Best banks for Gold Loans in Morvi
Feature
|
Manappuram
|
Axis Bank
|
Yes Finance
|
Interest Rate
|
9.90%
|
12.50%
|
9.99%
|
Min Loan Amt
|
Metro : 25000, Non : 15000
|
25000
|
15000
|
Max Loan Amt
|
1 Cr
|
1 Cr
|
1 Cr
|
Loan Tenure
|
3 months to 24 months
|
9 months to 24 months
|
1 month to 24 months
|
Processing Fee
|
0.25% to 1.50% of the Loan Amt
|
0.25% to 1.50%
|
Nil
|
Preclosure Chgs
|
2%, Nil foreclosure charges after 3 months
|
2%, Nil foreclosure charges after 9 months
|
Nil
|
Overdraft Facility
|
Yes
|
Yes
|
Yes
|
Pay Only Interest Facility
|
Yes
|
Yes
|
Yes
|
Gold Rate Per Gram
|
3,124
|
3,073
|
3,069
|
Gold Loan Morvi Features
Do you need extra money?
Are you planning to take any financial assistance?
Gold Loan is now easy and convenient to avail as most major banks and NBFCs assist customers at a low rate of interest and minimum paperwork. Gold Loan is secured loans that can be brought against your Gold ornaments/Jewelry as collateral.
What are some Gold Loan Morvi features?
Gold Loan Morvi renders financial assistance at affordable interest rates to the customers. The eligibility standards for gold loans are pretty easy.
Banks approve Gold Loan easily supporting the fact that the borrower repays the amount in the form of interest as installments. If he fails to repay, the loan can be recovered through collateral.
Gold Loan Rate Per Gram Today in Morvi
Updated - Gold Loan Per Gram Rate w.e.f Dec 27 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Morvi Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Morvi Documents required
- Driving License, Aadhar, Voter ID card, and other proofs can be used as Identity proof.
- Ration Card, Driving License, Passport Copy, Telephone Bill, or any utility bill can be used as Residence proof.
- Two colored passport-sized photographs.
- Passport Copy/ Banker’s verification/ Cheque or Driving License can be used as Signature proof.
Additional documents required in Gold Loan Morvi
- Land Proof: For agriculture loan of more than 1 lac rupees, no proof is mandatory for allied agriculture purposes.
- The bank needs to arrange the Certificate by the Jewel Appraiser.
- A Demand Promissory Note.
- As Income proofs, Salary certificate, and Form no.16 can be provided by the borrower.
Gold Loan in Morvi Eligibility Criteria
- The borrower’s age shouldn’t exceed 60 years or precede 21 years.
- The borrower should possess an Indian nationality.
GOLD LOAN @ 0.75%*
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Gold Loan Morvi Agent and Contact number
Acknowledged as the best gold loan agent in Morvi, Dialabank is the best choice for gold loan. You can register digitally at Dialabank or call at 9878981166
Dialabank helps customers by providing the best options for banks and NBFCs through comprehensive market comparison. With this, the customers don’t get misled by the complex information and make the best choice for them. You can also experience this thing by visiting our website, filling an online form that connects you with our customer representatives for the whole loan approval process.
About Morvi
In the Indian state of Gujarat, Morvi is a city and a municipality in Morbi district. Situated on the Machhu River, this city is at a distance of 35 km from the sea and 60 km from Rajkot. The city is famous for multiple places like Julto Pul Hanging bridge, Art Deco Palace, and Mani Mandir.