Gold Loan Palghar

Major Gold Loan Providers in Palghar

Gold Loan Palghar Features

Running short out of cash?

How does some instant cash sound like?

Well, Gold Loan is the answer to all your financial problems. The loan asks for less paperwork as it is secured and you can get your loan approval within 48 hours of all the verification process.

Gold Loan Palghar comes as a solution to its clients with financial aid at the best interest rates. To obtain a Gold loan, the client needs to have a rigid and good income source as well as a good credit history is a must, which will also make the process of verification and loan approval faster.

Besides, due to the fluctuation in the gold market value, you can get a loan up to 75 percent of the market value of gold.

Gold Loan Palghar Interest Rates

Documents for Gold Loan Palghar

1. Proof of Identity can include any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2. Address Proof can include any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
3. Signature Proof can include any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
4. 2 passport size photos.

Additional Documents Required for Gold Loan Palghar

1. Land Proof: In Agriculture Loan of more than Rs. 1 lac. The proof is not needed for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certification by the Jewel Appraiser (Bank will arrange).
4. Proof of Income: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Palghar

1. The minimum age needed is 21 years and a maximum of up to 60 years.
2. Must be an Indian National.

How to Apply for Gold Loan Palghar

Online Process to Apply for Gold Loan Palghar

You can even apply for the HDFC Bank Gold Loan at Dialabank.

You just need to fill a simple online form.

Then, you will get a call from our representative. You will also get a facility to pick up documents from your doorstep.

For more details, you can call us anytime on 9878981144.

There are many reasons behind the fact that Dialabank is the best platform to apply for a gold loan online, some of them are:

1. Dialabank is India’s first financial helpline; it promises to provide the best financial services to all the customers across the country.
2. Dialabank guides the customers without any additional charges to apply for a gold loan online on the Dialabank website.
3. A high LTV of your gold serves as a plus point.
4. Moreover, due to its fast and impressive services, the bank holds a good reputation amongst the customers.
5. If you are applying for a gold loan on Dialabank, then you will also get to enjoy a low HDFC Gold loan interest rate.
6. Dialabank provides a document pickup facility from the doorstep of the customer to ease the process.
7. Very little paperwork is needed when you apply for a Gold loan per gram through the Dialabank website.
8. Relationship managers are properly trained to guide you in the whole process of Gold Loan.

Offline Process to Apply for Gold Loan Palghar

The nearby branches are also an option if the applicant wants to proceed for an offline process. In order to do the same, simply search Gold Loan near me on google. The search will present a list of all the bank branches as well as finance companies that provides a gold loan near you. After that, you will be required to select them with your experience and knowledge. On the other hand, Dialabank can do that in a faster and more convenient manner for you.

Moreover, you will also be required to visit several departments to apply for the gold loan and before your loan gets the final approval, you will need to visit many times more.

HDFC Gold Loan branches and Muthoot Gold Loan branches are some of the banks and finance companies where the process is much faster.

You can also get your gold loan from HDFC Gold Loan Branches. To find a branch that is nearby, search for Muthoot Gold Loan near me. Google will help you with the result for all the Muthoot Gold Loan Branches near you.

Processing Fees / Prepayment Charges on Gold Loan Palghar

CIBIL Score Required for Gold Loan Palghar

As every lending institution in Palghar requires a minimum CIBIL score criterion to process a Gold Loan application, a CIBIL score is a very important aspect before you apply for a gold loan. A minimum CIBIL score of 750 is required by most institutions to process a gold loan application.

The institutions also consider the details of the previous loan taken which includes the repayment behavior, the amount borrowed, and the type of loan taken. Any late payments during the previous loans act as a hurdle between you and your loan approval. This makes a good CIBIL score necessary before you wish to apply for a gold loan.

Gold Loan Palghar Agents