Major Gold Loan Providers in Nalasopara West
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Nalasopara West Features
Want money?
Shortage of cash?
Don’t worry Dialabank will help you to get a gold loan with less paperwork and loan approval within 48 hours of verification.
Gold Loan Nalasopara West will provide each and every help at the affordable interest rate, but you should have a rigid and good source of income and a good credit score.
Furthermore, you can get a loan up to 75 percent of the market value of gold, this is due to fluctuation in the market price of the gold.
Gold Loan Nalasopara West Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
Documents for Gold Loan Nalasopara West
All you need is Aadhaar Card or driving license or Voter ID or passport copy for Identity proof. Tel or electricity bill or trade license or sales tax certificate for address proof. Your signature proof is required and 2 passport-sized photos.
Additional Documents Required for Gold LoanNalasopara West
Also, land proof, demand promissory note, Jewel appraiser certificate which will be arranged by the bank and Proof of income is required
You can check gold loan per gram rate at: Gold Loan Per Gram Rate
Eligibility Criteria for Gold Loan Nalasopara West
Your min. age should be 21 years and max. can apply up to 60 years. And, your nationality should Indian
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Nalasopara West
Online Process to Apply for Gold Loan Nalasopara West
Apply online by filling the simple form on the Dialabank website
Also, you can apply for HDFC gold loan at Dialabank.
Our Trained representatives are always there to help you throughout the process
Doorstep pickup facility of your document is available.
For any queries just give a call at 9878981166
Dialabank is considered as the best platform to apply for a gold loan online. There are so many reasons behind this, some of them are:
- The first online helpline of the country
- No penny will be charged
- Low LTV of your gold
- Low-interest rate on HDFC gold loan at Dialabank
- Fast and best service provider
- Trained relationship team to guide you throughout the process.
Offline Process to Apply for Gold Loan Nalasopara West
- Muthoot Gold loan
- HDFC Gold loan
But all this need is that these branches should be present nearby your locality. However, these banks provide you with fast service but if you need to travel 50 or 60 km then it’s of no use. It’s no chance that your work will be done in one go.
Whereas Dialabank is providing everything online and doorstep facility is also provided to our customer for there ease.
Processing Fees / Prepayment Charges on Gold Loan Nalasopara West
CIBIL Score Required for Gold Loan Nalasopara West
- Good CIBIL less chance of rejection
- Min you need is 750 for processing
- also, your previous behaviour regarding the previous loan is important
- delay payment can act as a barrier
So keep Good CIBIL score, and because of this, your future loans will be secured.