Gold Loan Narkhed

About Gold Loan Narkhed

Major Gold Loan Providers in Narkhed

Gold Loan Narkhed Features

Running low of cash reserves or have uncertainty?

No need to worry as Gold Loan is available for you. The loan is secured and thus requires very less paperwork. Gold Loan in Narkhed provides financial aid to the customers at the best affordable interest rates, as low as 7 per cent. To secure a Gold loan, the applicant must have a credible and fixed source of income and with a perfect credit history, which will ensure the verification and loan approval process even faster.

Furthermore, the applicant can get up to 75 percent of the market value of the gold even in sudden price fluctuations in the gold market.

Gold Loan Narkhed Interest Rates

To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate

Documents for Gold Loan Narkhed

The following documents are needed from the applicant:

1. Address Proof: Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Passport copy/Trade & shop License/Sales Tax certificate.
2. Identity Proof: Voters ID card/ Driving License/ Aadhaar card/ Passport Photocopy.
3. Signature Proof: Passport photocopy/ Banker’s verification or Cheque/ Driving License.
4. Two Passport-size photographs.

Additional Documents Required for Gold Loan Narkhed

1. Land Proof: For Agricultural Loan exceeding Rs. 1 lac, which is not required for allied agriculture purposes.
2. A Demand Promissory Note.
3. Certificate by Jewel Appraiser (Bank will arrange).
4. Income Proof: Salary Certificate and Form No.16

Eligibility Criteria for Gold Loan Narkhed

1. Age Limit: 21(minimum) to 60 (maximum).
2. Nationality of the applicant: INDIAN.

How to Apply for Gold Loan Narkhed

Online Process to Apply for Gold Loan Narkhed

You can easily apply for the Gold Loan in available banks such as Private, Axis, HDFC and others through Dialabank online by filling a simple user-friendly form.

In a short while, you will receive a call from our representative. Additionally, Dialabank provides a pick-up facility of your documents from the doorstep of its customers.

For further information, contact +919878981166 anytime.

Dialabank serves as the best platform to apply for a gold loan online because it is the best-rated as:=

1. Dialabank is the first financial helpline of India providing the best financial services to its customers.
2. We serve the customers cost-free, no additional cost of applying for a gold loan online on the website.
3. You can get a good Loan-to-Value (LTV) of your gold with Dialabank.
4. Dialabank is connected to leading banks including HDFC, Private, Axis, Muthoot, etc.
5. The bank has a high reputation among its customers because of its reliable services.
6. Applying for a gold loan on Dialabank will get a low Interest Rate on Gold Loan.
7. Dialabank provides a facility of document pickup from the applicant’s doorstep to ease the process.
8. Processing your gold loan via Dialabank requires minimum paperwork.
9. Relationship managers are highly trained to guide and serve you in the entire process.

Offline Process to Apply for Gold Loan Narkhed

The applicant can also choose to avail of Gold Loan from the nearby branches. Search ‘Gold Loan near me’ on google. It will enlist the closest branch of finance companies providing loans near your location. You need to select them according to your preference and knowledge. However, Dialabank is happy to ease the process for you!

But if you choose to go with a branch which is near you, then you may visit the responsible department to apply for the loan, again and again, before the loan gets finally approved as it is a complex process. Some banks and finance companies can approve the loan process faster. We recommend HDFC Gold Loan branches and Muthoot Gold Loan branches. Dialabank can do this even faster by handling all complex processes.

Processing Fees / Prepayment Charges on Gold Loan Narkhed

CIBIL Score Required for Gold Loan Narkhed

No CIBIL score is required for Gold Loan, A gold article is a must.

A good CIBIL score is a must before applying for a loan other than a gold loan. It is basically a foundation for your loan, for this reason, every lending institution has its own guided criteria for the minimum required CIBIL score for processing a loan application. Generally, most of the institutions require a minimum CIBIL score of 750 to process your loan application without any failure.

It is not just your CIBIL score, many institutions also look at the detailed behaviour on the previous loans taken by you, including details on the type of loan and the loan amount, payment schedules and if all deadlines are met while repayment. Making sure your CIBIL score is good before applying for a loan is a good practice.