Gold Loan Pandua

Major Gold Loan Providers in Pandua 

Gold Loan Pandua Features

Cash shortage? No idea what to do?

Don’t worry Gold Loan is available for you. This loan requires minimal paperwork, as it is completely unsecured and you can then get your loan sanctioned within 48 hours after all the verification procedures.

Gold Loan Pandua will give you the financial assistance to the customers at the lowest and economical interest rates. To get a gold loan, the person applying must have a fine and firm source of income with a decent credit history, which will speed up the verification and the loan approval.

Moreover, you can also avail a loan up to 75 percent of the market value of the gold, this is because of the constant variation in the market price of the gold.

Gold Loan Pandua Interest Rates

Documents for Gold Loan Pandua

The documents required for gold loan Pandua are: proof identity- passport copy/voters ID card/ driving license/ aadhar card, address proof- ration card/ tel, electricity bill/rental bill/passport copy/trade license/shop& license/ sales tax certificate; signature proof – passport copy/driving license/banker’s verification/cheque and 2 passport sized photographs.

Additional Documents Required for Gold Loan Pandua

The additional documents required are: land proof- in the case of agriculture loan of more than Rs. 1 lac. The proof is not required for allied agricultural purposes, a demand promissory note, certificate by the jewel appraiser ( which the bank will arrange for) and income proof- salary certificate and form no.16.

Eligibility Criteria for Gold Loan Pandua

The minimum age of the person applying should atleast be 21 years and can be a maximum of 60 years. The applicant must also be having Indian Nationality.

How to Apply for Gold Loan Pandua

Online Process to Apply for Gold Loan Pandua

You can also apply for the HDFC Bank Gold loan at Dialabank and you would just have to fill a simple form online.

After which, you will be reached by our representative. Moreover, you will also get a document to pick up facility at your doorstep.

For further information, you can contact us on 9878981166 at anytime.

Dialabank is considered to be one of the best platforms available online to apply for a gold loan. The many reasons behind this are:

1. Dialabank happens to be India’s first financial hotline; which provides the best of the financial services to customers all over the country.
2. They provide free guidance to the customers. There are no additional fees for applying for a gold loan online on the website.
3. You will also get a high LTV of your gold.
4. The bank also a has a great reputation amongst their customers because of its super fast services.
5. You will also get a low HDFC Gold loan interest rate, if you apply for a gold loan on Dialabank.
6. They also offer a document pick up facility from your doorstep to make the process easier.
7. The paperwork for applying for a gold loan is very minimal.
8. In conclusion, the relationship managers who are trained thoroughly to guide and assist you through the entire process of Gold loan.

Offline Process to Apply for Gold Loan Pandua

The person applying also has the choice to get a Gold Loan from the nearby branches. To do this, you will have to search for Gold Loan near me on google. It will show you a list of all the branches of banks and financial institutions which provide loans near and around you. You need to choose them according to your preference and expertise, but Dialabank will do that for you in a faster and brisk manner.

You will then have to visit certain departments and apply for the loan and will have to visit multiple times before you loan finally gets sanctioned.

There are some banks and financial institutions where the process is done much faster such as HDFC Gold Loan branches as well as Muthoot Gold Loan branches.

You can also get loans from HDFC Gold loan branches. If you want to find other branches that are near you, search Muthoot Gold loan near me. Google will show you a list of all the Muthoot Gold Loan branches near and around you.

Processing Fees / Prepayment Charges on Gold Loan Pandua

CIBIL Score Required for Gold Loan Pandua

CIBIL score is a 3-digit numeric summary of your credit transactions and history. Each organisation has a different criteria for the minimum CIBIL score which is required for processing a Gold loan application in Pandua. There are some institutions require atleast a score of 750 or above to proceed with your loan application.

It’s not just about your CIBIL score, they also take a close look at all your detailed behavior on all the previous loans which are taken. This also includes the type of loan taken, the loan tenure, the amount borrowed and how well you repay your interest amount for the loan borrowed. Any delay in the payments for the loans which you have previously taken will become a hurdle for you to get a new loan. Make sure you have a decent CIBIL score before you apply for a loan.