Major Gold Loan Providers in Miraj
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Miraj Features
Dialabank is India’s first financial helpline, which aims to provide the best financial services to our customers all over the country. If you are running short of cash and have no idea what to do, we are here to serve you with the best loan offers.
Gold loan is the one which requires less paperwork and is approved within 48 hours after the verification process. We provide financial aid to our customers at the easily affordable rates. The applicant just requires a reliable source of income and a good credit history for a speedy loan approval process. Due to regular fluctuations in the market price of gold, one can avail the benefit of 75 per cent of the market value of the ornament.
Gold Loan Miraj Interest Rates
Bank
Interest Rate
HDFC Bank Gold Loan
9.9% to 14%
Axis Bank Gold Loan
10.50% to 16%
Private Bank Gold Loan
10.75% to 16%
SBI Gold Loan
9.5 % to 13%
Kotak Gold Loan
11% to 14%
IIFL Gold Loan
9.24% to 24%
Muthoot Gold Loan
12% to 24%
Manappauram Gold Loan
12% to 26%
PNB Gold Loan
10.05% to 16%
Canara Bank Gold Loan
9.75 % to 13%
Andhra Bank Gold Loan
10.70% to 16%
To check Gold Loan Interest Rate for all major banks you can visit: Gold Loan Interest Rate
Documents for Gold Loan Miraj
- Identity Proof: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
- Address Proof: Ration card/ Telephone or Electricity Bill/ Rental Agreement/ Passport copy/ Trade license / Shop License/ Sales Tax certificate.
- Signature Proof: Passport Copy/ Driving License/ Banker’s verification or Cheque.
- 2 passport size photographs.
Additional Documents Required for Gold Loan Miraj
- Land Proof for agriculture loan exceeding Rs. 1 lac; not required for allied agriculture purposes.
- Certificate by the Jewel Appraiser which bank will arrange for you.
- Income Proof in form of Salary Certificate and Form No.16
- A Demand Promissory Note.
Eligibility Criteria for Gold Loan Miraj
- Nationality: Indian
- Age limit: 21-60 years
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Miraj
Online Process to Apply for Gold Loan Miraj
- Apply for the HDFC Bank Gold Loan with us.
- Fill a user-friendly form online.
- Our representative will contact you.
- Get a document pick-up facility from the doorstep.
For any information, contact 9878981166.
Dialabank is the best platform to apply for a gold loan online because of the below-mentioned reasons:
- We promise a high LTV of your gold and ensure the security of it.
- We are India’s first financial helpline; providing the best and reliable services to our customers.
- We enjoy a good reputation among our customers due to our fast services.
- We charge no additional fees to apply for a gold loan online on our website.
- We find out low-interest-rate policies best suited for you.
- We require very less paperwork to ease the process for you.
- We give a document pickup facility from the doorstep of the customer.
- Our Relationship Managers are trained thoroughly to serve you in the entire process.
Offline Process to Apply for Gold Loan In Miraj
One can also avail Gold Loan from the nearby branches. For that purpose;
- Search Gold Loan near me on google.
- All the branches of banks and finance companies providing loans near you will appear.
- Select them according to your preference and knowledge.
- Visit those departments and apply for the loan.
- You will be asked to visit many times before than loan gets finally approved.
Dialabank can do that for you more quickly and easily. Some banks and finance companies such as HDFC Gold Loan and Muthoot Gold Loan are much faster in this process.
Processing Fees / Prepayment Charges on Gold Loan Miraj
CIBIL Score Required for Gold Loan Miraj
Having a good CIBIL score is a prerequisite to apply for a gold loan. Most institutions require a minimum score of 750 to process your loan application, which might vary.
The institutions also look at the detailed behaviour on the previously taken loans, including details on the type of loan taken and the amount borrowed. Any delayed payments for previous loans may act as a barrier to avail a fresh loan. Hereby, make sure your CIBIL score is good before applying for a loan!
Gold Loan Miraj Agents
One of the leading and most trusted gold loan agents all over the country is Dialabank. We help you to find the best-suited alternate for you between several Banks and NBFCs by providing a detailed and structured market comparison of different banks. Visit our website and fill a simple form asking for some details so that our Customer Relationship Manager will get in touch with you. So, you do not need to worry about the complex information and process and hence you can make the right choice!
Gold Loan Miraj Contact Number
Call 9878981166 to get instant help and approval for Gold Loan.
Pre Calculated EMI Table for Gold Loan Miraj
About Miraj
Located in Maharashtra, Miraj is a city holding great historical importance. This place is famous for its enriched culture and heritage sites and also it hosts some famous historical monuments of the country. Ancient Indians such as Shivaji, The Marathas, etc. influenced the religious diversity of Miraj.
