About Gold Loan Partur
Do you want to start a business on your own? Do you have alot of amazing ideas but are struggling to manage funds? The solution for the problem has arrived now! Go ahead and try Gold Loan Partur and follow your dreams.
Gold loan is one of the safest with minute interest rates and minimal documentation.
What is Gold Loan ?
In this fast-paced world, with growing expenses and a modern lifestyle, it is very important to match up to the current trend. The Gold Loan Partur is a new aspect provided by Banks & NBFCs to get the finest loan option for you to be able to handle all the expenses easily, especially for the people living in the metro cities.
A gold is a kind of a loan that can be used in various and can also be used for fulfilling multiple purposes. These purpose could include debt repayment, taxes, paying medical bills,etc . Gold finance means instant finance, in which a person can get a loan within 2-3 working days with less documentation required.
Why should one apply for Gold Loan Partur?
Great Availability: The most important thing is that loan against gold is one of the most secured services. The processing of these loans is quicker as the bank is predominantly concerned with the quality and the weight of the gold.
Low Rate of Interest: When compared to other loans like personal loans, the gold loan has a relatively lower interest rate as banks keep as collateral security against the loan.
Negligible foreclosure charges: Mostly, banks really don’t have any prepayment fees, but some banks do charge a penalty of just 1%.
Safety of Ornaments: The ornaments are kept more safe with the banks and because of the extremely high security in banks which is way higher than what it is at home.
No qualification of Credit Score: Since this is a completely secured loan, consequently the applicant will not have to worry about a bad loan repayment past.
Income-proof not required: The income of the applicant is not the problem for getting a gold loan as it completely depends mostly on the mass,weight and quality of the gold that the applicant has.
No loan processing charges: Another major benefit to the applicant is that they do not have to pay extra for this particular service as it completely depends on the asset which is kept as a security.
Flexible tenure: In addition to the other benefits, the applicant can also choose the time period to pay the loan according to their needs and requirements.
Only payment of interest: Finally, the applicant also has the option to pay the principle amount at the end of the loan period and only the interest amount every month.
Gold Loan Partur Eligibility Criteria
The process to apply for a gold loan is quite simple.The documentation process involved is quite easy to follow and suitable for the customers. Moreover, the borrower must also accompany the following eligibility criteria to get their loan approved.
Firstly, the age of the applicant must be a minimum of 18 years and a maximum of 70 years.
Secondly, the applicant should hold an authorized citizenship of India.
Thirdly, there is no specific criteria allocated for salaried and self-employed customers; therefore no salary proofs, business documents or tax details are asked by the bank to the customer, the only thing that is the most important for acquiring a Gold
Loan is the quality and quantity of the gold which the customer owns. The purity of the gold given should range between 18k to 22k and the weight of the gold should not be way less than 10 grams.
Gold Loan Partur Documents
The documents required are for identity proof- passport copy/voters ID card/ Driving License along with address proof such as ration card/tel,electricity bill/rental bill/passport copy/trade license/ shop& est. license/ sales tax certificate. Along with signature proof such as passport copy/ driving license/ banker’s verification/cheque and 2 passport sized photographs.
How to Apply for Gold Loan Partur?
Anyone can request for a Gold Loan online within 2 minutes. The process to apply for a Gold loan is effortless and fast. First and foremost, you have to check if you are eligible. Visit our website www.dialabank.com
After which you have to apply for a Gold Loan online and enter a contact number for our customer relationship managers for us to contact you back. Our platform is one of the best platforms to apply for a gold loan as you would get loans at economical rates of interest.
Gold Loan Partur Interest Rates: Updated 2020
Bank |
Interest Rates |
---|---|
10.75% |
|
10.85% |
|
10.90% |
|
11.50% |
|
11.75% |
|
11.75% |
|
11.75% |
|
12.00% |
|
12.00% |
|
12.25% |
|
12.25% |
|
12.25% |
For EMI Calculator click here:-
About Partur
Partur is a town with a municipal council in Jalna district in Maharashtra, India.
The languages spoken are Hindi,Marathi and Urdu with a population of 35,883.
Godavari is one of the major rivers that flows through this village of Partur.
The banks and NBFCs are ready to exercise the gold loans in Partur as much as they can. Visit www.dialabank.com or call 9592046860 and get to know the details as soon as possible.
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