Best Banks for Gold Loan in Mehdipatnam
Feature
HDFC Bank
SBI
Interest Rate
9.90% onwards
7% onwards
12% onwards
Min Loan Amt
Metro : 25000, Non : 15000
25000
15000
Max Loan Amt
1 Cr
1 Cr
1 Cr
Loan Tenure
3 months to 24 months
9 months to 24 months
Processing Fee
0.25% to 1.50% of the Loan Amt
0.25% to 1.50%
Nil
Pre-closure Charges
2%, Nil foreclosure charges after 3 months
2%, Nil foreclosure charges after 9 months
Nil
Overdraft Facility
Yes
Yes
Yes
Pay Only Interest Facility
Yes
Yes
Yes
Gold Rate Per Gram
3066
3073
3073
Gold Loan Mehdipatnam Features
No cash left? And a solution needed?
Dialabank has got a GOLD LOAN scheme.
A gold loan is secured and requires very little paperwork. This loan is approved in 2-3 hours after verification. The person must have a good credit history to make the process faster.
Most importantly, the loan will be provided up to 75% of the price of gold, because prices change with time.
Gold Loan Rate Per Gram Today in Mehdipatnam
Updated - Gold Loan Per Gram Rate w.e.f Oct 07 2024
Gold Weight
Gold Purity
24 CaratGold Purity
22 CaratGold Purity
20 CaratGold Purity
18 Carat
1 gram
4621
4290
3900
3510
10 gram
46210
42900
39000
35100
20 gram
93600
85800
78000
70200
30 gram
140400
128700
117000
105300
40 gram
187200
171600
156000
140400
50 gram
234000
214500
195000
175500
100 gram
468000
429000
390000
351000
200 gram
936000
858000
780000
702000
300 gram
1404000
1287000
1170000
1053000
400 gram
1872000
1716000
1560000
1404000
500 gram
2340000
2145000
1950000
1755000
Gold Loan in Mehdipatnam Interest Rates and Charges
HDFC Gold Loan
9.90%
0.25 % - 1.50%
3 - 24 Month
Private Gold Loan
10.50%
0.25 % - 1.50%
9 - 24 Months
Axis Gold Loan
10.50%
0.50% - 1.50%
6 - 24 Months
Yes Bank Gold Loan
10.50%
0.50% - 1.50%
6 - 36 Months
SBI Gold Loan
9.50%
500/- to 0.50%
6 - 36 Months
Kotak Gold Loan
11.00%
1% to 2%
9 - 24 Months
IIFL Gold Loan
12.00%
Nil
3 - 11 Months
Muthoot Finance Gold Loan
12.00%
Nil
1 - 24 Months
Manappuram Gold Loan
12.50%
Nil
6 - 12 Months
PNB Gold Loan
11.00%
0.70% to 1%
6 - 12 Months
Canara Bank Gold Loan
10.75%
1 %
6 - 12 Months
IndusInd Bank Gold Loan
11.50%
1% - 1.5%
9 - 24 Months
Gold Loan in Mehdipatnam Documents Required
Address Proof(any 1): Ration card/ Tel, Electricity Bill/ Rental bill/ Passport copy/Trade license /Shop & Est. License/Sales Tax certificate.
Proof of Identity(any 1): Passport Copy/ Voters ID card/ Driving License/Aadhaar card.
2 passport size photographs.
Signature Proof(any 1): Passport Copy/Driving License/Banker’s verification/cheque.
Additional Documents Required for Gold Loan Mehdipatnam
Certificate by the Jewel Appraiser (Bank will handle this).
Land Proof is necessary for an Agriculture Loan of more than Rs. 1 lac. The proof of land is not required for allied agriculture purposes
A Demand Promissory Note.
Income Proof: Salary Certificate and Form No.16
Gold Loan in Mehdipatnam Eligibility Criteria
The minimum age: 21 years, maximum age:60 years.
Nationality: Indian.
GOLD LOAN @ 0.75%*
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How to Apply for Gold Loan Mehdipatnam
Online Process to Apply for Gold Loan Mehdipatnam
You can apply online on Dialabank for the Gold Loan. Just fill the form. Then our representative will call you.
For more knowledge, call on 9878981166 anytime.
Dialabank is the best platform for gold loans online. Some of the reasons are:
- Our relationship manager will help you in providing the information you wish to know and will understand your problem as well. They will assist you to find the most suitable gold loan offer.
- The gold loan Mehdipatnam needs very little paperwork.
- Dialabank guides the services to the customers free of cost.
- Relationship managers are trained perfectly to guide and serve you in the entire process of Gold Loan.
- If applying via Dialabank, You will get a high LTV of your gold and at very low-interest rates.
- In the last, the bank has a good reputation among the customers because of its amazing and quick services.
Offline Process to Apply for Gold Loan Mehdipatnam
The person can apply for gold loans in local branches too. So, the person will himself search on google and compare the details of all the branches and finance companies and choose according to his preference. Still, there are chances of making the wrong decision. So, instead of wasting time, just give your workload to Dialabank. We will do all these easily and too free of cost.
Processing Fees / Prepayment Charges on Gold Loan Mehdipatnam
CIBIL Score Required for Gold Loan Mehdipatnam
If applying for a new loan, Details of the previous loan are to be presented such as- type of loan and the amount taken. Any delays in payments can lead to a restriction in the next loan processing.
Moreover, Every institution requires a good CIBIL score(minimum: 750) for processing a Gold Loan.
So, check these things before applying them.