Best Banks for Gold Loan in Model Town
Gold Loan Model Town Features
Cash needed? And no proper way to get it?
Dialabank has got you a secured GOLD LOAN scheme. Very minimal paperwork and gets the loan at very low-interest rates. For getting a gold loan, the applicant must have a good credit history, it will make your verification procedure quick. Get your Loan processed in less than 3 hours.
You can avail Gold Loan up to 70% of value for any purpose, this fluctuation is due to changes in gold prices.
Gold Rate Per Gram Today in Model Town
Updated - Gold Loan Per Gram Rate w.e.f Dec 23 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Model Town Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Know More – Gold Loan interest rate
Gold Loan in Model Town Documents Required
- 2 passport size photographs.
- Address Proof can be any of the following: Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
- Signature Proof any of the following: Passport Copy/Driving License/Banker’s verification/cheque.
- Proof of Identity can be any of the following: Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
Additional Documents Required for Gold Loan Model Town
- Income Proof: Salary Certificate and Form No.16
- Certificate by the Jewel Appraiser (Bank will get it for you).
- Land Proof is essential: In the case of Agriculture Loan of more than Rs. 1 lac. The land proof is not required for allied agriculture use.
- A Demand Promissory Note.
Gold Loan in Model Town Eligibility Criteria
- Individuals must be having Indian Nationality.
- The minimum and maximum age of the individual must be 21 years and 60 years respectively.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Model Town
Online Process to Apply for Gold Loan Model Town
You can apply to Dialabank for the Gold Loan Model Town. For that, You have to fill an online form. Then, you will get a call from our representative.
For any other information, you can call on 9878981166 24/7.
Dialabank is the best area for applying for gold loans online. There are various reasons for that, some are:
- Dialabank guides the customers without charging any additional fees and also for applying online on the website of Dialabank.
- Dialabank provides the best financial services to all its customers.
- Gold loan Model Town requires very little paperwork.
- If applying via Dialabank, You will get a high LTV of your gold and at very low-interest rates.
- Relationship managers are trained perfectly to guide and serve you in the entire process of Gold Loan.
- In the last, The bank has a good reputation among the customers because of its amazing and quick services.
Offline Process to Apply for Gold Loan Model Town
The person can also apply for gold loans in local branches. To do so, the person will search himself on google and find details of all the branches and finance companies and compare and choose according to his preference. Still, there are chances of making the wrong decision. So, instead of wasting a lot of time, just give your work to Dialabank. We will do all the things easily and quickly that too free of cost.
Processing Fees / Prepayment Charges on Gold Loan Model Town
CIBIL Score Required for Gold Loan Model Town
Every institution needs a good CIBIL score(minimum: 750) for processing a Gold Loan application in Model Town.
In addition to that, Details of the previous loan are to be submitted such as- type of loan and the amount taken. Any delays in payments can lead to a restriction in the next loan processing.
So check these things before applying.