Gold Loan Pallikaranai

Major Gold Loan Providers in Pallikaranai

Gold Loan Pallikaranai Features

See when you take a loan from the bank by pledging the collateral against the loan amount is termed as a gold loan. In this loaning scheme, the applicant needs to provide any gold ornament which can be used as collateral against the principal loan amount. Thus, it’s a secure way of taking a loan amount from the bank. Moreover, if you are in urgent need of money, then a Jewel loan is the best option for you as the disbursal of the loan amount takes only about 24 hours.

Life can be more comfortable if you can eradicate the financial hurdles of life. Thus, gold jewelry can help you cope up with the money related issues in lives. Gold Loan which is also known as Loan against Gold, is a service in which the borrower simply submit their gold jewelry as a security in the bank’s locker. And they can get gold loans according to the cost of their gold ornaments.

Gold Loan Pallikaranai Interest Rates

Documents for Gold Loan Pallikaranai

1. First and foremost, Borrower Identity: Two passport size colored photographs.
2. Next, Proof of Identity: Passport Copy/ Voters ID card/ Driving License/Adhar card/ PAN card.
3. Also, Residence Proof: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
4. Besides, Signature Proof: Passport Copy/Driving License/Banker’s verification/cheque.

Eligibility Criteria for Gold Loan Pallikaranai

1. First of all, Age: Minimum=18 year.
2. Maximum (at loan maturity): 60 year
3. Secondly, Gold requirements: Minimum 10 grams of gold.
4. Besides, Loan Amount: Minimum= Rupees15000.
5. Next, Citizenship: Indian.
6. Also, Employment Status: Salaried/ Self Employed/ Not Working.

How to Apply for Gold Loan Pallikaranai

Online Process to Apply for Gold Loan Pallikaranai

1. Apply through Dialabank Because:
2. First and foremost, the Service provided is customized.
3. Secondly, The staff is trained to contrast the rates efficiently to provide the best deal.
4. In addition, we provide Proper Research on distinct products.
5. Also, nothing is charged for guiding the people.
6. Finally, Impartial advice to the applicant.
7. Besides, give a call at 95920-46860 or visit www.dialabank.com.

Offline Process to Apply for Gold Loan Pallikaranai

The applicant also has an option to avail of an Interest rates on Gold Loan from the nearby branches. To do so, search Gold Loan near me on google. It will enlist all the branches of banks and finance companies providing loans near you. You need to select them according to your preference and knowledge, but Dialabank can do that for you in a quicker and better manner.

Processing Fees / Prepayment Charges on Gold Loan Pallikaranai

CIBIL Score Required for Gold Loan Pallikaranai

Having a good CIBIL score is a must before applying for a gold loan, that is why every lending institution has its criteria for the minimum CIBIL score required for processing a Gold Loan application Pallikaranai. Most institutions require a minimum score of 750 to process your loan application.

Not just your CIBIL score, the institutions also look at the detailed behavior on the previous loans taken. This includes details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans can act as a barrier to your availing a fresh loan. So make sure your CIBIL score is good before applying for a loan.