLD LOAN @ 0.75%*
APPLY NOW
How to Apply for Gold Loan Thuckalay
Online Process to Apply for Gold Loan Thuckalay
- Apply for the Gold Loan via Dialabank.
- Fill the online form available on our website Dialabank.
- Get a call from our representative to discuss further details.
For more information, contact 9878981166.
Dialabank is considerably the best platform to apply for a gold loan online as:
- Dialabank is India’s first financial helpline aiming to provide the best financial services all over the country.
- We guide our customers free of cost i.e. no additional charges to apply for a gold loan online on the website.
- Get a high LTV of your gold along with safety and security.
- We have a good reputation among the customer base for reliable services.
- Get a low Gold loan interest rate.
- We provide a document pickup facility from the doorstep of the customer to ease the process.
- Less paperwork/ documents required, making the accessibility easier and faster.
- Thoroughly trained Relationship managers to guide and serve you in the entire process.
Offline Process to Apply for Gold Loan Thuckalay
The applicant also has an option to avail Gold Loan from the nearby branches. For the purpose:
- Search Gold Loan near me on google
- All the branches of banks and finance companies providing loans near you will be shown
- Select them according to your preference and knowledge
- Visit the departments and apply for the loan
- You need to visit many times before than loan gets finally approved.
Dialabank can make the availing loan a piece of cake for you. Our experts, after going through all the documents present before you the best-suited offers for you.
Processing Fees/ Prepayment Charges on Gold Loan Thuckalay
CIBIL Score Required for Gold Loan Thuckalay
Every lending institution has its criteria for the minimum CIBIL score, required for processing a Gold Loan per gram application. Herein, maintaining a good CIBIL score is a prerequisite to apply for a loan. Most of them require a minimum score of 700-750 to process the application.
Most of these institutions also consider previously availed loans along with the amount borrowed. Delayed payments for the previously granted loans might create a hurdle for availing a fresh loan. So make sure your CIBIL score is good before applying for the same!